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Citi Rewards+® Card: Earn 20k Bonus Points After Spending $1,500 in First 3 Months

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Citi is offering 20,000 bonus points after you spend $1,500 in purchases within 3 months of account opening with the Citi Rewards+® Card. This is redeemable for $200 in gift cards at thankyou.com. No annual fee.

Card Details:
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.


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Created 08-12-2021 at 07:08 AM by sd_keets
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Nov 2012
L4: Apprentice
> bubble2 335 Posts
38 Reputation
Bk400
08-12-2021 at 07:18 PM.
08-12-2021 at 07:18 PM.
$200 bonus in $1500 pretty terrible
Reply
Joined Oct 2015
Deal Distributor
> bubble2 162 Posts
180 Reputation
AlphaLeo
08-13-2021 at 01:17 AM.
08-13-2021 at 01:17 AM.
Citi custom cash is $750 spend for $200. This ain't it chief.
Reply
Joined Jan 2018
New User
> bubble2 17 Posts
10 Reputation
FabulousHill516
08-18-2021 at 02:49 PM.
08-18-2021 at 02:49 PM.
This card is arguably one of the worst card available. Why does it exist?
Reply
Joined Jan 2017
L2: Beginner
> bubble2 673 Posts
105 Reputation
greyster
09-22-2021 at 07:31 PM.
09-22-2021 at 07:31 PM.
Quote from FabulousHill516 :
This card is arguably one of the worst card available. Why does it exist?

So you can downgrade to it and keep all your points.
Reply
Joined Aug 2011
L5: Journeyman
> bubble2 678 Posts
841 Reputation
Pro
westmi
11-25-2021 at 06:43 AM.
11-25-2021 at 06:43 AM.
Note that Citibank cards dropped rental car coverage - I leaned this the hard way having to now pay a $750 deductible
Reply
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