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Discover Cardholders: Buy Happy Gift Cards Using Rewards, Receive Expired

20% Off
+187 Deal Score
189,107 Views
Discover offers Cardholders: 20% Off Select Happy Gift Cards Up to $200 when Redeeming Reward Points.

Thanks community member likeaw for sharing this deal

Deal Instructions:
  1. Log in to your Discover Account
  2. Select Rewards
  3. Select Redeem Cashback Bonus
  4. Select Gift Cards
  5. Select Gift Card you would like to buy and then proceed to follow on-screen instructions
Example Happy Gift Cards Available:
  • Happy Holidays Gift Card
    • Redeemable at
      • Lowe's
      • Ulta Beauty
      • Spafinder.com
      • Chili's
      • Grubhub
      • Regal
  • Happy Dining Gift Card (source)
    • Redeemable at
      • The Cheesecake Factory
      • Red Lobster
      • Buffalo wild Wings
      • Cracker Barrel
      • P.F. Changs
  • Happy Moments Gift Card (source)
    • Redeemable at
      • The Cheesecake Factory
      • Macy's
      • Red Lobster
      • Regal
      • Sephora
      • Buffalo Wild Wings
      • Bed Bath & Beyond
  • Deal Image
  • Deal Image
Deal Image
See Deal

Original Post

Written by
Edited October 5, 2021 at 07:44 AM by
Discover Cardholders: Get 20% added value (using rewards) on Happy Gift Cards- Holiday Card good at Lowe's

Log into your Discover account. Go to rewards>Redeem Cashback Bonus>Gift Cards>You can sort by: % Added Value
$20 card is $16 in rewards, Can get up to a $200 card if you have enough rewards. I run mine up on the 5% cash back.



https://www.discover.com
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I cashed out my discover cash back for the happy gift cards last year that had Lowe's and GameStop. If your plan is to try to convert to third party gift cards, I wouldn't recommend it. For Lowe's, all the stores around me in Chicago have simply stopped carrying third party gift cards. While on a trip to Bloomington, I stopped at a Lowe's with third party gift cards but the cashiers and manager would not let it me use the happy gift cards to buy them. I ended up using them to buy GameStop gift cards at a GameStop in hopes of buying an Xbox Series X. It's obviously pretty hard to liquidate a GameStop gift card. I'm sure others had easy experiences, but for anyone thinking to quickly convert these to Amazon gift cards it's seriously YMMV.
·
Depends on the location. The card specifically says that no gift card can be purchased, but some Lowe's employees don't check on them.

Please note that at my local Lowe's, gift cards can only be purchased at a manned register (i.e. no self-service kiosk).
·
Yes, and that's what makes these a good deal. These are run as credit gc's which Happy doesn't sell directly. I used over $500 last winter to buy Amazon GC at Lowes using the same method.
·

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Joined Jul 2014
L4: Apprentice
> bubble2 315 Posts
154 Reputation
tsog
10-05-2021 at 08:49 AM.
10-05-2021 at 08:49 AM.
Quote from Review_Guru :
have tested this and no they do no work at lowes self -checkout atleast the lowes here in snellville GA
Thanks for the report, that's a real shame
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 1,433 Posts
142 Reputation
techie_review
10-05-2021 at 08:56 AM.
10-05-2021 at 08:56 AM.
Quote from tsog :
Thanks for the report, that's a real shame
but you can get 3rd party GC's.... i have been buying amazon GC's at lowes for many times now when this deal has showed up
Reply
Joined Mar 2005
Space Ranger
> bubble2 2,382 Posts
532 Reputation
buzzman
10-05-2021 at 09:01 AM.
10-05-2021 at 09:01 AM.
Buying third party GCs at Lowe's is YMMV. In my case, I've had cashiers "nosy" enough and asked me for an ID. But I've also had some success where the cashier let me use the card.
Reply
Joined Nov 2015
PL
> bubble2 865 Posts
88 Reputation
kubaxplx
10-05-2021 at 09:29 AM.
10-05-2021 at 09:29 AM.
Can i apply those online as well or only at the stores(lowes, bed bath etc.) Was always wondering.
Reply
Last edited by kubaxplx October 5, 2021 at 09:31 AM.
Joined May 2008
L3: Novice
> bubble2 298 Posts
205 Reputation
superbaby318
10-05-2021 at 09:30 AM.
10-05-2021 at 09:30 AM.
lowes only has 10% off. I think staples is better deal. it has 15% off.
can we use staples gift card to buy third party GC at staples.com? does anyone know
Reply
Joined Feb 2010
L5: Journeyman
> bubble2 946 Posts
407 Reputation
Pro
ZenNuts
10-05-2021 at 09:58 AM.
10-05-2021 at 09:58 AM.
Quote from superbaby318 :
lowes only has 10% off. I think staples is better deal. it has 15% off.
can we use staples gift card to buy third party GC at staples.com? does anyone know
No, I couldn't even buy phone refill card with Staples GC and that really annoyed me a few years ago.
Reply
Joined Dec 2007
L2: Beginner
> bubble2 232 Posts
141 Reputation
icyyyx
10-05-2021 at 09:59 AM.
10-05-2021 at 09:59 AM.
I don't see grubhub listed on the happy holidays card in discover details
Reply

