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Chase Sapphire Preferred® Card: Spend $4,000 in First 3 Months Expired

Earn 80K Points
+107 Deal Score
269,482 Views
Update: This popular deal is still available. This offer will end at 6 PM EST on 6/1/2022.

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening with the Chase Sapphire Preferred® Card. That's $1,000 when you redeem through Chase Ultimate Rewards®. Annual fee is $95.

Thanks to community member moorheadhawk for finding this deal.

  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited June 1, 2022 at 11:56 AM by
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening with the Chase Sapphire Preferred® Card. That's $1,000 when you redeem through Chase Ultimate Rewards®. Annual fee is $95.

Card Details:
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

    If you don't like annual fee, try one of the no annual fee chase cards from link below:
    Chase No Annual Fee Cards
Slickdeals may be compensated by Chase
Created 04-13-2022 at 09:48 AM by moorheadhawk
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Deal
Score
+107
269,482 Views
Earn 80K Points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

528 Comments

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Featured Comments

Was approved for this card @80K signup bonus a couple weeks ago. Some notes:

This is a great card for anyone who travels or plans to soon travel!
Call your local branch and see if they offer 80K signup + first year fee waived. If you do apply in branch, allot at least 30 minutes for this Frown.
If you have a Peloton membership, note that the Preferred will credit you $60 total off fees, but I think only through June, so act quick!
I didn't get my card after a week, despite a 1-2 day delivery promise. I called in, and they said, oh, whoops, we forgot to ship it! (and they then indeed shipped it 2nd day air via UPS).
You'll get the most value from the 80K points BY FAR by transferring them strategically to airline/hotel partners (most often: United and Hyatt). Do some reading across blogs to learn more.
I know when I applied for this card, I did it in the branch and got a $125 grocery credit incentive. Basically every time I shopped at a grocery store I received a credit back until the $125 credit was maxed…. It may be worth it to call a banker & ask if they have that promo as it was only for in branch applications, not online & worth it to a trip to the bank, if you ask me!
I don't think there's been a better offer on the reserve in many years?

Outside of the SUB the CS > CSP used to be a no brainer, but with the higher AF on the CSR, and the improved benefits/earn on CSP it's a tougher choice now.


Today it's $155 more (removing the travel credit from the price difference) for CSR...

SUPER generously if we count the GE/TSA credit as $20 a year that drops it to $135/yr more for CSR.



For the $135 you get:

Priority Pass (still the good one that includes restaurants unlike Amex)

Marginally better travel insurance coverage

"free" roadside assitance (up to 4 calls a year, max $50 per call)

You do get significantly better purchase protection (10k per claim instead of $500- but then I'm buying most expensive stuff with a Citi card for 2 years of extra warranty anyway)

1.5x for your points in the travel portal vs 1.25 for CSP- but this is rarely a worthwhile use of points for most folks compare to transfers.

10x points (vs 5x on CSP) for cash spend in the travel portal or Chase Dining portals- but those again aren't frequently the ideal way to book for most folks anyway.



So as I say, when this was $35-55/yr it was easy... ONE 2 person use of priority pass at an airport restaurant more than covered this- if you get anything out of any other benefit you're golden.


At $135 it's much more marginal for many.

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Joined Dec 2007
L1: Learner
> bubble2 16 Posts
10 Reputation
bkemp99
05-06-2022 at 05:24 AM.
05-06-2022 at 05:24 AM.
Quote from JoeySD :
Does anyone know if I link this card to my PayPal account and set it as my primary funding and pay someone thorough PayPal will it count towards the $4000 purchase threshold?

I'm wondering this as well.
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
05-06-2022 at 05:49 AM.
05-06-2022 at 05:49 AM.
Quote from JoeySD :
Does anyone know if I link this card to my PayPal account and set it as my primary funding and pay someone thorough PayPal will it count towards the $4000 purchase threshold?

I don't see why it wouldn't but be aware that the person you're paying will be paying whatever fees Chase (and maybe Paypal?) charges a seller on a transaction.
Reply
Joined Sep 2007
L5: Journeyman
> bubble2 707 Posts
70 Reputation
SwiftTone
05-06-2022 at 06:37 AM.
05-06-2022 at 06:37 AM.
Quote from localHero :
I don't see why it wouldn't but be aware that the person you're paying will be paying whatever fees Chase (and maybe Paypal?) charges a seller on a transaction.
What if it's just a "friends and family" transfer
Reply
Joined Feb 2010
L3: Novice
> bubble2 246 Posts
10 Reputation
mattstermh
05-06-2022 at 06:38 AM.
05-06-2022 at 06:38 AM.
How do I waive the fee? I've had the card for about 6 months now
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,829 Posts
285 Reputation
localHero
05-06-2022 at 06:47 AM.
05-06-2022 at 06:47 AM.
Quote from SwiftTone :
What if it's just a "friends and family" transfer

I don't think any cc company is going to let a transaction go through their system without them collecting their fee.
Reply
Joined Feb 2006
Infinity POOP!
> bubble2 2,444 Posts
2,837 Reputation
johnec4
05-06-2022 at 07:51 AM.
05-06-2022 at 07:51 AM.
Quote from Doug5421 :
Same. Does the 48 months start at date of opening card, date of bonus awarded or date of bonus redeemed?
I tried it and got automatically denied and it said I wasn't eligible. I'll try the CSP again in a few months.
Reply
Joined Jun 2010
L4: Apprentice
> bubble2 383 Posts
437 Reputation
TxJDog
05-06-2022 at 08:19 AM.
05-06-2022 at 08:19 AM.
Quote from Tnyc :
I cancelled this card last week. I have to wait 4 years to sign up again in order to get this type of promo, right?

