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Chase Checking & Savings: Open New Accounts Get Up To

$600 Bonus
With Qualifying Activities
+81 Deal Score
128,169 Views
Chase is offering a $300 Bonus with a new checking account and $200 Bonus with a new savings account with qualifying activities. Plus, get an extra $100 Bonus when you open both accounts at the same time.

Thanks to community member dragoNav for finding this deal.

Deal:
  • $300 Bonus
    • For new Chase checking customers: Open a new Chase Total Checking account1 and set up direct deposit
  • $200 Bonus
    • For new Chase savings customers: Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
  • $600 Bonus
    • Open a new Chase Total Checking and a new Chase Savings account and get $600 when you open both at the same time and complete qualifying activities.

Original Post

Written by
Edited August 1, 2022 at 03:44 PM by
Get $300 with a new checking account and another $200 with a
new savings account with qualifying activities. Plus, get an extra $100 bonus when you open both accounts at the same time

https://account.chase.com/consume...andsavings

Requirements :
Checking - set up direct deposit
Savings - deposit $15,000 or more & maintain the balance for 90 days

There is a monthly fee on checking account which can be avoided refer to the link for details
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Created 07-29-2022 at 05:30 PM by dragoNav
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Deal
Score
+81
128,169 Views
$600 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

243 Comments

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Featured Comments

If you are actually going to use the account or can auto pay some bills with debit, you might consider Evansville Teachers Federal Credit Union. 3.3% for up to $20k balance with 15 debit transactions and a monthly dd. The dd can be a deposit from almost any bank. I auto-transfer in $10 from ally monthly and have the cable bill to autopay $2, 15 times a month to earn the preferred rate.
Boo...



Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.

Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.

Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.

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Joined Feb 2015
L2: Beginner
> bubble2 65 Posts
350 Reputation
walkingdeath
08-01-2022 at 01:46 PM.
08-01-2022 at 01:46 PM.
Quote from americanadian :
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.

Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.

Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.
lendingclub is currently offering 2.1% on saving account without balance cap
Reply
Joined Mar 2018
L4: Apprentice
> bubble2 478 Posts
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RichardL8958
08-01-2022 at 02:19 PM.
08-01-2022 at 02:19 PM.
Quote from wolve3 :
You might be surprised... plenty of rich people are penny pinchers.
There are rich people with low income and rich people with high income. Only the ones with low income have to do this.
2
Reply
Joined Dec 2009
L6: Expert
> bubble2 1,193 Posts
106 Reputation
music3k
08-01-2022 at 02:20 PM.
08-01-2022 at 02:20 PM.
Quote from FZeroZero :
Lmaoo wtf I just signed up for the $225 deal 2 days ago
Same. :/
Reply
Joined Mar 2018
L4: Apprentice
> bubble2 478 Posts
62 Reputation
RichardL8958
08-01-2022 at 02:22 PM.
08-01-2022 at 02:22 PM.
Quote from khronos :
Even with 15 million I will care about $600. A stupid person may not care...
Time is money. Truly rich people will not waste time on $600.
1
Reply
Joined Dec 2011
Two Minds Became One
> bubble2 13,438 Posts
Peerless_Warrior
08-01-2022 at 02:33 PM.
08-01-2022 at 02:33 PM.
Quote from RichardL8958 :
Time is money. Truly rich people will not waste time on $600.
They can take out a loan for 600, and use their assets as collateral!
1
Reply
Joined Aug 2013
L3: Novice
> bubble2 265 Posts
111 Reputation
KumSun
08-01-2022 at 02:46 PM.
08-01-2022 at 02:46 PM.
Savings Withdrawal Limits: $5 Savings Withdrawal Limit Fee, which is a Chase fee, applies to each withdrawal or transfer out of this account over six per monthly statement period (maximum of three Savings Withdrawal Limit Fees per monthly statement period, for a total of $15). All withdrawals and transfers out of this account count toward this fee, including those made at a branch or at an ATM.

Really ?
Reply
Joined Mar 2010
L6: Expert
> bubble2 1,033 Posts
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billyloon
08-01-2022 at 02:54 PM.
08-01-2022 at 02:54 PM.
Quote from innatthepark :
Amazing how many financial illiterates up vote these deals/post
It seems that you are one of them. This is effectively a 16% APY, hoss. If you know an FDIC-insured product offering this kind of return we're all ears.
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Joined Nov 2013
L7: Teacher
> bubble2 2,972 Posts
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dkstrick
08-01-2022 at 03:28 PM.
08-01-2022 at 03:28 PM.
Quote from Clincher :
I don't understand Chase. This was likely created as an incentive and at the same time they are implementing a hefty fee for checking accounts. I believe $25 per month. Far more than what I pay for an advantage filled credit card. The one criteria to avoid the fee is maintaining at least $15k in checking. Sad for those in a low income bracket.

Yes .. for a Premier Plus account. I doubt many in low income bracket and looking to open a Premier Plus account.
Reply
Joined Apr 2010
L3: Novice
> bubble2 294 Posts
199 Reputation
americanadian
08-01-2022 at 03:29 PM.
08-01-2022 at 03:29 PM.
Quote from cgigate :
$15,000 won't help you to earn $600 interest for 90 days in any US banking system....

Again it's great for churners. But the majority of people are not going to jump from bank to bank, set up a new direct deposit and transfer large sums of money around for $600.

Which I suppose is exactly what Chase is counting on. It's a good deal if you are prepared to jump again after 90 days otherwise you are getting nothing from that awful 0.01% interest on a savings account.
Reply
Joined Nov 2011
L2: Beginner
> bubble2 39 Posts
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Greg06
08-01-2022 at 04:26 PM.
08-01-2022 at 04:26 PM.
Quote from youneverknow1122 :
How do you do auto-pay partial amount to Cable? I have ETFCU account and I manually purchase 50¢ amazon gc 15 times each month. Auto-pay 15 times will work.
I can schedule a recurring payment on the cable website. I am sure it is supposed to be to pay the full amount, but I just do it for $1 and schedule it for the 1st, then have $1.01 scheduled for the 2nd and so on. It is a small local providers so YMMV
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Joined Dec 2008
L2: Beginner
> bubble2 74 Posts
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hammertime1
08-01-2022 at 04:27 PM.
08-01-2022 at 04:27 PM.
Awesome deal. Always jump on it when I am eligible.
Reply
Joined Nov 2011
L2: Beginner
> bubble2 39 Posts
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Greg06
08-01-2022 at 04:31 PM.
08-01-2022 at 04:31 PM.
Quote from Snakeyes77 :
Can I ask how long you've had it? Seems like every time I switch to a Kasasa checking account at a CU they significantly drop the rate shortly after. Happened twice now.
Coming up on a year next week, has been the same rate since I opened. So far so good. The rate is all over their homepage and with rates increasing I feel pretty safe about it. There is a doctor I know that discusses credit. You could look up the bank there and see when the rate first started.
Reply
Joined Feb 2015
L1337: Deal Sniper
> bubble2 2,244 Posts
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Nytron
08-01-2022 at 05:51 PM.
08-01-2022 at 05:51 PM.
"We can't open an account for you based on the info you told us."

I have an 850 credit score and gave them all my info and it was accurate. This is a data mining scam.
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Joined Sep 2011
Price Compare, Always
> bubble2 18,003 Posts
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bluekiwi
08-01-2022 at 06:09 PM.
08-01-2022 at 06:09 PM.
How long does the account have to stay open?
Interested in doing this for myself and the gf
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