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expired Posted by bethi • Aug 8, 2022
expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

Deal Score
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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2611 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 13, 2022
78 Posts
Joined Jul 2015
Aug 13, 2022
stant093
Aug 13, 2022
78 Posts
Quote from gironhe :
So you almost "lost"your mortgage because they prepaid your taxes?
That could farther from the truth.
You don't lose your mortgage, you lose your house.
Double paid my taxes, over drawing my escrow, they then pursued me for the negative balance. But yeah, im lying.......

Dont immediately assume someone is lying, it just makes an ass out of you.

Regardless what you "think", STAY AWAY FROM US BANK. OR dont, you'll find out sooner or later.

Also, everyone, ask this guy if you're telling the truth, he can tell through a internet post immediately!!

EDIT: With your immediate assumption and absolute lack of knowledge of my situation, im assuming you are a us bank employee? Im confident im correct (does this assumption seem familiar?), you probably should be helping unhappy customers instead of posting here.
Last edited by stant093 August 13, 2022 at 02:00 AM.
Aug 13, 2022
1 Posts
Joined Nov 2021
Aug 13, 2022
MaroonLocket366
Aug 13, 2022
1 Posts
I don't understand so much negativity. Opened the account on 7/11. Made two DD from work. Got $400 bonus posted on 8/5. Will close the account soon.
Aug 13, 2022
249 Posts
Joined Oct 2015
Aug 13, 2022
my_crib_too
Aug 13, 2022
249 Posts
US Bank is a horrible company.
Aug 13, 2022
4,130 Posts
Joined Jul 2005
Aug 13, 2022
badboy2man
Aug 13, 2022
4,130 Posts
Just applied the Gold checking and got approved instantly. Deposited it with $100 from my Amex Blue card. Will set up DD with my employer payroll on Monday.
Aug 13, 2022
31 Posts
Joined Feb 2018
Aug 13, 2022
VannevarB2
Aug 13, 2022
31 Posts
Quote from JacobS7498 :
"We appreciate your interest in U.S. Bank, but your application was not approved."

I have checking accounts with Chase, TD, and PNC. And a score of over 800, though dont think they check that. Weird. I did recently close one of their credit cards.

EDIT: Apparently you need to be located within 50 miles of a branch. Nothing within 300 miles of NJ.
This needs to be included in the deal post! Gave these folks my SSN for no reason.

(In FL so no branches here)
Aug 13, 2022
296 Posts
Joined Jul 2006
Aug 13, 2022
minkathebest
Aug 13, 2022
296 Posts
how are self-employed people doing the DD requirement?
Aug 13, 2022
6,242 Posts
Joined Nov 2012
Aug 13, 2022
R3DTR1X
Aug 13, 2022
6,242 Posts
Class action lawsuit against US bank because they purposefully post debits to your account largest to smallest, regardless of the order they were presented the bank. The end result is that the bank gets maximum number of $37 overdraft fees. It's a super shady business practice.

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Aug 13, 2022
296 Posts
Joined Jul 2006
Aug 13, 2022
minkathebest
Aug 13, 2022
296 Posts
Quote from MarquezH :
Yeah so like somebody mentioned be aware US Bank are absolute a**holes when it comes to transferring your $ out to literally ANYwhere else! They prevent them for 90 days min, and limit Zelle to $1k max.
Key WORK AROUND for this though;
I added the US Bank acct to my Apple Pay cash card, transferred the 3K I needed for mortgage payment to Apple Card (which hits it instantly!), swapped linked bank back to my normal one, then transferred funds accordingly hehehe!
Apple says 1-3x bus days, but I've done this 3x times now and received funds in ~24hrs every time, works like a charm 😝
did you get the bonus?
Aug 14, 2022
1,255 Posts
Joined Jul 2007
Aug 14, 2022
BuzzardGas
Aug 14, 2022
1,255 Posts
Quote from downwithopp :
Except there's no downside to these deals...The only thing is the opportunity cost with what else you could do with your money...
Not only is your last comment contradictory but I would also add "ones time" as a downside which has value (granted different from one person to another). You don't seem to realize I'm not knocking all bank deals, but I explained why US Bank caused me concern. My source for bank ratings lists US Bank as one of the worst so it backs up what others have posted.

