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Discover Cardholders: Buy Happy Gift Cards Using Rewards, Receive Expired

20% Off
+187 Deal Score
189,790 Views
Discover offers Cardholders: 20% Off Select Happy Gift Cards Up to $200 when Redeeming Reward Points.

Thanks community member likeaw for sharing this deal

Deal Instructions:
  1. Log in to your Discover Account
  2. Select Rewards
  3. Select Redeem Cashback Bonus
  4. Select Gift Cards
  5. Select Gift Card you would like to buy and then proceed to follow on-screen instructions
Example Happy Gift Cards Available:
  • Happy Holidays Gift Card
    • Redeemable at
      • Lowe's
      • Ulta Beauty
      • Spafinder.com
      • Chili's
      • Grubhub
      • Regal
  • Happy Dining Gift Card (source)
    • Redeemable at
      • The Cheesecake Factory
      • Red Lobster
      • Buffalo wild Wings
      • Cracker Barrel
      • P.F. Changs
  • Happy Moments Gift Card (source)
    • Redeemable at
      • The Cheesecake Factory
      • Macy's
      • Red Lobster
      • Regal
      • Sephora
      • Buffalo Wild Wings
      • Bed Bath & Beyond
  • Deal Image
  • Deal Image
Deal Image
See Deal

Original Post

Written by
Edited October 5, 2021 at 07:44 AM by
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in Credit Cards (4) Discover.com
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212 Comments

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56789

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Featured Comments

I cashed out my discover cash back for the happy gift cards last year that had Lowe's and GameStop. If your plan is to try to convert to third party gift cards, I wouldn't recommend it. For Lowe's, all the stores around me in Chicago have simply stopped carrying third party gift cards. While on a trip to Bloomington, I stopped at a Lowe's with third party gift cards but the cashiers and manager would not let it me use the happy gift cards to buy them. I ended up using them to buy GameStop gift cards at a GameStop in hopes of buying an Xbox Series X. It's obviously pretty hard to liquidate a GameStop gift card. I'm sure others had easy experiences, but for anyone thinking to quickly convert these to Amazon gift cards it's seriously YMMV.
Read More
·
Depends on the location. The card specifically says that no gift card can be purchased, but some Lowe's employees don't check on them.

Please note that at my local Lowe's, gift cards can only be purchased at a manned register (i.e. no self-service kiosk).
·
Yes, and that's what makes these a good deal. These are run as credit gc's which Happy doesn't sell directly. I used over $500 last winter to buy Amazon GC at Lowes using the same method.
·

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Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
10-05-2021 at 07:57 PM.
10-05-2021 at 07:57 PM.
Quote from Dr. J :
Sorta. It's a prepaid CC that can be used just like credit anywhere listed on the card. Anything you can buy with credit, you can buy with this card. If your store is an anomaly and doesn't allow 3rd party GC purchase with a CC then they might be jackasses on this but honestly outside this thread I've never heard of that being an issue.

Thx Dr. J.

Anyone know when the 20% expires? I am missing few dollars to get to the next reward
Reply
Joined Jan 2018
L5: Journeyman
> bubble2 980 Posts
282 Reputation
Surfer5
10-05-2021 at 07:58 PM.
10-05-2021 at 07:58 PM.
Isn't this more of get additional value of your rewards vs. 20% off? As you have to spend a dollar to earn a point(or 5 if using rotating categories) then redemption of that point gets you 20%. But i guess people might know this.
Reply
Joined Jul 2005
L9: Master
> bubble2 4,130 Posts
1,293 Reputation
badboy2man
10-05-2021 at 08:01 PM.
10-05-2021 at 08:01 PM.
Got $125 Happy card for $100. Hope I can convert it to AMZ GC at my Lowe's
Reply
Joined Nov 2005
L1: Learner
> bubble2 24 Posts
14 Reputation
hokial
10-05-2021 at 08:23 PM.
10-05-2021 at 08:23 PM.
Interesting what I am being offered is different from the OP. I am being offered the below:

Happy Holidays Gift Card
Macy's
Ulta Beauty
Chili's
Red Lobster
Lowe's
GameStop

Happy Dining Gift Card
The Cheesecake Factory
Red Lobster
Buffalo wild Wings
Cracker Barrel
McCormick & Schmick's
P.F. Changs

Happy Moments Gift Card
The Cheesecake Factory
Macy's
Red Lobster
Regal
Sephora
Buffalo Wild Wings
Bed Bath & Beyond

