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[YMMV] Citi ThankYou® Points¹ - use 20% fewer points for a Lowe's gift card²

+23 Deal Score
20,122 Views
Received email from Citi with subject "Convert your cash rewards to points to enjoy this special offer"
Convert your cash rewards to ThankYou® Points¹ and use 20% fewer points when you redeem for a Lowe's gift card²
Time for a DIY project?
Convert your cash rewards to ThankYou Points and use 20% fewer points on a Lowe's gift card f r o m 0 7 / 0 9 / 2 0 2 1 , 1 2 a . m . E T t o 0 7 / 1 3 / 2 0 2 1 , 1 1 : 5 9 p . m . E T .²

I don't see what is the maximum amount allowed in email Frown


https://www.citi.com/login?nextRo...2Fcallback
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+23
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2011
L3: Novice
> bubble2 172 Posts
48 Reputation
euuser1330139
07-10-2021 at 07:44 AM.
07-10-2021 at 07:44 AM.
Quote from maveriq :
Anything I could do with $1600 in Lowes GC to get $1600 in cash?
Not literally per se, but they carry toilet paper and other household stuff you can always keep buying.

Or nothing like a good house warming present to folks who buy or move intoa new home,
Reply
Joined May 2008
Pony
> bubble2 2,774 Posts
1,256 Reputation
pony
07-10-2021 at 10:12 AM.
07-10-2021 at 10:12 AM.
Quote from arl16 :
If you have Citi Rewards+ Credit Card, you also get a 10% bonus each time you use TYP. So this effectively becomes 30% redemption discount. Great deal given that Citi Removed 1.25 Travel redemption on TYP

10% of 80% (since you are paying 80% after 20% discount) = 8%.

20% + 8% = 28%. Not 30%.
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 372 Posts
81 Reputation
monkeyrat199
07-10-2021 at 11:01 AM.
07-10-2021 at 11:01 AM.
Quote from arribasn :
Doubt it, 10-20% discount on Lowe's GCs is common out there and you can't buy visa or other GCs with Lowe's GC anymore

When did they stop allowing this? I was able to buy Amazon gift cards using lowe's gift cards last year.
Reply
Joined Nov 2015
L5: Journeyman
> bubble2 968 Posts
211 Reputation
stevenSDer
07-10-2021 at 02:03 PM.
07-10-2021 at 02:03 PM.
Quote from jep08 :
It's Thank You Points from Citi
Got it, thanks and repped
Reply
Joined Nov 2008
Banned Shill
> bubble2 8,081 Posts
3,271 Reputation
Hrshycro
07-10-2021 at 03:20 PM.
07-10-2021 at 03:20 PM.
Good deal. Citi rarely has any deals on points to GCs or anything else, except for that one or two top/paid cards.
Reply
Joined May 2015
L3: Novice
> bubble2 147 Posts
155 Reputation
arunkottayil25
07-10-2021 at 08:06 PM.
07-10-2021 at 08:06 PM.
What is the subject of the email?
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
2,718 Reputation
cgigate
07-10-2021 at 08:23 PM.
07-10-2021 at 08:23 PM.
Lowe's gift card is the most useless gift card. When you return the item in Lowe's, they only refund "store credit" and lock on your driver license
Reply

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Joined Jul 2017
New User
> bubble2 274 Posts
116 Reputation
arl16
07-10-2021 at 09:29 PM.
07-10-2021 at 09:29 PM.
Quote from pony :
10% of 80% (since you are paying 80% after 20% discount) = 8%.

20% + 8% = 28%. Not 30%.
Hey yes you're right. Thanks for pointing out the exact discount - I rounded Smilie
Reply
Joined Dec 2019
New User
> bubble2 6 Posts
10 Reputation
Slickfamily101
07-12-2021 at 05:48 PM.
07-12-2021 at 05:48 PM.
Can u buy amazon gift card with lowes?
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
07-12-2021 at 07:21 PM.
07-12-2021 at 07:21 PM.
Quote from Slickfamily101 :
Can u buy amazon gift card with lowes?
Negative.
Reply
Joined Jun 2013
L4: Apprentice
> bubble2 421 Posts
373 Reputation
krazyboy13
07-17-2021 at 02:21 PM.
07-17-2021 at 02:21 PM.
I always buy stuff from lowes. Prefer to HD as i can always buy 10% off or $20 off $100 coupons so this deal compounds my discount to an even better deal
Reply
Joined Jun 2013
L4: Apprentice
> bubble2 421 Posts
373 Reputation
krazyboy13
07-24-2021 at 05:50 PM.
07-24-2021 at 05:50 PM.
They did a good points deal on black friday last year too. I now hold onto my double cash rewards and wait to redeem for solid gift card deals like this. I prefer lowes to HD anyway since similar prices but can buy 10% off or $20 off 100 coupons for a buck or 2
Reply
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