Good luck.
Aug 14, 2022
754 Posts
Joined Feb 2015
Aug 14, 2022
CndnMP
Aug 14, 2022
754 Posts
Quote from R3DTR1X :
Class action lawsuit against US bank because they purposefully post debits to your account largest to smallest, regardless of the order they were presented the bank. The end result is that the bank gets maximum number of $37 overdraft fees. It's a super shady business practice.
Just refuse overdraft "protection/coverage" and never have that issue in the first place.
Aug 14, 2022
1,258 Posts
Joined Jul 2009
Aug 14, 2022
gironhe
Aug 14, 2022
1,258 Posts
Quote from stant093 :
Double paid my taxes, over drawing my escrow, they then pursued me for the negative balance. But yeah, im lying.......

Dont immediately assume someone is lying, it just makes an ass out of you.

Regardless what you "think", STAY AWAY FROM US BANK. OR dont, you'll find out sooner or later.

Also, everyone, ask this guy if you're telling the truth, he can tell through a internet post immediately!!

EDIT: With your immediate assumption and absolute lack of knowledge of my situation, im assuming you are a us bank employee? Im confident im correct (does this assumption seem familiar?), you probably should be helping unhappy customers instead of posting here.
You obviously don't have a clue of how escrow accounts work. Escrow accounts are reconciled every year, and mortgage payments go up or down, depending on actual payments of taxes insurance. Anyway this post is not about mortgages, but about earning 400 bucks, for me the hack worked just follow the fine print and you will fine.
Aug 14, 2022
1,258 Posts
Joined Jul 2009
Aug 14, 2022
gironhe
Aug 14, 2022
1,258 Posts
Quote from MaroonLocket366 :
I don't understand so much negativity. Opened the account on 7/11. Made two DD from work. Got $400 bonus posted on 8/5. Will close the account soon.
Exactly, just follow the instructions, this was one of the fastest bonuses I've gotten
Aug 15, 2022
78 Posts
Joined Jul 2015
Aug 15, 2022
stant093
Aug 15, 2022
78 Posts
Quote from gironhe :
You obviously don't have a clue of how escrow accounts work. Escrow accounts are reconciled every year, and mortgage payments go up or down, depending on actual payments of taxes insurance. Anyway this post is not about mortgages, but about earning 400 bucks, for me the hack worked just follow the fine print and you will fine.
another "yOu DoNt KnOw" comment'er..., yeah you are right, i have no clue. Thanks for everyone pointing out i have no clue on how MY mortgage or escrow works. Ill definitely remember i know nothing about how all of this works. Thanks everyone!! (such a helpful helpy crowd in this comments post)....

Dont bother quoting me or responding any of that shit, im not arguing with know it alls anymore.... this is like all other sites where the know it alls post. See ya SD, its been fun but this is just another social media cess pool of smarter than everyone else people now....smh.....
Aug 15, 2022
1,535 Posts
Joined Nov 2005
Aug 15, 2022
actorps1
Aug 15, 2022
1,535 Posts
No go in Texas, so this isn't available in states without a bank branch.

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Aug 15, 2022
1,258 Posts
Joined Jul 2009
Aug 15, 2022
gironhe
Aug 15, 2022
1,258 Posts
Quote from stant093 :
another "yOu DoNt KnOw" comment'er..., yeah you are right, i have no clue. Thanks for everyone pointing out i have no clue on how MY mortgage or escrow works. Ill definitely remember i know nothing about how all of this works. Thanks everyone!! (such a helpful helpy crowd in this comments post)....

Dont bother quoting me or responding any of that shit, im not arguing with know it alls anymore.... this is like all other sites where the know it alls post. See ya SD, its been fun but this is just another social media cess pool of smarter than everyone else people now....smh.....
Lol bro, just chill.

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