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expired Posted by bethi • Aug 8, 2022
expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2609 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
950 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 8, 2022
950 Posts
Joined Apr 2017
Aug 8, 2022
iSDeals
Aug 8, 2022
950 Posts
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?
Aug 8, 2022
696 Posts
Joined Dec 2007
Aug 8, 2022
slickdealmeals
Aug 8, 2022
696 Posts
Quote from iSDeals :
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?
Is there not any way to have it waived like minimum balance or direct deposit? I got a Wells deal a while back and am still maintaining an account just because there's no fee from the direct deposits, but I may close that if I can make $400...

Edit: I think their terms was only $250 per paycheck or maybe $500 per month, I just know I'm on two $250 for that account and it's enough to have the fee waived. Of course that's much lower than the amount US Bank is asking.
Aug 8, 2022
950 Posts
Joined Apr 2017
Aug 8, 2022
iSDeals
Aug 8, 2022
950 Posts
Quote from slickdealmeals :
Is there not any way to have it waived like minimum balance or direct deposit? I got a Wells deal a while back and am still maintaining an account just because there's no fee from the direct deposits, but I may close that if I can make $400...

Edit: I think their terms was only $250 per paycheck or maybe $500 per month, I just know I'm on two $250 for that account and it's enough to have the fee waived. Of course that's much lower than the amount US Bank is asking.
There is a way to waive of the $7 (minimum fee) on Easy account if you maintain $1500 balance or a DD of 1000 (i think; not sure on this number).

I too have a Wells account to manage so don't want to juggle too much.
Get the bonus and close!
Aug 8, 2022
1,471 Posts
Joined Jan 2008
Aug 8, 2022
firstrival
Aug 8, 2022
1,471 Posts

Our community has rated this post as helpful. If you agree, why not thank firstrival

US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
8
1
1
Aug 8, 2022
14,584 Posts
Joined Nov 2019
Aug 8, 2022
Lilyly
Aug 8, 2022
14,584 Posts
Quote from iSDeals :
There is a way to waive of the $7 (minimum fee) on Easy account if you maintain $1500 balance or a DD of 1000 (i think; not sure on this number).

I too have a Wells account to manage so don't want to juggle too much.
Get the bonus and close!
any good promo on wells now?
2
Aug 8, 2022
950 Posts
Joined Apr 2017
Aug 8, 2022
iSDeals
Aug 8, 2022
950 Posts
Quote from Lilyly :
any good promo on wells now?
Haven't come across to me
Aug 8, 2022
2,194 Posts
Joined Oct 2008
Aug 8, 2022
flightxxx
Aug 8, 2022
2,194 Posts
Quote from firstrival :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
what did they say to refuse?

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Expert
This user is an Expert in Tech & Electronics
Aug 8, 2022
18,055 Posts
Joined Sep 2011
Aug 8, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Aug 8, 2022
18,055 Posts
Will try this out, got the us bank cc bonus last year no problem, guess time to set up a new dd
Aug 8, 2022
1,471 Posts
Joined Jan 2008
Aug 8, 2022
firstrival
Aug 8, 2022
1,471 Posts
Quote from flightxxx :
what did they say to refuse?
They said there was no promo code on my application. There was!
1
Aug 8, 2022
2,118 Posts
Joined Sep 2007
Aug 8, 2022
SlickForLife
Aug 8, 2022
2,118 Posts
If I'm not working, what exactly could qualify for a direct deposit? I mean, could my husband just transfer money from his Bank of America account onto my US bank one?
1
Aug 8, 2022
3,285 Posts
Joined May 2007
Aug 8, 2022
kdawg954
Aug 8, 2022
3,285 Posts

Our community has rated this post as helpful. If you agree, why not thank kdawg954

Quote from SlickForLife :
If I'm not working, what exactly could qualify for a direct deposit? I mean, could my husband just transfer money from his Bank of America account onto my US bank one?
"You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit."

Annoying if it's the only way.
2
1
Aug 8, 2022
950 Posts
Joined Apr 2017
Aug 8, 2022
iSDeals
Aug 8, 2022
950 Posts
Quote from iSDeals :
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?
So, since there is nothing listed in Terms & conditions (have read thorough though), i am assuming this can be closed once you get the bonus 🤔
1
Aug 8, 2022
88 Posts
Joined Apr 2013
Aug 8, 2022
adjacency
Aug 8, 2022
88 Posts
Quote from slickdealmeals :
Is there not any way to have it waived like minimum balance or direct deposit? I got a Wells deal a while back and am still maintaining an account just because there's no fee from the direct deposits, but I may close that if I can make $400...

Edit: I think their terms was only $250 per paycheck or maybe $500 per month, I just know I'm on two $250 for that account and it's enough to have the fee waived. Of course that's much lower than the amount US Bank is asking.
They waive it if you have a credit card with them, and US Bank does have some nice cards for cash back
1
2
Aug 8, 2022
345 Posts
Joined Aug 2018
Aug 8, 2022
CleverString959
Aug 8, 2022
345 Posts
Quote from firstrival :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
Same thing happened to me with a CC. I won't do business with them again.

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Aug 8, 2022
99 Posts
Joined May 2019
Aug 8, 2022
Painting_Sundays
Aug 8, 2022
99 Posts
FYI I did both the credit card and the checking account bonus in the last few months, and go them both. No issues. Just a bit of a pain to manage everything.
1

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