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Eligible Discover Card Members: January-December 2022 Discover Cashback Bonuses

5% Back
(Heads Up Offer)
+90 Deal Score
77,817 Views
Notice: Due to this promotional offer requiring activation on a certain date, it may not be fully live/active. This is more of a heads up/call to action for those interested

Discover is offering their 2022 January-December 5% Discover Cashback Bonuses w/ an eligible Discover Card when you activate the offer found w/ the starting date listed below.

Thanks to community member Doatslo for finding this deal

Note, must activate the bonus offer to your eligible card w/ regards to the starting date listed below

Available Offer(s)
  • Eligible Discover Cards
    • January-March 2022 - Activate starting November 1, 2021
      • 5% Cashback Bonuses at Grocery Stores and Fitness Club & Gym Membership (Up to $1500 in purchases)
        • Note, excludes Walmart and Target purchases
    • April-June 2022 - Activate starting February 1, 2022
      • 5% Cashback Bonuses at Gas Stations and Target (Up to $1500 in purchases)
    • July-September 2022 - Activate starting May 1, 2022
      • 5% Cashback Bonuses at Restaurants and PayPal (Up to $1500 in purchases)
    • October-December 2022 - Activate starting August 1, 2022
      • 5% Cashback Bonuses at Amazon.com and Digital Wallets (Up to $1500 in purchases)
        • Note, digital wallets include Apple Pay, Google Pay, Samsung Pay and Garmin Pay
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Original Post

Written by
Edited November 1, 2021 at 02:33 PM by
discover 5% 2022 calendar

Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022

2nd Quarter: Gas stations and target

3rd Quarter: restaurants and paypal

4th Quarter: Amazon and digital wallets

https://www.discover.com/credit-c...ndar.html#
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Created 11-01-2021 at 12:29 PM by Doatslo
in Grocery (4) Discover.com
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Deal
Score +90
77,817 Views
5% Back
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86 Comments

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Featured Comments

I can't believe how people care about what others get excited over
·
It adds up. Just buying things I buy anyway, I've saved $160 this year so far with Discover. Will probably add another $50 with Christmas shopping since Amazon and Walmart on on there this quarter.

Combined with my other rewards cards, with just a tiny bit of planning, I net about $600-1000 a year in cashback and travel. It's not nothin'.
·
I wish they weren't so strict with the grocery store category. None of my go to places count for groceries.
·

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Joined Sep 2021
L2: Beginner
> bubble2 36 Posts
14 Reputation
MNMVAB
11-02-2021 at 06:01 AM.
11-02-2021 at 06:01 AM.
Who keeps track of all these product segments...just KISS it
3
Reply
Joined Nov 2017
L4: Apprentice
> bubble2 479 Posts
110 Reputation
drzk
11-02-2021 at 06:21 AM.
11-02-2021 at 06:21 AM.
Quote from tunabowltony :
I wish they weren't so strict with the grocery store category. None of my go to places count for groceries.

