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Citi Premier® Card: Spend $4K in First 3 Months to Earn 80K ThankYou® Points Expired

+136 Deal Score
329,515 Views
For a limited time, earn 80,000 ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.

Thanks to Slickdeals Staff Member LD7 for posting this deal.

Card Details:



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Original Post

Written by
Edited January 17, 2023 at 01:50 PM by
For a limited time, earn 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.

Card Details
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Slickdeals may be compensated by Citi
Created 06-14-2022 at 08:55 AM by LD7 | Staff
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Deal
Score
+136
329,515 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

The annual fee is $95.

This information should be included in the OP.
One thing to note with this offer is that you can claim the 80,000 points with this and then downgrade the card to a Double Cash in a year. Effectively giving the Double Cash a 800$ sub
1) Meet spending requirement on Citi Premier card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card

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Joined Nov 2016
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> bubble2 17 Posts
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shanialanie
08-17-2022 at 02:44 AM.
08-17-2022 at 02:44 AM.
Quote from Wizardking :
What do you have to loose by calling and asking?

I did the exact same thing. Called and they said no sadly
Reply
Joined Dec 2006
L3: Novice
> bubble2 272 Posts
97 Reputation
patrickoneal
08-18-2022 at 08:15 AM.
08-18-2022 at 08:15 AM.
I got approved instantly this morning. My 3 credit scores are in the 825-830 range. My income is $120k/year and my only debt is a mortgage that's under $500/month, credit cards are paid in full each month. My credit limit on the approval is a laughable $3,000. The limit on my Double Cash card is $22,600, so I'm not sure what they're thinking. I called to try to get it raised, but they said my account wasn't fully setup yet and that I should call back in 3-4 days.
Reply
Joined Jun 2015
L4: Apprentice
> bubble2 1,013 Posts
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Pro
Vic121
08-18-2022 at 10:43 AM.
08-18-2022 at 10:43 AM.
If your having trouble with finding ways to spend $4,000 within 3 months to get the bonus, just put your rent on the card. Since rents are so high in the US, you'll hit that $4,000 no problem.
4
Reply
Joined Mar 2017
L3: Novice
> bubble2 118 Posts
14 Reputation
MichaelHR
08-18-2022 at 10:58 AM.
08-18-2022 at 10:58 AM.
Quote from patrickoneal :
I got approved instantly this morning. My 3 credit scores are in the 825-830 range. My income is $120k/year and my only debt is a mortgage that's under $500/month, credit cards are paid in full each month. My credit limit on the approval is a laughable $3,000. The limit on my Double Cash card is $22,600, so I'm not sure what they're thinking. I called to try to get it raised, but they said my account wasn't fully setup yet and that I should call back in 3-4 days.
I'm in a similar situation. My credit limit is $3,000 as well. Please let us informed if you succeed in getting the credit limit raised!
Reply
Joined Dec 2011
L6: Expert
> bubble2 1,625 Posts
660 Reputation
Dilbertic
08-18-2022 at 11:49 AM.
08-18-2022 at 11:49 AM.
I got the card last month, paid for part of my new roof and paid the balance off, this month I got the 95.00 fee and all the points in my account. So now I wait till next year and down grade the card to whichever other is free and offer good points ?
Reply
Joined Jan 2018
L3: Novice
> bubble2 102 Posts
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Dinesh-D
08-19-2022 at 03:07 AM.
08-19-2022 at 03:07 AM.
Quote from MichaelHR :
I'm in a similar situation. My credit limit is $3,000 as well. Please let us informed if you succeed in getting the credit limit raised!

