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Chase Checking & Savings: Open New Accounts Get Up To

$600 Bonus
With Qualifying Activities
+81 Deal Score
128,169 Views
Chase is offering a $300 Bonus with a new checking account and $200 Bonus with a new savings account with qualifying activities. Plus, get an extra $100 Bonus when you open both accounts at the same time.

Thanks to community member dragoNav for finding this deal.

Deal:
  • $300 Bonus
    • For new Chase checking customers: Open a new Chase Total Checking account1 and set up direct deposit
  • $200 Bonus
    • For new Chase savings customers: Open a new Chase Savings account, deposit a total of $15,000 or more in new money within 30 days of coupon enrollment, and maintain a $15,000 balance for 90 days from coupon enrollment.
  • $600 Bonus
    • Open a new Chase Total Checking and a new Chase Savings account and get $600 when you open both at the same time and complete qualifying activities.

Original Post

Written by
Edited August 1, 2022 at 03:44 PM by
Get $300 with a new checking account and another $200 with a
new savings account with qualifying activities. Plus, get an extra $100 bonus when you open both accounts at the same time

https://account.chase.com/consume...andsavings

Requirements :
Checking - set up direct deposit
Savings - deposit $15,000 or more & maintain the balance for 90 days

There is a monthly fee on checking account which can be avoided refer to the link for details
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Created 07-29-2022 at 05:30 PM by dragoNav
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Deal
Score
+81
128,169 Views
$600 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

243 Comments

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Featured Comments

If you are actually going to use the account or can auto pay some bills with debit, you might consider Evansville Teachers Federal Credit Union. 3.3% for up to $20k balance with 15 debit transactions and a monthly dd. The dd can be a deposit from almost any bank. I auto-transfer in $10 from ally monthly and have the cable bill to autopay $2, 15 times a month to earn the preferred rate.
Boo...



Bonuses are for people who don't have existing Chase checking or savings accounts, or those whose accounts have not been closed within the last 90 days. Keep in mind, you can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account.
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.

Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.

Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.

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Joined Sep 2011
Price Compare, Always
> bubble2 18,003 Posts
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This user is an Expert in Tech & Electronics
bluekiwi
08-01-2022 at 09:40 PM.
08-01-2022 at 09:40 PM.
Quote from cgigate :
$15,000 won't help you to earn $600 interest for 90 days in any US banking system....
Quote from americanadian :
Again it's great for churners. But the majority of people are not going to jump from bank to bank, set up a new direct deposit and transfer large sums of money around for $600.

Which I suppose is exactly what Chase is counting on. It's a good deal if you are prepared to jump again after 90 days otherwise you are getting nothing from that awful 0.01% interest on a savings account.
Quote from taleefoonka :
Never mind, I was able to open the accounts, $600 for 3 months, not bad at all, I will also switch my bank from Key to Chase anyway.
Quote from ballershanelle :
That's a darn lie, I can just as easy go get a cashier's check for 15k from by bank. Keep things totally unlinked or pvt. ..drive it over and set up an acct. Deposit..let it sit for 100-180 days, cancel. I have time to do it because it's take nothing to do on my way home. Easy 600 bucks.

.Repeat with Fargo then chase promo, again
To get the $600 only takes 90 days but to keep the $600 when you close the account requires 6 months otherwise they retract the bonus monies
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Joined Mar 2011
L10: Grand Master
> bubble2 6,565 Posts
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ballershanelle
08-01-2022 at 09:41 PM.
08-01-2022 at 09:41 PM.
Quote from RichardL8958 :
Time is money. Truly rich people will not waste time on $600.
We are on Slickdeals ...yo.
1
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Joined Apr 2010
L3: Novice
> bubble2 294 Posts
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americanadian
08-01-2022 at 09:53 PM.
08-01-2022 at 09:53 PM.
Quote from bluekiwi :
How long does the account have to stay open?
Interested in doing this for myself and the gf

Account Closing: If either the checking or savings account is closed by the customer or Chase within six months after coupon enrollment, we will deduct the bonus amount for that account at closing.
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Joined Nov 2010
L9: Master
> bubble2 4,665 Posts
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APhamX
08-01-2022 at 09:55 PM.
08-01-2022 at 09:55 PM.
Dang it sucks that I already have an account Frown
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
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cgigate
08-01-2022 at 10:43 PM.