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Joined Nov 2019
VIP Member
> bubble2 14,549 Posts
720 Reputation
Lilyly
10-05-2021 at 10:01 AM.
10-05-2021 at 10:01 AM.
Quote from Review_Guru :
but you can get 3rd party GC's.... i have been buying amazon GC's at lowes for many times now when this deal has showed up
thats right. so its time of the year now? i remember the last time we got those amazon gcs at lowes was back during the xmas time last year.


remember those gcs needed to be rung up by a human. cant do the self checkout. you still can do at self checkout but it still required an override.
Reply
Joined Dec 2008
L9: Master
> bubble2 5,866 Posts
494 Reputation
Pro
regcustomer88
10-05-2021 at 10:10 AM.
10-05-2021 at 10:10 AM.
Quote from Xtant :
Yes you can.

"Use the Happy Holidays gift card at any Macy's, Ulta Beauty, Chili's Grill & Bar, Red Lobster, Lowe's or GameStop location in the US."
So we directly show this 'happy holidays card' at the counter as payment method?

redeemed $100 for 3 cards. Thanks OP.
Reply
Joined Aug 2015
L5: Journeyman
> bubble2 511 Posts
205 Reputation
cschme3303
10-05-2021 at 10:19 AM.
10-05-2021 at 10:19 AM.
thanks OP, redeemed $40 for a $50 happy holidays card going to try my YMMV luck at lowe's on an AMZ card when it arrives.
Reply
Joined Aug 2006
Hurray for Deals!
> bubble2 618 Posts
2,290 Reputation
nairbl
10-05-2021 at 10:30 AM.
10-05-2021 at 10:30 AM.
The two Lowes nearby me don't allow buying gc with gc. After getting a manager to agree that the happy holidays card is actually a credit card, both Lowes then required a ID with same CC name for any gift card purchase using a credit card. Obviously there is no name at all on these hh cards. So it's really a major YMMV for purchase of Amazon GCs at Lowes with this from my experience.

So I also ended up going to GameStop to use the happy holidays GC with the promo last year.
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,083 Posts
5,506 Reputation
Dr. J
10-05-2021 at 10:43 AM.
10-05-2021 at 10:43 AM.
Quote from kubaxplx :
Can i apply those online as well or only at the stores(lowes, bed bath etc.) Was always wondering.
Happy "run as credit" GC's generally do not work at e-business (e.g. will work @ Lowes B&M but not Lowes.com)
1
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,083 Posts
5,506 Reputation
Dr. J
10-05-2021 at 10:44 AM.
10-05-2021 at 10:44 AM.
Quote from nairbl :
The two Lowes nearby me don't allow buying gc with gc. After getting a manager to agree that the happy holidays card is actually a credit card, both Lowes then required a ID with same CC name for any gift card purchase using a credit card. Obviously there is no name at all on these hh cards. So it's really a major YMMV for purchase of Amazon GCs at Lowes with this from my experience.

So I also ended up going to GameStop to use the happy holidays GC with the promo last year.
That's bizarre; do people really still carry around a wad of cash to buy stuff?
Reply
Joined Nov 2011
L6: Expert
> bubble2 1,902 Posts
785 Reputation
willgetit
10-05-2021 at 10:51 AM.
10-05-2021 at 10:51 AM.
Just FYI, now the happy cards (that have lowes) require online redemption or exchange. That means you cannot use it as a credit card. You will have to redeem/exchange it for lowes' gift cards online.
Reply

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Joined Nov 2005
L10: Grand Master
> bubble2 39,083 Posts
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Dr. J
10-05-2021 at 10:55 AM.
10-05-2021 at 10:55 AM.
Quote from willgetit :
Just FYI, now the happy cards (that have lowes) require online redemption or exchange. That means you cannot use it as a credit card. You will have to redeem/exchange it for lowes' gift cards online.
Not quite.

There are 2 different types of Happy Cards.

The original type were "run as credit" in which case you use them just as a prepaid CC, but the transaction was locked to certain merchant accounts (B&M Lowe's, etc). Very early on it was common for a sporadic issue where a B&M transaction would be denied, but that was because that particular location wasn't in the list of allowable merchants (Lowes by itself has >2000 locations). That's basically been fixed.

Then a couple years ago they came out with the "online redemption" ones which are basically just credits which you can then "shop" at Happy's website for legit store GC's.

Happy still sells both types (head to their site and see for yourself [happycards.com]) but these cards in particular are the "Run as Credit" type. Just look at the bottom of the front of the card, it will either say "Online Redemption/Exchange Required" or "Enter Payment as Credit". Note that they do not sell a "Run as Credit" GC that is accepted @ Lowe's on their website.

Lastly, for the "Run as Credit" versions such as this one, to empty them if you have an odd amount, you just run as credit and it will take whatever balance is left on the card off your bill - you don't have to bend over backwards to hit the exact amount left on the card.
Reply
Last edited by Dr. J October 5, 2021 at 11:00 AM.
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