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Open Eligible Fidelity Investment Account + Deposit $50+ & Get Expired

$100 Cash Balance
(New or Existing Customers)
+432 Deal Score
243,097 Views
Fidelity is offering a $100 Cash Reward/Balance (deposited to your account) when you open a Eligible Fidelity Investment Account using promo code FIDELITY100 and Deposit $50 (minimum) or more within 15 Days of opening your account.

Thanks to Community Member rammgasm for posting this deal.
  • Note: Offer applies to The Fidelity Account®, Cash Management Account, Roth IRA, or traditional IRA accounts. $100 cash reward must be kept in the account for a minimum of 90 calendar days. Offer is valid for New or Existing Customers).
Deal Instructions:
  1. Visit the offer page HERE
  2. Select your desired Fidelity Account:
    • The Fidelity Account
    • Fidelity Cash Management Account
    • Roth IRA
    • Traditional IRA
  3. Proceed through the form until you reach the Personal Information section
  4. Ensure promo code FIDELITY100 is applied below your email
  5. Continue through the account-creation process and complete your account
  6. Make your Deposit of $50 or more within 15 Days
  7. Fidelity will deposit $100 into the account within 25 calendar days after opening your account
    • Note: you must keep the $100 cash reward (minus any losses related to trading or market volatility, or margin debit balances) in the eligible account for a minimum of 90 calendar days starting from when you receive the reward

Original Post

Written by
Edited October 27, 2021 at 09:53 AM by
Cash offer FAQs
https://www.fidelity.com/go/offer-faqs

Get $100 when you open a new eligible Fidelity account with $50 or more using code FIDELITY100. Tap for details! Limited time offer. Terms apply.

https://www.fidelity.com/go/special-offer


Here's how the offer works

Open a new account
Use promo code FIDELITY100 when opening The Fidelity Account®, Cash Management Account, Roth IRA, or traditional IRA.*

Fund it with $50
Deposit $50 or more within 15 days after opening your account.

Get your $100
Receive your cash reward! We'll add $100 within 25 days after opening your account

https://www.fidelity.com/go/terms-conditions
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+432
243,097 Views
$100 Cash Balance
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

593 Comments

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Featured Comments

"Fidelity Cash Management Account
Better than traditional checking, a Fidelity® Cash Management Account offers attractive rates and easy cash management."

Current interest rate - 0.01%

Yeah, no thanks.
Not if you're an existing customer. Maybe if you're new, but I did it with the Spire offer and this just now and no hard pulls either time.
https://www.fidelity.com/go/offer-faqs

Do I have to keep the $100 cash reward at Fidelity once I receive it?

Yes. While you don't need to keep your initial deposit of $50 in the new account for more than the qualification period, you must keep the $100 cash reward (minus any losses related to trading or market volatility, or margin debit balances) in the eligible account for a minimum of 90 calendar days starting from when you receive the reward.

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Joined Apr 2009
L3: Novice
> bubble2 186 Posts
42 Reputation
ericn101
11-04-2021 at 12:34 PM.
11-04-2021 at 12:34 PM.
Quote from ShannonF4392 :
Not yet, but when I log in to my account, I see this on the summary page:

We're processing your $100 reward
You're all set. We'll deposit your cash reward within 25 days of opening your account.
Get the details

Same Here!


Lets hope they do this again in 6 months or a year.
Reply
Joined Jan 2009
L5: Journeyman
> bubble2 550 Posts
49 Reputation
bLanKer
11-04-2021 at 02:28 PM.
11-04-2021 at 02:28 PM.
Quote from RagingWaffle :
which account is best to start for investing? torn between roth and tradition

already have 401B through employer.
Roth is almost always better. But since you have a 403b that is a pretax account. So when you withdraw you will be taxed where as Roth IRA you are taxed now and avoid taxes later.

