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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,132,000 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,132,000 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Nov 2020
L6: Expert
> bubble2 1,207 Posts
206 Reputation
mattymsu25
02-15-2023 at 10:13 AM.
02-15-2023 at 10:13 AM.
Quote from luckydog97 :
Wells Fargo may well be the most dishonest, manipulative, criminal financial entity on the planet. Research their history of criminal activity and subsequent lawsuits they've lost.

I'd trust a drug addled vagrant with my wallet before I'd put even $0.01 into the hands of their hell hole of a company.

AVOID!!!
It was an easy $200 for minimal work. Thanks
1
Reply
Joined Nov 2013
L7: Teacher
> bubble2 4,462 Posts
2,632 Reputation
luckydog97
02-15-2023 at 01:31 PM.
02-15-2023 at 01:31 PM.
Quote from mattymsu25 :
It was an easy $200 for minimal work. Thanks
A hard pull on your credit and doing business business with a criminal enterprise for $200.

You shouldn't celebrate being so easily bought.
1
Reply
Joined Feb 2007
L3: Novice
> bubble2 181 Posts
14 Reputation
jboy_103
02-17-2023 at 09:55 AM.
02-17-2023 at 09:55 AM.
I had WF Propel before, however canceled a while back. Applied the Active Cash last night and got a review message. Then 5 seconds later got decline message. Called and was told I have too many 0 balance cards and too much credit - being respectively reason 1 and 2. So looks like WF is going the Cap1 route. However, I recently (Jan) applied the WF Autograph and was instantly approved. So maybe they are doing cost control on my accounts now?
Reply
Joined Dec 2017
L3: Novice
> bubble2 156 Posts
34 Reputation
OrangeCaramel
02-17-2023 at 03:24 PM.
02-17-2023 at 03:24 PM.
Quote from jboy_103 :
I had WF Propel before, however canceled a while back. Applied the Active Cash last night and got a review message. Then 5 seconds later got decline message. Called and was told I have too many 0 balance cards and too much credit - being respectively reason 1 and 2. So looks like WF is going the Cap1 route. However, I recently (Jan) applied the WF Autograph and was instantly approved. So maybe they are doing cost control on my accounts now?

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. We may also limit the total number of open Wells Fargo credit card accounts you have
Reply
Joined May 2005
L3: Novice
> bubble2 296 Posts
34 Reputation
milo9282002
02-20-2023 at 07:26 PM.
02-20-2023 at 07:26 PM.
Quote from alex.zeus :
I applied for this WF card a couple of weeks ago. After the hard pull, they sent me a mail (not an email) asking for my last 2 pay stubs and the only way to submit it is via regular mail or fax, that's so stupid !
Happened to me last summer. My score was 796, now even better. I hated WF already but I need a no-interest period from somebody, for car repairs and new furnace ... been looking but WF hard pull then mail denial ticked me off big time. I've always found what I needed so far, things have changed in the past 18 months.
Reply
Joined Feb 2007
L3: Novice
> bubble2 181 Posts
14 Reputation
jboy_103
02-20-2023 at 10:37 PM.
02-20-2023 at 10:37 PM.
Quote from OrangeCaramel :
You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. We may also limit the total number of open Wells Fargo credit card accounts you have
ah, that is stupidMad
Reply
Joined Feb 2018
L2: Beginner
> bubble2 31 Posts
14 Reputation
VannevarB2
02-26-2023 at 08:07 PM.
02-26-2023 at 08:07 PM.
Approved for $7.5K after card activation. TU/EX Vantage3.0 is 757 because I'm carrying a 0% APR balance on another card; was over 800 previously. Oh, I also have had a Propel for 3 years and opened a WF checking just minutes ago for that bonus.

But I have enough cash to pay the balance off sitting in a checking account earning 4.05% APY. And with this balance transfer offer of 3% for 15 months, I'll probably come out ahead provided the Fed keeps things tight.

EDIT: They pulled my EQ report.
1
Reply
Last edited by VannevarB2 February 26, 2023 at 08:26 PM.

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Joined Dec 2022
New User
> bubble2 19 Posts
18 Reputation
OneEyedMonster99
02-27-2023 at 11:46 AM.
02-27-2023 at 11:46 AM.
Quote from mcali786 :
Who here has applied and gotten bonus for the Autogrpah, b/c the rep told me its either this card or autogrpah not both bonuses, I'm sure they made up the rule on the spot.
I got the autograph and this card, got both bonuses.
Reply
Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,412 Posts
71 Reputation
mcali786
02-27-2023 at 05:45 PM.
02-27-2023 at 05:45 PM.
Quote from OneEyedMonster99 :
I got the autograph and this card, got both bonuses.
Thanks appreciate your reply, repped.
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 9,296 Posts
1,596 Reputation
CanesFan
02-28-2023 at 07:23 AM.
02-28-2023 at 07:23 AM.
I tried looking at the rewards page on my account but didn't really see any...Do they ever have any bonuses for gift cards when redeeming your rewards like Discover does? I'm trying to figure out if I should just cash in my rewards balance or if there is a better way that offers more value when redeeming.
Reply
Joined Jan 2020
L3: Novice
> bubble2 216 Posts
42 Reputation
BeigeCemetery6723
03-06-2023 at 04:16 PM.
03-06-2023 at 04:16 PM.
Do balance transfers count towards the $200 bonus?
1
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,124 Posts
467 Reputation
Fanime
03-06-2023 at 04:22 PM.
03-06-2023 at 04:22 PM.
Quote from BeigeCemetery6723 :
Do balance transfers count towards the $200 bonus?
No...
Reply
Joined Sep 2014
Most Based Slickdealer
> bubble2 6,575 Posts
727 Reputation
Pro
MostBased
03-09-2023 at 05:40 PM.
03-09-2023 at 05:40 PM.
Quote from SlickDealir :
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.

Good info, thanks!

For the cell phone protection, I'm assuming we need to pay the monthly phone bill with this card?
Reply
Joined Sep 2014
Most Based Slickdealer
> bubble2 6,575 Posts
727 Reputation
Pro
MostBased
03-09-2023 at 05:43 PM.
03-09-2023 at 05:43 PM.
Quote from milo9282002 :
Happened to me last summer. My score was 796, now even better. I hated WF already but I need a no-interest period from somebody, for car repairs and new furnace ... been looking but WF hard pull then mail denial ticked me off big time. I've always found what I needed so far, things have changed in the past 18 months.

Capital One is the worst of the worst. 3 hard pulls (one with each credit bureau) and they denied me in spite of having 840 credit score and no monthly debt.

Won't bother applying for another Capital One credit card, based on my experience.
Reply

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Joined Dec 2009
L4: Apprentice
> bubble2 380 Posts
878 Reputation
Boobooo
03-11-2023 at 08:22 AM.
03-11-2023 at 08:22 AM.
looks like it's getting better at WF... NOT!!!
https://www.thestreet.com/finance...ge-mistake
Reply
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