Our community has rated this post as helpful. If you agree, why not thank cgigate

08-01-2022 at 10:43 PM.
Quote from APhamX :
Dang it sucks that I already have an account
Closing it to wait next deal ...People never should own Chase account for over 6-month
2
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Last edited by cgigate August 1, 2022 at 10:48 PM.
Joined Nov 2006
L3: Novice
> bubble2 205 Posts
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ewh2002
08-01-2022 at 10:47 PM.
08-01-2022 at 10:47 PM.
Quote from Nytron :
"We can't open an account for you based on the info you told us."

I have an 850 credit score and gave them all my info and it was accurate. This is a data mining scam.
This happened to me too, but I was able to open the accounts without any problem at a branch later.
1
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Joined Oct 2017
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> bubble2 70 Posts
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DavidG4611
08-02-2022 at 03:56 AM.
08-02-2022 at 03:56 AM.
They will send you a 1099 for the $600. Still worth it, but yeah, you gotta pay taxes.
Reply

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Joined Dec 2011
Two Minds Became One
> bubble2 13,438 Posts
Peerless_Warrior
08-02-2022 at 04:34 AM.
08-02-2022 at 04:34 AM.
Quote from DavidG4611 :
They will send you a 1099 for the $600. Still worth it, but yeah, you gotta pay taxes.
Yes, up to 37% to taxes. Uncle Sam needs his cut
Reply
Joined Dec 2015
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> bubble2 686 Posts
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Wizardking
08-02-2022 at 04:38 AM.
08-02-2022 at 04:38 AM.
Quote from bigballs :
What qualifies as direct deposit?
Well when a man and a checking account love each other very much...
Reply
Joined Dec 2009
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> bubble2 3,840 Posts
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EggplantWizard
08-02-2022 at 05:19 AM.
08-02-2022 at 05:19 AM.
Is there any way to setup a direct deposit equivalent yourself?
Reply
Joined Apr 2006
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> bubble2 238 Posts
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sd5000
08-02-2022 at 05:52 AM.
08-02-2022 at 05:52 AM.
Quote from americanadian :
Left Chase earlier this year for Sofi because of the sign up bonuses and interest rates.

Sofi currently has a 1.8% interest rate on both checking and savings and Chase still has a 0.01% Savings interest rate even after all the Fed hikes.

Obviously the Chase bonus is great for bonus churners and the people who actually go into banks in 2022 but I'm not switching back for 0.01%.
Good point. For bonus churners, the amount of lost interest on $15,000 for 90 days @ 2% annual is $75. Reward is $200 + $100 = $300
Reply
Joined Sep 2003
Worlds Most Modest Man
> bubble2 19,000 Posts
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beowulf7
08-02-2022 at 06:50 AM.
08-02-2022 at 06:50 AM.
Too bad it's new customers only.
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Joined Oct 2017
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> bubble2 82 Posts
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dkcdfc
08-02-2022 at 07:01 AM.
08-02-2022 at 07:01 AM.
Quote from americanadian :
Great for churners for sure. But personally if I have $15,000+ sitting around in a savings account I'd rather it was earning interest for me and not just the bank.
any suggestion given how low interest rates are (although it is going up)? $15K for 90 days to earn $600 is not bad and beats whatever interest rates I can find out there.
Reply
Joined Dec 2007
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crablover2
08-02-2022 at 07:20 AM.
08-02-2022 at 07:20 AM.
Quote from baronvdb :
I've never had a chase checking or savings account and I kept getting that stupid error (I've had plenty of chase credit cards).

I was able to get it to work by using the Brave browser so I'm all set now. I did create a new username in the process so it's a little annoying that I couldn't use my existing chase credit card login...
I've had ur issue before, couldn't use existing login --- because then they knew I already was a customer & had a checking acct! I had to use an email they never saw before.... but weird if you've never had an acct before (not just had one & closed it?). Once they had my SSN, it all linked back to my existing login tho. They have always paid out if I followed all the rules. After you get the $200 savings promos, you can take all the savings $ out and leave $300 for the remainder 3 months to avoid savings fees. But you will no longer have the $1500 min daily balance for fee free checking if u were using the savings to qualify for that & will need to use other means.
Reply
Last edited by crablover2 August 2, 2022 at 07:38 AM.

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Joined Dec 2007
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crablover2
08-02-2022 at 07:26 AM.
08-02-2022 at 07:26 AM.
Quote from bluekiwi :
To get the $600 only takes 90 days but to keep the $600 when you close the account requires 6 months otherwise they retract the bonus monies
Be careful because they will claw back the bonus if you don't keep the acct open for the 6mo (or whatever - check the small print). I also had a savings acct last opened < 2yrs ago, and they are very unyielding on that as well as a non-qualifier. Opening in branch is best, because they can tell you if you are not qualifying right away. If you do qualify, they will give you a printout with the rules to get the bonus.
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