Cleaning up my emails and ran across an email from T-Mobile newsletter. Towards the middle, it had a tab stating Limited Time Offer to Enroll to Protection 360. Seems you can only enroll via a store or by calling CARE
https://www.t-mobile.com/devices/...tion-plans
Get peace of mind with phone protection.
Between September 29 and November 16, 2022, you can enroll in our Protection<360>® program, regardless of when you purchased your phone. Safeguard your devices against accidental damage, theft, and more. Take advantage of this limited-time open enrollment and protect your phone today.
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Edit:
Cell phone protection: Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your Chase Freedom Flex℠. You can make a maximum of two claims in a 12-month period with a $50 deductible per claim.Aug 15, 2022
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Some solid credit card options out there that provide insurance. Wells Fargo gave me $250, plus 0% for 15 months which was great for when I needed to remodel my condo. Now i solely keep it for cell phone bill and as a cover for when my other cards that don't hit 2%. Coverage is $600, which is ok and the deductible only $25.