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Capital One Spark Cash Plus Business Credit Card - $3000 sign-up bonus on $50k/6 month spend
You need to spend $50k in 6 months on this card to get the $3,000 bonus. If you can't charge that much, or can't manufacture that spend, move along. This isn't a card for a college kid. This is a brand new offer, and is time limited (no mention of when it expires).
2% cashback on everything, no categories. $150 annual fee. Can't tell if it hits you with the AF on application, but assuming it does, you'll clear $3850 in 6 months with the $50k spend. That's nearly 8% (back of the napkin calc), which is the highest I've ever seen on a card bonus. This is a GOOD deal. I'd probably churn this and drop the card at year 1 unless they waive AF in year 2.
Yes, this is a business card but the prevailing wisdom is that anyone can get one. You sell on eBay? Congrats, you own a business.
https://www.capitalone.
2% cashback on everything, no categories. $150 annual fee. Can't tell if it hits you with the AF on application, but assuming it does, you'll clear $3850 in 6 months with the $50k spend. That's nearly 8% (back of the napkin calc), which is the highest I've ever seen on a card bonus. This is a GOOD deal. I'd probably churn this and drop the card at year 1 unless they waive AF in year 2.
Yes, this is a business card but the prevailing wisdom is that anyone can get one. You sell on eBay? Congrats, you own a business.
https://www.capitalone.
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I didn't need the money, so after I haven't received it with my regular refund I just waited until late September before I called and checked in. The agent I spoke with was super confused why I paid that much money despite now owing taxes and after a supervisor approval, I received a check in the mail a couple of days later.
Cashing the check was also not that easy as it was both in my and my wifes name and a mobile deposit wouldn't have it.
Will probably still do it fwiw
Pay estimated taxes/regular taxes with the card. Fee is 1.87%, so you actually make money on the float and increase your reward spend.
Use Plastiq to pay rent/mortgage. It has a 2.87% fee, but the .87% on 50k is pretty small relative to the reward so it's still worth it.
You can't pay mortgage with Plastiq!
Tesla doesn't accept CC.
I didn't need the money, so after I haven't received it with my regular refund I just waited until late September before I called and checked in. The agent I spoke with was super confused why I paid that much money despite now owing taxes and after a supervisor approval, I received a check in the mail a couple of days later.
Cashing the check was also not that easy as it was both in my and my wifes name and a mobile deposit wouldn't have it.
Will probably still do it fwiw
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No not when I bought mine