Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,453 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

See Rates & Fees
Slickdeals may be compensated by Wells Fargo
  • Deal Image
Deal Image
See Deal

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Add Comment
Reply
Created 06-28-2021 at 04:16 PM by pink123
in Credit Cards (3) See More Wells Fargo Offers
If you take advantage of an offer on our site, Slickdeals may receive a commission.

Check Out Similar Credit Cards Deals

View All
Frontpage
Prime Visa: $250 Amazon Gift Card Instantly Upon Approval
58 78
Popular
Delta Amex Credit Card Free Uber One For 12 Months
18 14
Delta SkyMiles American Express - 6/12 Months of Statement Credit on UberOne
3 3
Frontpage
Prime Members: SanDisk 128GB High Endurance Video MicroSDXC Card with Adapter, for Dash Cam - C10, U3, V30, 4K UHD, Micro SD Card - SDSQQNR-128G-GN6IA $13.29
$13.30
38 22
Frontpage
Prime Members: SanDisk 2TB Extreme microSDXC UHS-I Memory Card with Adapter - Up to 240MB/s, C10, U3, V30, 4K, 5K, A2, Micro SD Card- SDSQXAV-2T00-GN6MA $165.6
$165.60
+ Free Shipping
22 17
Frontpage
Team Group 128GB Elite microSDXC UHS-I U3, V30, A1, 4K UHD Micro SD Card with SD Adapter, Speed Up to 100MB/s $6.48
$5.50
+ $1 S/H or Free S/H on $25+
43 38
Deal
Score +334
1,131,453 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

View Forum Thread

Your comment cannot be blank.

Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
·
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
·
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/
·

Sign up for a Slickdeals account to remove this ad.

Joined Apr 2006
L7: Teacher
> bubble2 2,290 Posts
1,431 Reputation
hottie
01-25-2022 at 08:23 AM.
01-25-2022 at 08:23 AM.
Quote from ElKarl :
Do you have to have a bank account with FNBO to get the card?
Yes , you need to be a member of this credit union

https://www.youtube.com/watch?v=huNn5jFVlJs
Reply
Joined Apr 2006
L7: Teacher
> bubble2 2,290 Posts
1,431 Reputation
hottie
01-25-2022 at 08:25 AM.
01-25-2022 at 08:25 AM.
Quote from ElKarl :
Do you have to have a credit union bank account to get the card?
I replied to your other post. Sorry.
Yes , you need to be a member.

Looks like it is hard to get into unless you are in Alabama. Wonder if anyone applied recently.
Reply
Last edited by hottie January 25, 2022 at 08:51 AM.
Joined Dec 2020
L6: Expert
> bubble2 1,635 Posts
ElKarl
01-25-2022 at 08:36 AM.
01-25-2022 at 08:36 AM.
Quote from hottie :
I replied to your other post. Sorry.
Yes , you need to be a member.
Thanks
Reply
Joined Dec 2020
L6: Expert
> bubble2 1,635 Posts
ElKarl
01-25-2022 at 08:36 AM.
01-25-2022 at 08:36 AM.
Quote from hottie :
Yes , you need to be a member of this credit union

https://www.youtube.com/watch?v=huNn5jFVlJs
Thanks.
Reply
Joined Dec 2020
L6: Expert
> bubble2 1,635 Posts
ElKarl
01-25-2022 at 08:37 AM.
01-25-2022 at 08:37 AM.
Quote from CanesFan :
When you initially get approved by WF you will get an 'instant credit available' amount if they approve you instantly. That number should probably be higher in a few days or however long they take to fully process your info. I didn't even know they gave me a higher limit until I happened to look a week or so after since the lower limit was fine with me. I had under 10k initially and then it was a little more than double that. At least in my case.

Some of the initial lower limits might be initial credit available and people just didn't come back to update the new higher limit.
Great info. Thanks for sharing it.
Reply
Joined Dec 2020
L6: Expert
> bubble2 1,635 Posts
ElKarl
01-25-2022 at 09:12 AM.
01-25-2022 at 09:12 AM.
Just applied and got approved for both Wells Fargo and FNBO.

$10,000 limit on WF and $11,300 on FNBO.

Update: Email says 19.99% rate on WF card so won't be using that much after the $1000 spent and 0% for 15 months. That's the highest rate of all my cards but pay in full each month anyway.
Reply
Last edited by ElKarl January 25, 2022 at 09:25 AM.
Joined Feb 2016
L3: Novice
> bubble2 179 Posts
66 Reputation
malet
01-26-2022 at 05:55 AM.
01-26-2022 at 05:55 AM.
Just got my cards a few days ago. A few observations:

(1) both cards have the same number. I thought most issuers had gotten away from this. It means that if either card is compromised you can't use the account.

(2) used the card for the first time last night. The charge isn't showing up yet. My other cards show pending transactions as soon as they are made.