Check the Amex Blue Cash Preferred with 6% on groceries non-stop.
1
Reply
Joined Oct 2021
L5: Journeyman
> bubble2 526 Posts
114 Reputation
CrimsonRose733
11-02-2021 at 07:00 AM.
11-02-2021 at 07:00 AM.
Quote from BlueTexture423 :
Incorrect -- Target also gives 5% back on their Red Card, so keep that in mind when considering how to use Discover bonus.
Your comment is objectively wrong. This is useful, AND Target's bonus is useful.
I guess we can argue about my use of adjectives. But I can't get excited about getting 5% for 1 quarter, when I can get 5% off any day of the year already. Since everyone who shops at Target should have the RedCard (free debit card), that means 2Q is now just really 5% off gas. That's a lot of gas to hit $1500 in a quarter, even at current prices. So 2Q is not very attractive as far as deals go.
3
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Joined Mar 2016
L3: Novice
> bubble2 106 Posts
30 Reputation
jfk123
11-02-2021 at 07:01 AM.
11-02-2021 at 07:01 AM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?
Cut the corner from a piece of paper (like from junk mail everyone is always getting), write the categories on there and clear plastic tape to the front of the card. For non rotating cards this is a one time thing and even for rotating it takes about 2 minutes for chase/discover/etc. Cards for categories like utilities can be set to autopay and never have to leave the house.
Reply
Joined Jan 2011
L6: Expert
> bubble2 1,410 Posts
1,025 Reputation
MahGyver
11-02-2021 at 07:02 AM.
11-02-2021 at 07:02 AM.
Quote from drzk :
Check the Amex Blue Cash Preferred with 6% on groceries non-stop.
It stops when you reach $6000 for the year. But yeah, it's great!
I may not get 6% on my bank account, but saving 6% is a good compromise.
Note there is a $95 annual fee. ($360 max with the 6% - $95 annual fee = $265)
Reply
Joined Oct 2021
L5: Journeyman
> bubble2 526 Posts
114 Reputation
CrimsonRose733
11-02-2021 at 07:04 AM.
11-02-2021 at 07:04 AM.
Quote from drzk :
Check the Amex Blue Cash Preferred with 6% on groceries non-stop.
Amex is just as strict on groceries category. I have that card, but they don't count Walmart or Target grocery purchases for the 6% either. I guess those places sell too many non grocery items. They think you'll buy a TV along with your produce.
Reply
Joined Jan 2007
L3: Novice
> bubble2 102 Posts
60 Reputation
san_spy
11-02-2021 at 07:10 AM.
11-02-2021 at 07:10 AM.
lol a regular thing becoming FPD.. seriously..
2
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Joined Jun 2014
L3: Novice
> bubble2 163 Posts
74 Reputation
dare2smile
11-02-2021 at 08:48 AM.
11-02-2021 at 08:48 AM.
I get that they're partnered with Amazon, but it makes me really sad to see that there won't be Target and Walmart for Q4 next year. I use the daylights out of all three of those stores for Christmas and holiday shopping. Q4 used to be my favorite quarter.
Reply
Joined May 2007
scientia potentia est
> bubble2 1,983 Posts
1,659 Reputation
APlusIvyLeaguer
11-02-2021 at 09:15 AM.
11-02-2021 at 09:15 AM.
For Q4, isn't it 5% cashback on anything and everywhere as long as you use mobile payment (Apple, Samsung, Google Pay) at physical store checkout?
Reply
Joined Mar 2012
L3: Novice
> bubble2 116 Posts
34 Reputation
IIIPgCIII
11-02-2021 at 09:30 AM.
11-02-2021 at 09:30 AM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?
I write them down on a card and put it in my wallet
Reply
Joined Oct 2014
L5: Journeyman
> bubble2 737 Posts
86 Reputation
yeahok
11-02-2021 at 09:31 AM.
11-02-2021 at 09:31 AM.
I stopped using discover (citi DC card also) for anything that I want extra warranty and protection since they discontinued these benefits. Now I use only on 5% cashback things such as grocery, gas and restaurants.
Reply
Last edited by yeahok November 2, 2021 at 09:33 AM.
Joined Mar 2006
Not Fragile
> bubble2 2,114 Posts
1,362 Reputation
Roundabout
11-02-2021 at 10:56 AM.
11-02-2021 at 10:56 AM.
Boo, no more warehouse club category! I've had my Discover card since 1989 (32 years now) basically since they first introduced it. They didn't have any cashback for years, so it sat in my drawer and collected dust. They kept sending me new ones when the old one expired, even though I didn't use it. It finally paid off when they started offering 5% back, but they keep making it worse and now, it will collect dust again during those quarters when I don't buy in the categories. Oh well, maybe they'll add warehouse clubs back next year, like they added Home Depot in a few months back. We'll see.
2
Reply
Joined Mar 2009
L5: Journeyman
> bubble2 928 Posts
60 Reputation
dealmasti
11-02-2021 at 11:06 AM.
11-02-2021 at 11:06 AM.
All these just turn out to be around 2% cb overall if you take advantage of all the 5%cb. I rather use my citi double cash card to get similar 2% cb lol no headaches lol
3
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,287 Posts
2,718 Reputation
cgigate
11-02-2021 at 11:18 AM.
11-02-2021 at 11:18 AM.
Quote from drzk :
Check the Amex Blue Cash Preferred with 6% on groceries non-stop.

$95 annual fee Amex blue card, Sorry no.
my BoA cash rewards cards are always 5.25% Cashback for the premium member, no annual fee,
1
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Joined Nov 2017
L4: Apprentice
> bubble2 479 Posts
110 Reputation
drzk
11-02-2021 at 11:31 AM.
11-02-2021 at 11:31 AM.
Quote from cgigate :
$95 annual fee Amex blue card, Sorry no.
my BoA cash rewards cards are always 5.25% Cashback for the premium member, no annual fee,

Is that with greater than $50k deposits? "Platinum" it looks like. Unless by premium you meant something else.

Serious Q, am always looking for good cash back cards.
Reply
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