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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired
Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
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Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees
Slickdeals may be compensated by Wells Fargo
Original Post
Written by
Edited April 4, 2023
at 07:46 AM
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
See Rates & Fees
Slickdeals may be compensated by Wells Fargo
Card Features:
- Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No categories to track or remember and cash rewards don't expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Select "Apply Now" to learn more about the product features, terms and conditions
See Rates & Fees
Slickdeals may be compensated by Wells Fargo
Created 06-28-2021
at 04:16 PM
by pink123
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These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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Doesn't matter anyway, I'm about to ditch my wells fargo card. Their reward program has the worst cash out requirements of any card I have.
Anyone know what the time frame is to reapply in the future with them for another $200 bonus?
Doesn't matter anyway, I'm about to ditch my wells fargo card. Their reward program has the worst cash out requirements of any card I have.
Anyone know what the time frame is to reapply in the future with them for another $200 bonus?
Also they dont allow to redeem their rewards to any other bank other than wells fargo. i am happy with my Citi double cash + discover and Chase freedom . will never apply with wells fargo.
The con I see about this card is that you can only pay off your credit line 3 times a month with them through my BOA bill pay and they put a hold onto my account for 5 days until the credit is made available. Another con is that when I chose to have my rewards issued as a statement credit, it takes about 5 days to go through. My discover and chase unlimited goes right away and credits my account. I will give this card a shot since 2% is highest of all my cards and within 10 days, I have had over $1k of cash back already.
2% cashback and you get credited as soon you hit the amount.
been using for ~6month
2% cashback and you get credited as soon you hit the amount.
been using for ~6month
(then again you can also beat 2% in rewards in a number of ways, especially if you travel)
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yes! I converted all my WF credit card to this one and merge them into 1.
Several cards offer the same level of coverage, several others offer better (like 600/claim but 3 a year, or 800 or 1000 per claim, still allowing 2 claims a year)
The higher coverage per claim is especially relevant to folks with higher end androids or almost any iphone. Now if you have a cheaper phone, and don't expect to need more than 2x/yr claims, this is "fine" but certainly not "best"
Which one is "best" will vary depending on the person (do they need more claims a year? do they need 600 vs 800 vs 1000 coverage? Do they travel at all to where certain cards make more sense than others?) but this WF card is pretty much the bottom-level tier of coverage that several other cards offer.
Several cards offer the same level of coverage, several others offer better (like 600/claim but 3 a year, or 800 or 1000 per claim, still allowing 2 claims a year)
The higher coverage per claim is especially relevant to folks with higher end androids or almost any iphone. Now if you have a cheaper phone, and don't expect to need more than 2x/yr claims, this is "fine" but certainly not "best"
Which one is "best" will vary depending on the person (do they need more claims a year? do they need 600 vs 800 vs 1000 coverage? Do they travel at all to where certain cards make more sense than others?) but this WF card is pretty much the bottom-level tier of coverage that several other cards offer.
Interesting. Yeah for me and my wife with a pixel 6 it certainly was fine. And of course generally we're only using this to repair our screens which I doubt would ever exceed $600 no matter the type of phone but I could be wrong. I mean we're talking about fixing components not replacing an entire phone right? it cost me $279 to fix my screen initially. Can't imagine a phone that would be more than $600 to repair a screen, maybe I'm misunderstanding. Would you mind sharing what other cards offer same or better coverage with a 25 or less deductable, and allow for prepaid? A lot that I saw either have higher deductibles or mandate postpaid only.
And yeah I get the limitations and specifics of each person being different but it's a Visa card and a screen for Google's top end phone was only 50% of the limit. Seriously doubt youd run into issues but of course the topic at hand is best versus fine so I'd love to know better options as I'm always evaluating the best bang for buck.
