Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,786 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

See Rates & Fees
Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+334
1,131,786 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

Your comment cannot be blank.

Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2020
New User
> bubble2 17 Posts
10 Reputation
MemorableDime5757
11-10-2021 at 08:22 PM.
11-10-2021 at 08:22 PM.
Quote from evvlau :
call WF today. they just upgrade the card for me on the phone. takes like 2 minutes. all done.

What upgrade did you get?
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 9,296 Posts
1,596 Reputation
CanesFan
11-11-2021 at 07:02 AM.
11-11-2021 at 07:02 AM.
Quote from MemorableDime5757 :
Does it also provide rental insurance?
Nope, not that I can see. This is what I see under card benefits:

Cellular Telephone Protection
Visa Signature® Concierge Services
Emergency Cash Disbursement and Card Replacement
Travel and Emergency Assistance Services
Roadside Dispatch®


Even if it did, most credit cards' car rental insurance acts as a secondary insurance (your personal auto insurance would be primary and then the credit card rental insurance can pay whatever they don't cover and your deductible). I don't think there are many credit cards that the rental insurance is primary, I think some AMEX cards do. I don't know much about this and have never needed to use it but I was reading up on it a bit a couple of years back.
Reply
Joined Sep 2015
New User
> bubble2 7 Posts
10 Reputation
piotreknj
11-11-2021 at 08:14 AM.
11-11-2021 at 08:14 AM.
Unfortunately wellsfargo lied to me in the past. I lost a lot of money when they said I'm signing up for a CD. No signatures should wake me up. Next thing I knew manager signed me up for some losing money mutual founds so he can get bonus. That was in Linden New Jersey. Never again WellsFargo.
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 9,296 Posts
1,596 Reputation
CanesFan
11-11-2021 at 08:58 AM.
11-11-2021 at 08:58 AM.
Applied yesterday and got approval right after processing. Interest rate sucks but I only plan to use for cell pone bill to get cell phone protection, enough purchases to get bonus, and use the interest free 15 months for larger purchases. After 15 months I guess I can use on purchases that my other cards give less than 2%.

In case someone is wondering, they DO charge a foreign transaction fee.
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,118 Posts
625 Reputation
Truth-Serum
11-11-2021 at 10:24 AM.
11-11-2021 at 10:24 AM.
Quote from Chinonoco :
Absolutely. CCs are not for everyone. They should be using debit instead. There are cash back debit cards now too.

Debit cards don't offer purchase protection like credit cards. Would rather be scammed with a credit card than a debit card
Reply
Joined Oct 2009
Parsimonious Bastard
> bubble2 963 Posts
171 Reputation
LA_Art_Collector
11-11-2021 at 10:29 AM.
11-11-2021 at 10:29 AM.
Quote from Boobooo :
And yet they got caught yet again... and fined 250million more for their shady practices...
https://www.reuters.com/lifestyle...021-09-09/

Obviously if you don't care about a company that has no morals or values except to line their pockets at the cost of their customers, apply for a credit card from them. But I'm curious, when would you draw the line? How many times do they have to get caught before you say 'maybe I won't give them my business'...
My same thought.
I opened a checking account with them after their bank associates convinced me that they're under increased scrutiny.
Sure enough a few months later they were caught again. That's when I closed my account and moved on.

What's the point with banking with them, especially with all of their ridiculous fees, when there are so many other better options out there?
Reply
Joined May 2019
L4: Apprentice
> bubble2 334 Posts
66 Reputation
Chinonoco
11-11-2021 at 10:35 AM.
11-11-2021 at 10:35 AM.
I only use CC for all my purchases. For those that are paying tons of interest and loaded in debt your better off not using them.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Sep 2021
L6: Expert
> bubble2 1,305 Posts
309 Reputation
Pro
Wyvern1
11-12-2021 at 06:18 AM.
11-12-2021 at 06:18 AM.
Quote from unknown00 :
We have had unlimited 2% on everything in market for too long. Who is going to be first to offer unlimited 3% on everything?!
should at least have made it a 2.1% card lol
Reply
Joined Feb 2017
New User
> bubble2 9 Posts
10 Reputation
briannanoelle1
11-12-2021 at 07:25 AM.
11-12-2021 at 07:25 AM.
Quote from holycow1 :
Will WF allow you to convert an existing Visa to this?

Yes they will!
Reply
Joined Aug 2021
L1: Learner
> bubble2 21 Posts
14 Reputation
NervousName3620
11-12-2021 at 10:37 AM.
11-12-2021 at 10:37 AM.
It has been too long since we had unlimited 2% on everything in the market. When will we get an unlimited 3%?
Reply
Joined Oct 2018
New User
> bubble2 9 Posts
10 Reputation
NavyDolphin7015
11-12-2021 at 05:18 PM.
11-12-2021 at 05:18 PM.
Do I have to open an account? Or have they already done that for me and not told me?
Reply
Joined May 2012
L8: Grand Teacher
> bubble2 3,896 Posts
1,045 Reputation
gswood
11-14-2021 at 04:38 AM.
11-14-2021 at 04:38 AM.
Do I still get bonus of $200 if I upgrade my wellfargo cc to this cc
Reply
Joined Nov 2014
L7: Teacher
> bubble2 2,056 Posts
225 Reputation
SamQ
11-14-2021 at 01:21 PM.
11-14-2021 at 01:21 PM.
A tip for anyone who can't seem to control their budget because they can't do the "don't buy what you can't buy in cash with a credit card".

First set an auto-pay that'll always pay it off every single month at the same time. Also every single time you hit a certain threshold, pay it off manually. For me it's $500. Every time it hit's an increment of $500, I pay off that $500 quite simply because I'm more inclined to pay off that $500 in full than the $2500 in full which I assume many others are as well. Your threshold might be $200, everyone has a different limit so choose yours wisely.

Also don't be trapped by the $200 cash back reward. Only spend that $1000 to get the $200 if you already planned to spend that $1000 in the 3 coming months(grocery, gas, insurance, other necessary life expenses). Don't look at the $1000 TV and think, "oh I can buy this TV for $800 because $200 cash back for spending $1000"! That's how you dig yourself a hole. Well that is if you were already planning to get the TV before you noticed this offer, then you can get the TV with after getting this offer locked. However if you found this card then thought of a TV, don't do it.
Reply
Joined Sep 2015
L2: Beginner
> bubble2 64 Posts
14 Reputation
rai.sunny97
11-14-2021 at 01:55 PM.
11-14-2021 at 01:55 PM.
Quote from gswood :
Do I still get bonus of $200 if I upgrade my wellfargo cc to this cc

No I called and asked
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jan 2015
L8: Grand Teacher
> bubble2 3,248 Posts
400 Reputation
kenpet
11-15-2021 at 04:42 AM.
11-15-2021 at 04:42 AM.
Do you get 2% CB as well on the $1000 you are spending to get SUB of $200? So it would be more like $220 CB in total?
Reply
Page 20 of 59
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.