Giftcards.com is offering 10% off Virtual Visa gift cards when you use promo code TRICKORTREAT. Expires October 31, 2021Limit $750 total value per person.
Last Edited by grablife
October 28, 2021
at
02:27 AM
FYI, if you get payment error on the last screen:
We're sorry, but we are unable to accept your payment method at this time. Please try another payment method.
Open an incognito (private browsing) window and go through the entire checkout process again, but use a different credit card. It won't work if you simply try to switch cards.
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If your Chase card isn't accepted, call the number on the back of your card and the recordings will prompt you to do a few things and then the hold will be removed. I didn't even need to speak to anyone...easy as pie.
You can also add these Visa cards manually to your Walmart Wallet and use with Walmart Pay at the registers.
These cards cannot be added to Google Pay or Samsung Pay. Virtual Visa most likely cannot be used in person or used with NFC in stores. To work around this, buy the store's gift card on their website and use that in store.
Do fees apply after my Account is established?
Yes. If you do not use your Account for 12 consecutive months, we will charge a Monthly Maintenance Fee of $4.95 on the first day of each month that follows (starting with month 13) until you use the Account again. At that point, we will wait until 12 more consecutive months of inactivity occur before charging the fee again. If you don't use your Account for an extended period of time, these fees may lower or even exhaust the balance of your Account before the "valid thru" date has passed. You may avoid this fee by making regular purchases with your Account.
There is also a Replacement Account Fee of $5 to replace a lost or stolen Account, so please safeguard your Account information. This fee does not apply to replacement of an expired Account.
If I'm reading their terms correctly, it's a $5.95 fee for cards up to $250. So if you max this out with 3 virtual $250 cards it comes out to a ~7.6% discount. Should probably note the fees in the OP. They're not unexpected for a VISA debit card, but good to note.
My power company takes credit card for payments. billls are outrageous and can make advance payments.
Placed 3 x 250 orders, 1 processing and 2 got hit repeatedly by "payment declined" error, both finally got cancelled this morning. Yet all cards' preauth from Costco remained...
Chatted with Costco CS who said refund will be issued within 24h of cancellation and it's up to the bank to process. Was also told the only order that was processing didn't charge the card...! Now out 750 got nothing, impatiently waiting and kept checking balance lol
Wonder why Costco is allergic to these cards? Since the preauths are clearly successful, why cancel the orders? Annoying. I know we will get the credits eventually, but it really sucks to have the money tied up for the puny $20 savings. Life of a SDer, I guess...
Update: 2 of my 3 Costco GC orders (those that didn't get canceled) shipped today.
Wonder why Costco is allergic to these cards? Since the preauths are clearly successful, why cancel the orders? Annoying. I know we will get the credits eventually, but it really sucks to have the money tied up for the puny $20 savings. Life of a SDer, I guess...
Update: 2 of my 3 Costco GC orders (those that didn't get canceled) shipped today.
Had the same issue. One order was shipped, two canceled. Called Costco, they said "too many payment methods". They didn't say when can I use a new payment method again.
Had the same issue. One order was shipped, two canceled. Called Costco, they said "too many payment methods". They didn't say when can I use a new payment method again.
how long did it take for your order to ship? mine is still in "order received" status.
Was able to buy 2 x $125 Costco cash card, shipped in 3 days, 2nd order was confirmed but 15 minutes later, received email that it was cancelled. Still waiting for credit back on card from Costco, now 4 days. Tried to buy Home Depot and Banana Republic gift cards, was instantly rejected, was able to buy $100 Columbia gift card. Never again!
Got the credit back for the cancelled Costco order placed on 10/27, so it took 4 calendar days. I placed another Costco GC order today. Will see if it sticks...
Update: Order canceled again by Costco. Something about Costco and these cards... I guess I will wait 4 days to get the $ back to use on Amazon then...
how long did it take for your order to ship? mine is still in "order received" status.
Mine took 2 days to ship. That's normal as I have bought shop cards before using a physical cc and experienced the same. It takes them time to process orders... As long as it's not canceled within a day, it should ship.
Update: got funds back Sat evening, went on to buy Amazon GCs, almost insta success. Guess I just have no luck with Costco...
They must have implemented some policy change. Makes no sense because one would think it's hard to commit fraud against them due to the membership requirement. smh...
They must have implemented some policy change. Makes no sense because one would think it's hard to commit fraud against them due to the membership requirement. smh...
No idea man, judging by the feedback here it's a YMMV thing. Also I checked the card I used to pay for the only order that's still in process and indeed the funds were not drawn. Can't stand the GCs sitting there so they got funneled to Amazon. Grats Amazon you won it all 😂
Wonder why Costco is allergic to these cards? Since the preauths are clearly successful, why cancel the orders? Annoying. I know we will get the credits eventually, but it really sucks to have the money tied up for the puny $20 savings. Life of a SDer, I guess...
Update: 2 of my 3 Costco GC orders (those that didn't get canceled) shipped today.
Chatted with Costco customer service about my cancelled cash card order, after about 20 minutes on hold, he said there were too many orders with "those" virtual cards.
Then he said you must go into the physical store to purchase cash cards.
Didn't want to argue with him, thanked him and disconnected.
Like someone said in the other thread, they have your membership information in case there's any fraud, why are they taking this action?
There is a 1.5% addition cash back from Citi double cash card Merchant Offers. You have to login to citicards and add giftcards.com additional 1.5% offer manually first.
Did you get the citi 1.5% cash back posted? I usually see the citi CB posted within 3-4 days. But this time it's been 6 days, I still see nothing.
My Costco Shop cards finally shipped. I only purchase $125 x 2. Surprisingly they shipped with a tracking number.
I bet the SD effect caught them by surprise, lol... Normally they ship in plain envelope without tracking number. My 2 orders that shipped still did that. Must be timing.
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Saved 7.6% (code), 1% cb site, 2% credit card = @ 10.4% savings.
Not a bad way to save on your utility bills for 10 min of work. You're going to have to pay them anyways!
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Chatted with Costco CS who said refund will be issued within 24h of cancellation and it's up to the bank to process. Was also told the only order that was processing didn't charge the card...! Now out 750 got nothing, impatiently waiting and kept checking balance lol
Update: 2 of my 3 Costco GC orders (those that didn't get canceled) shipped today.
Update: 2 of my 3 Costco GC orders (those that didn't get canceled) shipped today.
Update: Order canceled again by Costco. Something about Costco and these cards... I guess I will wait 4 days to get the $ back to use on Amazon then...
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No idea man, judging by the feedback here it's a YMMV thing. Also I checked the card I used to pay for the only order that's still in process and indeed the funds were not drawn. Can't stand the GCs sitting there so they got funneled to Amazon. Grats Amazon you won it all 😂
Update: 2 of my 3 Costco GC orders (those that didn't get canceled) shipped today.
Chatted with Costco customer service about my cancelled cash card order, after about 20 minutes on hold, he said there were too many orders with "those" virtual cards.
Then he said you must go into the physical store to purchase cash cards.
Didn't want to argue with him, thanked him and disconnected.
Like someone said in the other thread, they have your membership information in case there's any fraud, why are they taking this action?
Does not work on Homedepot's gift card third party site. I ended up buying home depot gift card at Target.com to use in B&M.
Also does not work on bestbuy.com. Buy BB cards at Amazon.
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Does not work on Homedepot's gift card third party site. I ended up buying home depot gift card at Target.com to use in B&M.
Is this card work with Walmart?