Neither is a big deal for me, but are things to consider.

Edit: (2) is not an issue, it's hidden but if you hit the + by "Temporary Authorizations" it shows pending transactions.
Reply
Last edited by malet January 27, 2022 at 03:54 AM.

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2008
D3: Woopster
> bubble2 3,643 Posts
1,442 Reputation
Pro
1dash1
01-26-2022 at 02:07 PM.
01-26-2022 at 02:07 PM.
Rejected.

Reason: Too many active credit cards (I have 17 open accounts at the present time).

I don't know what Wells Fargo considers to be a reasonable number of credit cards, but apparently 17 is too many.

BTW, I pay off the full balances every month ... don't know whether that works for me or against me!
Reply
Joined Dec 2020
L6: Expert
> bubble2 1,635 Posts
ElKarl
01-27-2022 at 08:47 AM.
01-27-2022 at 08:47 AM.
Quote from 1dash1 :
Rejected.

Reason: Too many active credit cards (I have 17 open accounts at the present time).

I don't know what Wells Fargo considers to be a reasonable number of credit cards, but apparently 17 is too many.

BTW, I pay off the full balances every month ... don't know whether that works for me or against me!
Damn, I thought 9 was a lot.
Reply
Joined Apr 2006
L7: Teacher
> bubble2 2,290 Posts
1,431 Reputation
hottie
01-27-2022 at 11:20 AM.
01-27-2022 at 11:20 AM.
Quote from ElKarl :
Do you have to have a credit union bank account to get the card?
I applied and got approved for this. No sign-on bonus though.
Reply
Last edited by hottie January 27, 2022 at 11:24 AM.
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
1,932 Reputation
Pro
CosmologicalConstant
01-29-2022 at 02:31 PM.
01-29-2022 at 02:31 PM.
Quote from pink123 :
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.


See Rates & Fees

Slickdeals may be compensated by Wells Fargo
In what way is this better than Citi Double Cash Credit cards?
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
1,932 Reputation
Pro
CosmologicalConstant
01-29-2022 at 02:36 PM.
01-29-2022 at 02:36 PM.
Quote from o2ChrisB :
Madthis CC is the WORST financial decision I've ever made. Wells Fargo is so behind the times, its an old person bank, jesus. Coming from Discover, I now realize how nice they were, never had problems. For instance, the cash back is only allowed to be redeemed in $25 increments and you cannot send it back to your bank. HOW DUMB IS THIS. JUST GIVE ME MY MONEY.
Quote from mcgrail0007 :
I have the PayPal Mastercard which also offers 2% cash back. That is my favorite 2% card that I have because I am able to get the money back as soon as my statement generates. A lot of cards require $25 increments in rewards to cash out. That isn't the case with PayPal Mastercard but the downside is that there isn't an upfront cash reward bonus like Wells Fargo is offering. I signed up for this new Wells Fargo Active Cash card. I did get my bonus a few days after my first statement. I don't trust Wells Fargo but I was happy to get the $200.
If your contention is about the $25, you need more help. Even when working at McDonalds for 2 hours will net you more than $25. those that developed the card assumed as such. they didn't develop it for those who need far stronger help on their finances.
Reply
Last edited by CosmologicalConstant January 29, 2022 at 02:42 PM.
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
1,932 Reputation
Pro
CosmologicalConstant
01-29-2022 at 02:42 PM.
01-29-2022 at 02:42 PM.
Quote from ggsaves :
806 credit score, solid income, 2500 limit . Had planned on stretching a large 10k expense and WF have the hard no against an increase. Card will sit in a drawer after the promo period.. bad luck for them since I was gonna make my daily driver. Sticking with Citi for now. Open wisely if u need a decent limit
Why, isn't this a better card that Citi Double Cash offering better benefits? Double Cash is only good for the 2% and doesn't offer other benefits.
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
1,932 Reputation
Pro
CosmologicalConstant
01-29-2022 at 02:43 PM.
01-29-2022 at 02:43 PM.
Quote from NoSleep007 :
The cell phone protection doesn't apply to MVNO? I don't trust Wells Fargo.
The cell phone protection on all credit cards do not apply to MVNO. per your logic, you don't trust them too? I hope you don't use YOUR logic on the SAT exam.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
1,932 Reputation
Pro
CosmologicalConstant
01-29-2022 at 02:51 PM.
01-29-2022 at 02:51 PM.
Quote from Knightshade :
Citi DC you can take the rewards as thank you points, and combined with other citi cards get better than 1:1 value out of em....(quite a bit more if used for travel in some cases)
You can't directly transfer the Citi double cash points to airline miles. For that you also need to pair it with a Citi fee based card, the minimum of which is $95. If I an wrong, please correct me.
Reply
Page 30 of 59
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.