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Open Eligible Fidelity Investment Account + Deposit $50+ & Get Expired

$100 Cash Balance
(New or Existing Customers)
+432 Deal Score
243,097 Views
Fidelity is offering a $100 Cash Reward/Balance (deposited to your account) when you open a Eligible Fidelity Investment Account using promo code FIDELITY100 and Deposit $50 (minimum) or more within 15 Days of opening your account.

Thanks to Community Member rammgasm for posting this deal.
  • Note: Offer applies to The Fidelity Account®, Cash Management Account, Roth IRA, or traditional IRA accounts. $100 cash reward must be kept in the account for a minimum of 90 calendar days. Offer is valid for New or Existing Customers).
Deal Instructions:
  1. Visit the offer page HERE
  2. Select your desired Fidelity Account:
    • The Fidelity Account
    • Fidelity Cash Management Account
    • Roth IRA
    • Traditional IRA
  3. Proceed through the form until you reach the Personal Information section
  4. Ensure promo code FIDELITY100 is applied below your email
  5. Continue through the account-creation process and complete your account
  6. Make your Deposit of $50 or more within 15 Days
  7. Fidelity will deposit $100 into the account within 25 calendar days after opening your account
    • Note: you must keep the $100 cash reward (minus any losses related to trading or market volatility, or margin debit balances) in the eligible account for a minimum of 90 calendar days starting from when you receive the reward

Original Post

Written by
Edited October 27, 2021 at 09:53 AM by
Cash offer FAQs
https://www.fidelity.com/go/offer-faqs

Get $100 when you open a new eligible Fidelity account with $50 or more using code FIDELITY100. Tap for details! Limited time offer. Terms apply.

https://www.fidelity.com/go/special-offer


Here's how the offer works

Open a new account
Use promo code FIDELITY100 when opening The Fidelity Account®, Cash Management Account, Roth IRA, or traditional IRA.*

Fund it with $50
Deposit $50 or more within 15 days after opening your account.

Get your $100
Receive your cash reward! We'll add $100 within 25 days after opening your account

https://www.fidelity.com/go/terms-conditions
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+432
243,097 Views
$100 Cash Balance
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

593 Comments

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Featured Comments

"Fidelity Cash Management Account
Better than traditional checking, a Fidelity® Cash Management Account offers attractive rates and easy cash management."

Current interest rate - 0.01%

Yeah, no thanks.
Not if you're an existing customer. Maybe if you're new, but I did it with the Spire offer and this just now and no hard pulls either time.
https://www.fidelity.com/go/offer-faqs

Do I have to keep the $100 cash reward at Fidelity once I receive it?

Yes. While you don't need to keep your initial deposit of $50 in the new account for more than the qualification period, you must keep the $100 cash reward (minus any losses related to trading or market volatility, or margin debit balances) in the eligible account for a minimum of 90 calendar days starting from when you receive the reward.

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Joined Jun 2019
L4: Apprentice
> bubble2 419 Posts
94 Reputation
CleverChicken951
11-06-2021 at 11:59 PM.
11-06-2021 at 11:59 PM.
Quote from devspace :
anyone got their $100 yet ?

Is it 25 days since the new account was funded?
Reply
Joined Apr 2009
L3: Novice
> bubble2 186 Posts
42 Reputation
ericn101
11-07-2021 at 12:25 AM.
11-07-2021 at 12:25 AM.
Quote from CleverChicken951 :
Is it 25 days since the new account was funded?

25 "calendar" days?

Whatever that means.
Reply
Last edited by ericn101 November 7, 2021 at 12:28 AM.
Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
73 Reputation
SiennaDeer8270
11-07-2021 at 06:40 AM.
11-07-2021 at 06:40 AM.
Quote from ericn101 :
25 "calendar" days?

Whatever that means.
Calendar day means the period of elapsed time, using Coordinated Universal Time or local time that begins at midnight and ends 24 hours later at the next midnight.
Reply
Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
73 Reputation
SiennaDeer8270
11-07-2021 at 06:51 AM.
11-07-2021 at 06:51 AM.
Quote from poohbie :
I have a hard time understanding the problem already having money in a traditional IRA creates when doing a backdoor Roth IRA. One accountant said as long as you create a separate traditional IRA account for the funds you plan to immediately convert to a Roth IRA, then it's OK. But from what I read online, they factor in all of your traditional IRA funds when doing a backdoor Roth IRA conversion.
The pro rata rule only affects you if you took a deduction on your traditional ira and now are trying to convert it to roth via backdoor.

If you dont take a deduction for your traditional ira contribution, no need to worry about pro rata.

If you mix your deductible and nondeductible traditional ira funds in the same account, it gets confusing.