The best strategy is to have a mix of Roth and non Roth so when you retire you can pull from them depending on your financial situation. For example if you're still making money pull from Roth if you're not making money pull from 403b.
Reply
Joined Dec 2007
L6: Expert
> bubble2 1,707 Posts
1,239 Reputation
phewry
11-04-2021 at 04:01 PM.
11-04-2021 at 04:01 PM.
I just logged in to my account and I got a pop up that said they are processing my $100 reward.
Reply
Joined Apr 2008
L8: Grand Teacher
> bubble2 3,161 Posts
1,277 Reputation
seiromem
11-04-2021 at 04:01 PM.
11-04-2021 at 04:01 PM.
Quote from APlusIvyLeaguer :
Another data point, I have a Fidelity 401K account from work, and linked and applied for the Cash Management account last night.

Also, I did not click on the link, I copy and pasted it so SD didn't add in fillers.

I got the promo confirmation email this morning (within 12hrs of account opening):

You're on your way
Thanks for registering for the $100 cash reward. As a reminder, you have up to 15 calendar days to deposit $50 or more to qualify.

You'll receive the $100 cash reward within 25 days after you opened an eligible account.

Questions? Read our FAQs.
Also copied the link and pasted it. Received the promo confirmation a few minutes after the account was opened.
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,769 Posts
111 Reputation
RagingWaffle
11-04-2021 at 05:09 PM.
11-04-2021 at 05:09 PM.
Quote from bLanKer :
Roth is almost always better. But since you have a 403b that is a pretax account. So when you withdraw you will be taxed where as Roth IRA you are taxed now and avoid taxes later.

The best strategy is to have a mix of Roth and non Roth so when you retire you can pull from them depending on your financial situation. For example if you're still making money pull from Roth if you're not making money pull from 403b.

so much to learn! i was advised its not always best to pull cash from 403B? not sure if mine is before tax. i would have to check on that.

ill look into the ROTH. thanks!
Reply
Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
73 Reputation
SiennaDeer8270
11-04-2021 at 05:46 PM.
11-04-2021 at 05:46 PM.
Quote from bLanKer :
Roth is almost always better. But since you have a 403b that is a pretax account. So when you withdraw you will be taxed where as Roth IRA you are taxed now and avoid taxes later.

The best strategy is to have a mix of Roth and non Roth so when you retire you can pull from them depending on your financial situation. For example if you're still making money pull from Roth if you're not making money pull from 403b.
That is a false statement that Roth is almost always better. Roth and traditional are theoretically exactly the same. You have to bet will you be at a higher salary in retirement or lower and will tax rates be higher or lower. Based on what you predict for your situation, that's what you should do. One is not better than the other. It depends on each person's situation comparing now
and retirement.
1
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,769 Posts
111 Reputation
RagingWaffle
11-05-2021 at 12:53 PM.
11-05-2021 at 12:53 PM.
having issues transferring money in....how do yall get it?

i provided them my schwab checking routing and acct. gotta wait for a few days. hopefully it works.
Reply

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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
11-05-2021 at 01:02 PM.
11-05-2021 at 01:02 PM.
Quote from RagingWaffle :
so much to learn! i was advised its not always best to pull cash from 403B? not sure if mine is before tax. i would have to check on that.

ill look into the ROTH. thanks!
Most money in 403b is pre-tax.
This is why putting money into a retirement plan at work lowers your income reported on W-2.
Always do this up to your employer's match.
Then put money into a Roth IRA. $6000 is the limit for 2022 if you qualify.
Then if you still have money to invest, put money into the 403b up to the allowed limit of $20,500 (2022 limit).
Reply
Joined Jul 2018
Free is the best deal
> bubble2 1,616 Posts
4,002 Reputation
Pro
spacers
11-05-2021 at 05:12 PM.
11-05-2021 at 05:12 PM.
anyone got their $100 yet ?
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,769 Posts
111 Reputation
RagingWaffle
11-05-2021 at 06:11 PM.
11-05-2021 at 06:11 PM.
Quote from ieee488 :
Most money in 403b is pre-tax.
This is why putting money into a retirement plan at work lowers your income reported on W-2.
Always do this up to your employer's match.
Then put money into a Roth IRA. $6000 is the limit for 2022 if you qualify.
Then if you still have money to invest, put money into the 403b up to the allowed limit of $20,500 (2022 limit).