3k limit is a problem to get the bonus points?
Reply
Joined Jan 2008
L7: Teacher
> bubble2 2,214 Posts
2,465 Reputation
rapidfire94
08-19-2022 at 03:14 AM.
08-19-2022 at 03:14 AM.
Quote from dineshdurai2 :
3k limit is a problem to get the bonus points?
Just pay it off early until you hit the $4k. So for example you hit $2k spend then pay it off which will leave you enough to hit $4k. If you have another CITI card then you can call and have them move available credit from one to another.
Reply

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Joined Jan 2018
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> bubble2 102 Posts
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Dinesh-D
08-19-2022 at 03:16 AM.
08-19-2022 at 03:16 AM.
Quote from rapidfire94 :
Just pay it off early until you hit the $4k. So for example you hit $2k spend then pay it off which will leave you enough to hit $4k. If you have another CITI card then you can call and have them move available credit from one to another.

Got it! Thanks
Reply
Joined Apr 2018
L6: Expert
> bubble2 1,690 Posts
167 Reputation
krnprogamer
08-20-2022 at 11:49 AM.
08-20-2022 at 11:49 AM.
Quote from CalmWaves :
I personally wouldn't do this. Best bet is to overpay on recurring bills such as utilities or a phone bill. Could also ask friends/family if you could use your card for a payment and have them reimburse you in cash.

Not sure if there would be any repercussions if you were to load an Amazon account balance, as the fine print probably excludes gift cards and cash equivalents, though I'm sure some people have gotten away with it.

Nothing about gift cards being exclusions, unless you think gift cards = cash advances, because it's not.

"Balance transfers, cash advances, checks that access your card account, purchases returned/refunded for credit, unauthorized charges, interest and account fees, traveler's checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases and do not count towards earning your bonus."
Reply
Joined Sep 2004
L6: Expert
> bubble2 1,502 Posts
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kingofms
08-20-2022 at 01:50 PM.
08-20-2022 at 01:50 PM.
Is there a link to the benefits guide for this card? Like rental/warranty stuff…
Reply
Joined Jun 2016
L3: Novice
> bubble2 280 Posts
61 Reputation
sirjoshw
08-20-2022 at 05:58 PM.
08-20-2022 at 05:58 PM.
Quote from PoLusImo :
I got the same card and bonus more than 2 years ago, had a tough time using points, settled with GC purchases, and then downgraded the card to Double Cash Back, which is still active. Can someone explain the process of getting $800 redemption rather than Gift Cards?
Also, does anyone know, what Credit Card Bureau Citi pulls credit from nowadays?

Citi recently changed all their cards (including double cash) to use thank you points. To redeem them for cash, you go into your account and click the option for redeeming for cash. There's nothing special to do.
Reply
Joined Apr 2018
L6: Expert
> bubble2 1,690 Posts
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krnprogamer
08-20-2022 at 06:20 PM.
08-20-2022 at 06:20 PM.
Quote from kingofms :
Is there a link to the benefits guide for this card? Like rental/warranty stuff…
https://thepointsguy.com/guide/ci...er-review/
Reply
Joined May 2010
L6: Expert
> bubble2 1,242 Posts
24 Reputation
coolblue001
08-21-2022 at 07:48 AM.
08-21-2022 at 07:48 AM.
Quote from Theful13ffect :
Correct. You should be okay to apply for the Premier even if you have any of those other credit cards currently open. Closing them at this point would make you ineligible.
Hi, quick question. Did you know there is any expiration date for this offer? I may have to wait for one more month then apply. Any help would be appreciated. TIA.
Reply
Joined Mar 2017
L3: Novice
> bubble2 118 Posts
14 Reputation
MichaelHR
08-21-2022 at 03:44 PM.
08-21-2022 at 03:44 PM.
Quote from dineshdurai2 :
3k limit is a problem to get the bonus points?
Not really!
Reply

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Joined Mar 2017
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> bubble2 118 Posts
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MichaelHR
08-21-2022 at 03:47 PM.
08-21-2022 at 03:47 PM.
Quote from rapidfire94 :
Just pay it off early until you hit the $4k. So for example you hit $2k spend then pay it off which will leave you enough to hit $4k. If you have another CITI card then you can call and have them move available credit from one to another.
Thanks! I should do exactly as you suggested.
Reply
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