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I also had a 0% APR offer on new purchases for 12-months in my rewards section I just noticed today. No balance transfer or fees. Worth a check if you have it.
What is considered online retail? Does this mean any online purchases? Or only specific retail stores online?
Here are the complete terms:
To earn additional rewards on online retail purchases, the purchase must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers. To identify eligible online retail purchases, we rely on information provided to us by the merchant. The following are not considered retail purchases: purchases made at restaurants, supermarkets, gasoline stations, or automotive dealers, as well as purchases of travel, entertainment, or other services. Payment must be made online and categorized as an internet transaction by the merchant for the purchase to be eligible. You will not receive additional rewards for purchases ordered online but paid for in store. Payments made in store using a mobile or digital wallet or a contactless payment device are not considered online purchases. You will not receive additional rewards for purchases made by phone or mail, or by using a third party "buy now pay later" installment program.
Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for additional rewards. A purchase with a merchant will not earn additional rewards if the merchant's code is not included in a reward category. You may not receive additional rewards if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for a reward category. For example, you may not receive additional rewards when: a merchant uses a third-party to sell their products or services; or a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.
Quote
from NatureAngel
:
Is this for existing Amex BCE cardholders too or just new applications?
I'm an existing cardholder and I got an email outlining the new benefits, so it seems to apply to all BCE cardholders.
Got the email announcement and love it. BoA cash rewards already has 3% for a long time but one benefit it has is the extended warranty for 1 year. So for big purchases or none Amex Offers, you can use BoA.
Can you please explain what this extended warranty means? Price protection or product failure/ not returnable to merchant?
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07-26-2022 at 07:31 PM.
Quote
from kensteele
:
is this one of the first general 3% shots fired? i remember when 2% was the target and fidelity led the way.
still not as good as my credit card which is 3% on everything, everywhere, unlimited. i spend 80% of my purchases online so this deal would be ok if i didn't have u.s. alliance
While I am looking forward to checking out these programs, what I was really excited about was they discontinued the "wait till you get $25 before you can cash out"
Now you can cash out any amount at any time!!!
I immediately did a cash out!
While I am looking forward to checking out these programs, what I was really excited about was they discontinued the "wait till you get $25 before you can cash out"
Now you can cash out any amount at any time!!!
I immediately did a cash out!
Yeah, but they are 1 statement behind with the cashback unlike Chase.
They don't credit the cashback until the next statement.
I am keeping Bank of America Customized Cash Rewards #1 for the 3% linked to Paypal and Bank of America Customized Cash Rewards #2 for the 3% for gas unless there are better offers elsewhere.
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07-26-2022 at 07:54 PM.
Wow...something worthwhile being added. Amex now becomes the go to card by default imo as no one else gives 3% on all online merchandise purchases.
Must be really hurting because this is the first time I have seen a CC add a useful service in a number of years. Most have been removing benefits. In the past with Amex it has been their usual Amex offers only for mostly nonsensical wine or various other never used merchants.
So now I have to use :
Discover for restaurants through September 5%
AMEX Blue for pretty much everything else
AMEX Platinum maybe for travel
Chase Sapphire Preferred for online food delivery
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To earn additional rewards on online retail purchases, the purchase must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers. To identify eligible online retail purchases, we rely on information provided to us by the merchant. The following are not considered retail purchases: purchases made at restaurants, supermarkets, gasoline stations, or automotive dealers, as well as purchases of travel, entertainment, or other services. Payment must be made online and categorized as an internet transaction by the merchant for the purchase to be eligible. You will not receive additional rewards for purchases ordered online but paid for in store. Payments made in store using a mobile or digital wallet or a contactless payment device are not considered online purchases. You will not receive additional rewards for purchases made by phone or mail, or by using a third party "buy now pay later" installment program.
Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for additional rewards. A purchase with a merchant will not earn additional rewards if the merchant's code is not included in a reward category. You may not receive additional rewards if we receive inaccurate information or are otherwise unable to identify your purchase as eligible for a reward category. For example, you may not receive additional rewards when: a merchant uses a third-party to sell their products or services; or a merchant uses a third-party to process or submit your transaction to us (e.g., using mobile or wireless card readers); or you choose to make a purchase using a third-party payment account or make a purchase using a mobile or digital wallet.
Can you please explain what this extended warranty means? Price protection or product failure/ not returnable to merchant?
Our community has rated this post as helpful. If you agree, why not thank thebestnumberis42
still not as good as my credit card which is 3% on everything, everywhere, unlimited. i spend 80% of my purchases online so this deal would be ok if i didn't have u.s. alliance
https://go.usalliance.o
3% at Alliance is promotional until EOY, according the TOS. AMEX BCE is permanent.
Now you can cash out any amount at any time!!!
I immediately did a cash out!
Now you can cash out any amount at any time!!!
I immediately did a cash out!
They don't credit the cashback until the next statement.
I am keeping Bank of America Customized Cash Rewards #1 for the 3% linked to Paypal and Bank of America Customized Cash Rewards #2 for the 3% for gas unless there are better offers elsewhere.
.
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Our community has rated this post as helpful. If you agree, why not thank YanksIn2009
Must be really hurting because this is the first time I have seen a CC add a useful service in a number of years. Most have been removing benefits. In the past with Amex it has been their usual Amex offers only for mostly nonsensical wine or various other never used merchants.
Discover for restaurants through September 5%
AMEX Blue for pretty much everything else
AMEX Platinum maybe for travel
Chase Sapphire Preferred for online food delivery
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