going to message you
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
11-05-2021 at 06:38 PM.
11-05-2021 at 06:38 PM.
Quote from RagingWaffle :
going to message you
I replied.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,629 Posts
1,057 Reputation
poohbie
11-06-2021 at 03:15 AM.
11-06-2021 at 03:15 AM.
Quote from SiennaDeer8270 :
That is a false statement that Roth is almost always better. Roth and traditional are theoretically exactly the same. You have to bet will you be at a higher salary in retirement or lower and will tax rates be higher or lower. Based on what you predict for your situation, that's what you should do. One is not better than the other. It depends on each person's situation comparing now
and retirement.
Wouldn't being at a higher salary in retirement mean you plan to still work when 65+ (or whatever retirement age is defined as now)? It seems all the advice geared towards Roth IRA being better is assuming that?
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,260 Posts
117 Reputation
mland0821
11-06-2021 at 12:34 PM.
11-06-2021 at 12:34 PM.
Quote from poohbie :
Wouldn't being at a higher salary in retirement mean you plan to still work when 65+ (or whatever retirement age is defined as now)? It seems all the advice geared towards Roth IRA being better is assuming that?
Not necessarily, when you're younger, your rate may be between 10-20%. There are still a few people around earning a nice pension, that depending on how well you do, could be 6 figures. So if you're only get a 10% deduction and paying 25% on the growth, when you pull it out, you should go with a Roth.
The problem is that eligiblity for a Roth phases out as your income rises along w/your tax rate, so that option in not available, untess your employer has a Roth 401k.
The drawback with a regular IRA, is that you do NOT get LTCG rates on the growth-its all taxes as ordinary income. Whereas with the Roth, you don't get a deduction when you contribute, but you don't pay any tax on the growth.
It is difficult to predict what tax rate will be in retirement-especially with Congress changing it all the time.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
11-06-2021 at 12:43 PM.
11-06-2021 at 12:43 PM.
Quote from poohbie :
Wouldn't being at a higher salary in retirement mean you plan to still work when 65+ (or whatever retirement age is defined as now)? It seems all the advice geared towards Roth IRA being better is assuming that?
Expecting to work until you are 65 is a pipe dream for many people.
I have know several people who were shown the door in their 50s.
Reply

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Joined Nov 2006
L10: Grand Master
> bubble2 12,629 Posts
1,057 Reputation
poohbie
11-06-2021 at 11:49 PM.
11-06-2021 at 11:49 PM.
Quote from mland0821 :
Not necessarily, when you're younger, your rate may be between 10-20%. There are still a few people around earning a nice pension, that depending on how well you do, could be 6 figures. So if you're only get a 10% deduction and paying 25% on the growth, when you pull it out, you should go with a Roth.
The problem is that eligiblity for a Roth phases out as your income rises along w/your tax rate, so that option in not available, untess your employer has a Roth 401k.
The drawback with a regular IRA, is that you do NOT get LTCG rates on the growth-its all taxes as ordinary income. Whereas with the Roth, you don't get a deduction when you contribute, but you don't pay any tax on the growth.
It is difficult to predict what tax rate will be in retirement-especially with Congress changing it all the time.
I have a hard time understanding the problem already having money in a traditional IRA creates when doing a backdoor Roth IRA. One accountant said as long as you create a separate traditional IRA account for the funds you plan to immediately convert to a Roth IRA, then it's OK. But from what I read online, they factor in all of your traditional IRA funds when doing a backdoor Roth IRA conversion.
Reply
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