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Chase Freedom Flex & Freedom Unlimited Refreshed Signup Bonus - $200 bonus plus 5% grocery store offer

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https://creditcards.chase.com/

Signup Bonus for the Chase Freedom Flex & Freedom Unlimited has just rotated back to the $200 bonus + 5% spent at grocery stores for 1 year-- up to $800 total cash back.

"Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on grocery store purchases (excluding Target® and Walmart®) on up to $12,000 spent in the first year (that's $600 cash back!)."



Chase Freedom Flex:

Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target® and Walmart®) and select online merchants on up to $1,500 in total combined purchases each quarter you activate.

Chase Freedom Flex Additional Bonus Categories:
  • Earn 5% on travel purchased through Chase Ultimate Rewards.
  • Earn 3% on dining at restaurants, including takeout and eligible delivery services.
  • Earn 3% on drugstore purchases.
  • Earn 1% on all other purchases.


Chase Freedom Unlimited Bonus Categories:
  • Earn 3% on dining at restaurants, including takeout and eligible delivery services.
  • Earn 3% on drugstore purchases.
  • Earn 5% on travel purchased through Chase Ultimate Rewards.
  • Earn 1.5% on all other purchases.
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Created 10-06-2022 at 10:17 PM by cinca0989
in Credit Cards (9) Chase Business Checking
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Joined Aug 2021
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WiseTexture122
10-10-2022 at 04:16 PM.
10-10-2022 at 04:16 PM.
Does this 5% sign up bonus for grocery stack with the 5% rotating grocery category on the chase freedom flex for 10% back?
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Joined Jun 2010
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Original Poster
cinca0989
10-11-2022 at 12:22 AM.
10-11-2022 at 12:22 AM.
Quote from WiseTexture122 :
Does this 5% sign up bonus for grocery stack with the 5% rotating grocery category on the chase freedom flex for 10% back?

Great question. It does stack, however it will only be 9% (1% for the base cash back + 4% for the rotating quarterly bonus + 4% for the sign up bonus offer). 9% for an entire quarter of groceries is still pretty good. Hope that helps! 👍
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Joined May 2022
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1453191819231991
10-26-2022 at 02:25 AM.
10-26-2022 at 02:25 AM.
Quote from cinca0989 :
Great question. It does stack, however it will only be 9% (1% for the base cash back + 4% for the rotating quarterly bonus + 4% for the sign up bonus offer). 9% for an entire quarter of groceries is still pretty good. Hope that helps! 👍

Did you have it confirmed with Chase that they stack? Doesnt make sense tbh
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Joined Nov 2010
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jinsoup
10-26-2022 at 03:09 AM.
10-26-2022 at 03:09 AM.
Quote from 1453191819231991 :
Did you have it confirmed with Chase that they stack? Doesnt make sense tbh
That's how it's shown up in last Freedom 5% rotating category bonus in 1/22-3/22 for Grocery bonus + card sign up 12-month 5% grocery offer.

cinca0989 is accurate, based on what I saw on my transactions, the bonus is 4% + 4% but it's the base
"+ 1% (1 Pts)/$1 on all purchases" that doesn't stack.
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Joined Nov 2010
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jinsoup
10-26-2022 at 03:10 AM.
10-26-2022 at 03:10 AM.
removed - duplicate post
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Joined Jan 2014
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pavanreddy
10-26-2022 at 11:12 PM.
10-26-2022 at 11:12 PM.
Does referal work with this , I'm trying to refer my wife for this card , it says offer unavailable once she clicks the referal link
1
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Joined Dec 2018
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HonestMammoth473
10-28-2022 at 11:03 AM.
10-28-2022 at 11:03 AM.
Applied 2 days ago and got the "we will let you know" response. Today I got an email letting me know I have been approved.
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Joined May 2022
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1453191819231991
11-01-2022 at 05:37 AM.
11-01-2022 at 05:37 AM.
Quote from HonestMammoth473 :
Applied 2 days ago and got the "we will let you know" response. Today I got an email letting me know I have been approved.

Limit?
1
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Joined Dec 2018
Master of my Own Domain
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HonestMammoth473
11-01-2022 at 10:12 AM.
11-01-2022 at 10:12 AM.
Quote from 1453191819231991 :
Limit?
$28k.
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Joined May 2022
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MerryHarrier3753
11-09-2022 at 01:45 PM.
11-09-2022 at 01:45 PM.
can we use this in Costco?
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Joined Aug 2004
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JaTaN
11-09-2022 at 02:16 PM.
11-09-2022 at 02:16 PM.
Quote from MerryHarrier3753 :
can we use this in Costco?
Freedom Unlimited is Visa so it'll work at Costco stores and website

Freedom Flex is Mastercard so it won't work in store -- you can use it on Costco website for purchases or order Costco gift card online and use that to make purchases in store (physical mailed gift card is probably easier to use)

Costco will code as "warehouse" purchase so it won't count towards the 5% grocery cash back
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Joined Jul 2005
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Technocrat
12-04-2022 at 07:23 PM.
12-04-2022 at 07:23 PM.
Got approved. Card details don't show 5% for groceries though. I see 1.5% cash back , $200 in the form of 20,000 points, 3% dining etc.
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Joined Jul 2019
Space Cowboy
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Milk4Ever
12-06-2022 at 11:59 AM.
12-06-2022 at 11:59 AM.
Mastercard seems to have different tiers. Does anybody know how the tier on this Flex card compares to Capital One's Savor One?

Also wondering, is there a point getting referral from a family member? Do they give any bonus or have a higher chance of approval/higher limits?
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Last edited by Milk4Ever December 6, 2022 at 01:39 PM.
Joined Aug 2020
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AZDESERTTOOHOT
12-08-2022 at 08:35 AM.
12-08-2022 at 08:35 AM.
I got the Freedom Flex about a month ago and Walmart is the rotating 5% cash back. No, not Walmart.com, Walmart the physical store.
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