But even if they are in separate accounts, you need to worry about the pro rata rule any time you convert deductible and nondeductible traditional ira contributions to a roth.
Reply
Joined Apr 2014
L2: Beginner
> bubble2 28 Posts
14 Reputation
kernel_panic
11-07-2021 at 04:08 PM.
11-07-2021 at 04:08 PM.
deleted
Reply
Last edited by kernel_panic November 7, 2021 at 05:37 PM.
Joined Apr 2009
L6: Expert
> bubble2 1,260 Posts
117 Reputation
mland0821
11-07-2021 at 05:30 PM.
11-07-2021 at 05:30 PM.
Quote from poohbie :
I have a hard time understanding the problem already having money in a traditional IRA creates when doing a backdoor Roth IRA. One accountant said as long as you create a separate traditional IRA account for the funds you plan to immediately convert to a Roth IRA, then it's OK. But from what I read online, they factor in all of your traditional IRA funds when doing a backdoor Roth IRA conversion.
I believe that is correct. I heard about the backdoor Roth from my son, who wants to do it in addition to his work Roth 401k and his income is too high to be eligible for a regular Roth. It's clever and I looked into it for us and that is my understanding-I believe all of your traditional IRA is factored. Backdoor Roth is not ideal if you already have a traditional IRA, so not an option for us. Perfect for my son though, since he does not have a traditional IRA.
Do you have an employer Roth and have you maxed it out ($19k?)?
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,769 Posts
111 Reputation
RagingWaffle
11-07-2021 at 06:15 PM.
11-07-2021 at 06:15 PM.
how are you guys transferring money into your fidelity? im having issues linking my bank account with fidelity. waiting on the trial deposit so lets see if that works tomorrow.
Reply

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Joined Jul 2013
L6: Expert
> bubble2 1,835 Posts
85 Reputation
AnthonyA1569
11-07-2021 at 06:54 PM.
11-07-2021 at 06:54 PM.
Quote from SiennaDeer8270 :
The pro rata rule only affects you if you took a deduction on your traditional ira and now are trying to convert it to roth via backdoor.

If you dont take a deduction for your traditional ira contribution, no need to worry about pro rata.

If you mix your deductible and nondeductible traditional ira funds in the same account, it gets confusing.

But even if they are in separate accounts, you need to worry about the pro rata rule any time you convert deductible and nondeductible traditional ira contributions to a roth.
Edit
likely not the full picture…Bonus could be treated as "Interest" which makes things tricky.
Reply
Last edited by AnthonyA1569 November 7, 2021 at 07:06 PM.
Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
73 Reputation
SiennaDeer8270
11-07-2021 at 08:30 PM.
11-07-2021 at 08:30 PM.
Quote from mland0821 :
I believe that is correct. I heard about the backdoor Roth from my son, who wants to do it in addition to his work Roth 401k and his income is too high to be eligible for a regular Roth. It's clever and I looked into it for us and that is my understanding-I believe all of your traditional IRA is factored. Backdoor Roth is not ideal if you already have a traditional IRA, so not an option for us. Perfect for my son though, since he does not have a traditional IRA.
Do you have an employer Roth and have you maxed it out ($19k?)?
Backdoor Roth is fine for people with a traditional IRA so long as you don't convert the existing traditional IRA funds to a Roth. That's why the accountant said keep your deductible and nondeductible traditional IRA funds in separate accounts. Then it's clear you didn't touch your deductible traditional IRA funds and you are not subject to the pro-rata rule. Consult your CPA.
Reply
Joined Dec 2011
summi99
> bubble2 1,882 Posts
646 Reputation
summi99
11-07-2021 at 08:36 PM.
11-07-2021 at 08:36 PM.
Anyone without getting email received the $100 deposit ?
1
Reply
Joined Oct 2008
L5: Journeyman
> bubble2 505 Posts
52 Reputation
netll
11-07-2021 at 08:47 PM.
11-07-2021 at 08:47 PM.
what is the difference between Fidelity Account and Fidelity Cash Management Account?
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,260 Posts
117 Reputation
mland0821
11-07-2021 at 08:51 PM.
11-07-2021 at 08:51 PM.
Quote from SiennaDeer8270 :
Backdoor Roth is fine for people with a traditional IRA so long as you don't convert the existing traditional IRA funds to a Roth. That's why the accountant said keep your deductible and nondeductible traditional IRA funds in separate accounts. Then it's clear you didn't touch your deductible traditional IRA funds and you are not subject to the pro-rata rule. Consult your CPA.
Do you have a link or site to that?
Reply
Joined Apr 2015
L5: Journeyman
> bubble2 709 Posts
25 Reputation
orioncygnus
11-10-2021 at 05:46 PM.
11-10-2021 at 05:46 PM.
Did anyone get their $100 yet?
1
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
11-10-2021 at 05:52 PM.
11-10-2021 at 05:52 PM.
Quote from orioncygnus :
Did anyone get their $100 yet?
I am not expecting anything for another week.
Reply

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Joined Dec 2007
L6: Expert
> bubble2 1,707 Posts
1,239 Reputation
phewry
11-10-2021 at 08:12 PM.
11-10-2021 at 08:12 PM.
Quote from SiennaDeer8270 :
Calendar day means the period of elapsed time, using Coordinated Universal Time or local time that begins at midnight and ends 24 hours later at the next midnight.

In English please……
Lol.
Reply
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