Happy Rewards Gift Card
Regal
Sephora
American Eagle
Barnes & Noble
Dave & Buster's
Under Armour
Reply
Joined Mar 2006
Not Fragile
> bubble2 2,114 Posts
1,362 Reputation
Roundabout
10-05-2021 at 08:31 PM.
10-05-2021 at 08:31 PM.
Thanks, OP. Just bought 4 $50 Happy Holidays GC ($200) for $160 in CB Bonus, leaving me only $8 in CB left over. I hope they offer this again during or near Christmas, as I'll build up more during the next three months buying stuff from Amazon, Walmart.com and Target.com.
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,513 Posts
1,365 Reputation
kensteele
10-05-2021 at 10:26 PM.
10-05-2021 at 10:26 PM.
just remember, the sd effects means this 20% discount could end at any hour.
Reply
Joined Apr 2006
L∞: Slickdealoholic
> bubble2 5,351 Posts
4,880 Reputation
echostorm
10-06-2021 at 12:27 AM.
10-06-2021 at 12:27 AM.
Wow a lot of gift cards are 5-30% bonus, like Best Buy 5%, Apple 5%
Reply

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Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
10-06-2021 at 04:49 AM.
10-06-2021 at 04:49 AM.
Quote from hokial :
Interesting what I am being offered is different from the OP. I am being offered the below:

Happy Holidays Gift Card
Macy's
Ulta Beauty
Chili's
Red Lobster
Lowe's
GameStop

Happy Dining Gift Card
The Cheesecake Factory
Red Lobster
Buffalo wild Wings
Cracker Barrel
McCormick & Schmick's
P.F. Changs

Happy Moments Gift Card
The Cheesecake Factory
Macy's
Red Lobster
Regal
Sephora
Buffalo Wild Wings
Bed Bath & Beyond

Happy Rewards Gift Card
Regal
Sephora
American Eagle
Barnes & Noble
Dave & Buster's
Under Armour

Everyone has those options.
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
10-06-2021 at 04:50 AM.
10-06-2021 at 04:50 AM.
Quote from Surfer5 :
Isn't this more of get additional value of your rewards vs. 20% off? As you have to spend a dollar to earn a point(or 5 if using rotating categories) then redemption of that point gets you 20%. But i guess people might know this.
Yes, it's better to think of it as a 25% bonus rather than a 20% discount. So your $1 in rewards is really worth $1.25 when applied to a Happy card.
Reply
Joined Nov 2005
L10: Grand Master
> bubble2 39,099 Posts
5,506 Reputation
Dr. J
10-06-2021 at 04:58 AM.
10-06-2021 at 04:58 AM.
Quote from dtmamg :
Thx Dr. J.

Anyone know when the 20% expires? I am missing few dollars to get to the next reward

The best data point I can give was from last year.

Last year I redeemed $160 for $200 Happy Holidays on 11/7. I then redeemed more on 11/26.

I don't recall exactly but it seems I waited for the first card to come in and verify it could be spent @ Lowes for 3rd party GC before redeeming more CB almost 3 weeks later.
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 555 Posts
52 Reputation
chicagonick
10-06-2021 at 06:54 AM.
10-06-2021 at 06:54 AM.
How much does it cost to buy the Amazon/whatever gift card at Lowe's?

Or is it free when using the Happy gift card?
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 555 Posts
52 Reputation
chicagonick
10-06-2021 at 06:55 AM.
10-06-2021 at 06:55 AM.
Quote from techie_review :
Just redeemed Happy card for $200 GC at Lowes for Amazon (Atlanta, GA)

How much does it cost to buy the Amazon/whatever gift card at Lowe's?

Or is it free when using the Happy gift card?
Reply
Joined Oct 2016
L3: Novice
> bubble2 162 Posts
54 Reputation
fywdude
10-06-2021 at 07:05 AM.
10-06-2021 at 07:05 AM.
Ah, gift cards! When you want to give someone money but don't think they are responsible enough to choose where to spend it Wink
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 1,433 Posts
142 Reputation
techie_review
10-06-2021 at 07:27 AM.
10-06-2021 at 07:27 AM.
Quote from chicagonick :
How much does it cost to buy the Amazon/whatever gift card at Lowe's?

Or is it free when using the Happy gift card?
It is not technically free ... however at lowes i didn't pay anything ... Here is my breakdown

1. I redeemed $200 holiday card on Discover for 160
2. went to lowes and bought a $200 amazon card
3. paid with the holiday card
4. essentially i got free $40 ...
Reply

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Joined Oct 2007
L7: Teacher
> bubble2 2,640 Posts
803 Reputation
langjie
10-06-2021 at 07:33 AM.
10-06-2021 at 07:33 AM.
anybody know if these gc's have expiration dates?
Reply
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