If it's been more than 48 months since your last bonus and you hold no other sapphire cards you can reapply. Usually need to wait a week before you reapply. I reapplied after a week of downgrading my previous sapphire preferred and am eligible for the bonus again
Reply

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Joined Jan 2012
L3: Novice
> bubble2 3,788 Posts
509 Reputation
RedElmo
05-06-2022 at 08:56 AM.
05-06-2022 at 08:56 AM.
Quote from SwiftTone :
I don't have many purchases typically that would fulfill spending $4k in 3 months.

what are some ways I can artificially spend this? Do Paypal/venmo transfers work?

Pay taxes with it. 2% ish to get bonus is ok
Reply
Joined May 2014
L8: Grand Teacher
> bubble2 3,559 Posts
143 Reputation
JoeySD
05-06-2022 at 10:39 AM.
05-06-2022 at 10:39 AM.
Quote from localHero :
I don't see why it wouldn't but be aware that the person you're paying will be paying whatever fees Chase (and maybe Paypal?) charges a seller on a transaction.
So I believe I would pay the fee on my end if I paid them with PayPal using the linked credit card. So say I sent them $2000 then I would be charged 2.9% + $0.30 fees on top of the $2000, but they will get the $2000. I think that is how PP works. I think for Venmo or Zelle there might also be a cash advance fee I would be charged.
Reply
Joined Feb 2006
~ Always Spinning ~
> bubble2 4,544 Posts
1,706 Reputation
Pro
Tazmania99
05-06-2022 at 10:55 AM.
05-06-2022 at 10:55 AM.
Quote from johnec4 :
I'm kind of thinking, if Chase doesn't even know when I opened this card, I should be in the clear and should qualify for the bonus.

Just go ahead and apply. If you are not eligible for the bonus, you will instantly be rejected without costing you a hard pull.
Reply
Joined Feb 2021
New User
> bubble2 18 Posts
18 Reputation
BrightFlag4204
05-06-2022 at 09:49 PM.
05-06-2022 at 09:49 PM.
Quote from sun_deals :
For people who dont know what to spend 4k. I am big costco user. So, i usually buy a shop card worth 1k-2k depending on how much left to qualify for the promotion.
Shopping cards are actually a great idea! Thanks
Reply
Joined Apr 2016
L3: Novice
> bubble2 185 Posts
26 Reputation
timur38
05-07-2022 at 04:40 AM.
05-07-2022 at 04:40 AM.
I had this card and closed it 2 years ago, how soon can I apply again?
Reply
Joined Sep 2006
L8: Grand Teacher
> bubble2 3,390 Posts
243 Reputation
iflabs
05-07-2022 at 10:28 AM.
05-07-2022 at 10:28 AM.
Quote from SwiftTone :
What if it's just a "friends and family" transfer
You have to foot the 3% fee if the payment is funded with a credit card.
Reply
Joined Sep 2013
L4: Apprentice
> bubble2 456 Posts
49 Reputation
unoerudite
05-08-2022 at 01:57 AM.
05-08-2022 at 01:57 AM.
Quote from localHero :
I just came back from the new Chase branch that they opened a few minutes from my house. I opened a business checking account with a $20k deposit and if I spend $4k in the next 90 days and have 5 transactions through the account, they'll give me a bonus of $750. While there I tried to see if I had received a Sapphire bonus within the past 48 months but neither the person behind the desk, the person she called nor the person that person linked us to (the "Sapphire specialist") was able to tell me or even figure out if I'd ever had a sapphire account before. I would take that as gold except they were also telling me I've never closed any Chase accounts in the past and I know that's not correct... I closed a Chase Freedom account last year and I'm pretty sure I've had other Chase accounts in the past.

So anyway, I went ahead an opened a Sapphire Preferred credit card and we'll see if I get the bonus. The $95 AF was waived for the first year. Process took about an hour.

Edit: I don't have to spend $4k for the checking acct to qualify for a bonus. I was mixing that up with the requirements for the sapphire card.

If you open the card in the branch for having the AF waived for first year, can you still add refer a friend details in the branch?
Reply

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Joined Aug 2018
L4: Apprentice
> bubble2 424 Posts
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Mawsu
05-08-2022 at 04:36 AM.
05-08-2022 at 04:36 AM.
Quote from SwiftTone :
I don't have many purchases typically that would fulfill spending $4k in 3 months.

what are some ways I can artificially spend this? Do Paypal/venmo transfers work?
Pay any bills like utilities/insurances/medical in advance. Otherwise paypal/venmo will work too but 2.9% fee will apply. Keep it as last option unless no other options working out.
Reply
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