And yeah I get the limitations and specifics of each person being different but it's a Visa card and a screen for Google's top end phone was only 50% of the limit. Seriously doubt youd run into issues but of course the topic at hand is best versus fine so I'd love to know better options as I'm always evaluating the best bang for buck.
it covers complete loss of the phone of course (both damage and theft)- which for a lot of phones is more than $600. The deductible IS usually higher on those.... but if you care about coverage to 800-1000 bucks, you're obviously ok paying an extra $25 deductible to get back $200-$400 more on the claim, that's still net +$175 or +$375.
The Cap One Venture X is a good example-- if you travel any reasonable amount the card is profitable to hold year over year-- your spend gets you 2 cap-one points, which with airline transfers can get you significantly more than 2% in value-- plus also offers $800 per claim ($50 deductible) up to $1600 per year... so effectively $750 max per claim vs $600 with the Wells coverage.
Another interesting option if you were someone likely to need a third claim each year is the Chase Ink Preferred (which also gets you 3x chase points on the phone bill- which is a lot better than 2% cash, esp if used for travel).... here you get only $600 per claim with a $50 deductible, but can make a third claim each year. Not as good as the prestige if you get an expensive phone stolen-- but if you have kids with expensive phones who damage em often might make sense.
But I agree if you ONLY care about cracked screen replacement $600 is plenty, and for you 2 claims/yr might be plenty too.... though several cards (from both Wells and USB off the top of my head) offer that with a $25 deductible.
So this may well be the best coverage for your own specific case, but as I say, best is somewhat YMMV here.
I'm curious about one thing you--- you mention you have a prepaid plan- did you get the phone as part of one?
Because Wells appears to explicitly exclude coverage on that-
https://www.wellsfargo.
Which is similar to the prepaid exclusions I've seen elsewhere. I don't think Wells (or others) exclude prepaid otherwise?
The Cap One Venture X is a good example-- if you travel any reasonable amount the card is profitable to hold year over year-- your spend gets you 2 cap-one points, which with airline transfers can get you significantly more than 2% in value-- plus also offers $800 per claim ($50 deductible) up to $1600 per year... so effectively $750 max per claim vs $600 with the Wells coverage.
Another interesting option if you were someone likely to need a third claim each year is the Chase Ink Preferred (which also gets you 3x chase points on the phone bill- which is a lot better than 2% cash, esp if used for travel).... here you get only $600 per claim with a $50 deductible, but can make a third claim each year. Not as good as the prestige if you get an expensive phone stolen-- but if you have kids with expensive phones who damage em often might make sense.
But I agree if you ONLY care about cracked screen replacement $600 is plenty, and for you 2 claims/yr might be plenty too.... though several cards (from both Wells and USB off the top of my head) offer that with a $25 deductible.
So this may well be the best coverage for your own specific case, but as I say, best is somewhat YMMV here.
I'm curious about one thing you--- you mention you have a prepaid plan- did you get the phone as part of one?
Because Wells appears to explicitly exclude coverage on that-
https://www.wellsfargo.
Which is similar to the prepaid exclusions I've seen elsewhere. I don't think Wells (or others) exclude prepaid otherwise?
Thanks for breakdown I really appreciate that. I'm not so much into cashing in for airline travel as I don't fly that often so the wells 2% is better suited for me but I definitely see your math and understand your point a lot better. Yes I'm on a prepaid but I bought the phone directly from Google. I was worried because I've heard a lot of cards that offer this benefit exclude if you're on prepaid no matter what. So I submitted my first claim kind of on pins and needles not sure if it would fly but it ended up working out.
Although I'm sure in a few months my wife or I will lose our phone and I'll probably be back at this thread wondering why I didn't go with something that covers loss LOL
Edit - So I looked at the two cards you recommended... both have annual fees, with the cap x being $395/year? Not really something I'd go for, and definitely eats into those rewards. If there's a no annual fee that offers at least 2% or better and has the level of cell phone protection that Wells does, I'd be interested. But right now I don't see one that does and to me that's what makes the wells card such a good deal.
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my score is 800+