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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+333 Deal Score
1,186,959 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
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+333
1,186,959 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Feb 2011
L4: Apprentice
> bubble2 505 Posts
168 Reputation
jcrmrr
11-04-2022 at 07:36 PM.
11-04-2022 at 07:36 PM.
Quote from typesdragon View quoted comment :
I don't about you guys but I recently applied a SoFi credit card and it is getting me 3% back for everything for the whole year. I think it cap at 12k spending total but still better than anything else. I also apply during a promotion period where you get 300 back after spending 3k within 3 months.

Does SoFi do a soft pull when applying for the CC? Thanks
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,204 Posts
176 Reputation
typesdragon
11-04-2022 at 07:38 PM.
11-04-2022 at 07:38 PM.
Quote from jcrmrr View quoted comment :
Does SoFi do a soft pull when applying for the CC? Thanks

I think all CC is a hard pull.
Reply
Joined Feb 2011
L4: Apprentice
> bubble2 505 Posts
168 Reputation
jcrmrr
11-04-2022 at 08:11 PM.
11-04-2022 at 08:11 PM.
Quote from typesdragon View quoted comment :
I think all CC is a hard pull.

I just did some digging and it's only a hard pull if you get approved for the card, otherwise its a soft pull.
Reply
Joined Nov 2019
L2: Beginner
> bubble2 55 Posts
14 Reputation
H3llonurse
11-06-2022 at 02:00 AM.
11-06-2022 at 02:00 AM.
Quote from unknown00 View quoted comment :
We have had unlimited 2% on everything in market for too long. Who is going to be first to offer unlimited 3% on everything?!

Had a Capital One Savor card that offered 3% unlimited.. Also want to raise my APR to 27.7% Lmao 🤣🤣🤣
Reply
Joined Jun 2017
L3: Novice
> bubble2 159 Posts
96 Reputation
irismedia
11-06-2022 at 06:15 PM.
11-06-2022 at 06:15 PM.
Just got approved online. 20k limit. Planning to buy a MacBook Pro. the $200 should come in handy.
Reply
Joined Apr 2018
L2: Beginner
> bubble2 55 Posts
34 Reputation
Uwotmate
11-06-2022 at 06:47 PM.
11-06-2022 at 06:47 PM.
I got this card in September and hit the $1,000 spend a couple weeks ago. No notice regarding my cash reward. Does it take a few billing cycles to post or something?
Reply
Joined Jan 2006
L7: Teacher
> bubble2 2,138 Posts
418 Reputation
unknown00
11-08-2022 at 08:04 AM.
11-08-2022 at 08:04 AM.
Quote from H3llonurse View quoted comment :
Had a Capital One Savor card that offered 3% unlimited.. Also want to raise my APR to 27.7% Lmao 🤣🤣🤣
I said 3% on everything, Savor is 3% cash back on dining, entertainment, popular streaming services & at grocery stores. That is not everything
Reply

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Joined Dec 2014
L5: Journeyman
> bubble2 587 Posts
64 Reputation
Aiden.Pearce
11-10-2022 at 01:44 PM.
11-10-2022 at 01:44 PM.
while this seems like a great deal, why would anyone give wells fargo your information any more after all the scandals?
1
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Joined Dec 2018
L2: Beginner
> bubble2 47 Posts
10 Reputation
n00b1e
11-13-2022 at 12:34 PM.
11-13-2022 at 12:34 PM.
Applied and got approved instantly. I did have a credit score above 720. Had a big purchase so the promotional 0% apr is a boon with that sweet $200 credit and unlimited cashback. Got my $200 as credit a few weeks after the 1st billing cycle. Also, a nice perk for cell phone protection since one of my previous cards that had that dropped it. Overall, satisfied with this.
Reply
Joined Jul 2011
L2: Beginner
> bubble2 25 Posts
15 Reputation
Warpsh1ft
11-13-2022 at 12:36 PM.
11-13-2022 at 12:36 PM.
Quote from Boobooo View quoted comment :
I hear you, BUT it wasn't just the top brass that was in on it, it included a lot of the employees... up and down the entire chain... and that is why the 3billion in fines is nothing compared to the ongoing issues they will have in regaining the trust of their clients or any future client...

I'm out...

The fees that were charged to WF was basically nothing. $3B is paltry considering they have made almost $80B this year.
Reply
Joined Dec 2009
L4: Apprentice
> bubble2 471 Posts
922 Reputation
Boobooo
11-13-2022 at 05:26 PM.
11-13-2022 at 05:26 PM.
Quote from Warpsh1ft View quoted comment :
The fees that were charged to WF was basically nothing. $3B is paltry considering they have made almost $80B this year.
Where do you think the 3 billion came from - let alone the 80 billion... but if you don't care about the integrity of the companies you deal with, go for it...
Reply
Joined Nov 2022
New User
> bubble2 1 Posts
10 Reputation
brando100
11-15-2022 at 04:28 PM.
11-15-2022 at 04:28 PM.
Recently got this card for the 0% intro APR for 15 months to help finance my wedding. One of the best cards if you're looking for a long 0% intro APR period.
Reply
Joined Nov 2008
L5: Pokeman
> bubble2 9,420 Posts
680 Reputation
Lanmanna
11-16-2022 at 02:28 AM.
11-16-2022 at 02:28 AM.
Quote from AlgoSqueez View quoted comment :
You don't get the entire $200 cb. It is disbursed throughout., you only get $25/month or quarter. I forgot which. Plus to use your cb, it has to be in an increment of $25. If you have $19 cb, you'll need $6 to qualify for usage. It's not a good deal imo. Citicard 2% cb on all purchases is the best deal atm.
That's not true. Lol
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Joined Nov 2014
L4: Apprentice
> bubble2 486 Posts
62 Reputation
ayahuasca
11-22-2022 at 02:28 PM.
11-22-2022 at 02:28 PM.
Be very careful if you've recently applied for the WF autograph. I was denied an application on this job despite a perfect credit report and credit score because I didn't have enough history with the autograph card. I was also not even entertained with a conversation about reconsideration and was told the history needed was undefined and completely arbitrary. Very unhappy with WF right now.
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