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Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

50%
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+74 Deal Score
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Chase offers select Chase Cardholders: Up to 50% Ultimate Rewards Redemption Bonus for select Apple Products when redeeming Chase Ultimate Rewards Points to pay. Valid through 11/30/2022.

Thanks to Community Member sbessire for sharing this deal.

Note: Your Redemption Bonus will vary from 10% to 50% depending on the type of Chase card you have. Your credit card will be charged the full remaining dollar amount over your points redemption; for example, if you choose to buy Apple merchandise at $120 at $1.50 redemption value (50% bonus), and you use 4,000 points ($40 worth of points w/ 50% bonus = $60), your credit card would be billed for the remaining $60.

Deal Instructions:
  1. Log in to your Chase Ultimate Rewards account
  2. Visit the Apple page at Chase Ultimate Rewards
  3. The bonus amount for your account will be displayed at the top of the page w/ the message "Limited Time Offer! Your points are worth xx% more"
  4. Add products to shopping bag and proceed to checkout
    • Points bonus discount will be reflected on product page
  5. Select "Use Points" as payment method at checkout
  6. Complete your order
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Original Post

Written by
Edited October 16, 2022 at 08:54 PM by
Chase ultimate rewards points are worth 50% more on apple products with sapphire reserve and 25% more on apple products with sapphire preferred or ink business preferred.

I realize many would rather use them for travel, but we don't travel and pay yourself back has been lousy.

https://www.chase.com/personal/cr...te-rewards
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.
·
some more example
for my upcoming trip to Japan in Jun
Transfer 10K to AVIOS for redeem of 2 domestic Japan ticket worth $200 USD
1 point to 2 cents

Transfer 47K to Virgin Atlantic (with chase 30% transfer bonus) for a FIRST CLASS ticket from HND-JFK worth $5000 USD
1 point to 10.6 cents
·
Setting aside you being aggressive for no reason.. I think any nay-sayers on this deal are focused on the opportunity cost. If you value your points at 1 cent per point, then I agree that AirPods for about 20k points is fantastic. But it's relatively easy to get $300 of value out of 20k Chase UR points by transferring to an airline. And sometimes even higher than that by transferring to hotel/airline for point redemption towards a high-end flight or hotel stay. So 20k Chase UR points, with either a Sapphire Preferred or Reserve card, are worth somewhere between $300 and $700. So the opportunity cost is you getting AirPods for 20k points.. vs a flight or hotel stay that would cost you 2-3x the cost of the AirPods.
·

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Joined May 2005
L8: Grand Teacher
> bubble2 3,475 Posts
680 Reputation
Jobronie
10-16-2022 at 05:23 AM.
10-16-2022 at 05:23 AM.
Quote from bharpiy :
mine show up as only 10% more
Same on my acct.

Checking my son's acct now.

EDIT or not, just saw LeumA's list
Reply
Joined Feb 2021
L2: Beginner
> bubble2 91 Posts
34 Reputation
Nostar14
10-16-2022 at 06:05 AM.
10-16-2022 at 06:05 AM.
This seems like a decent deal if you don't want to use your points for travel. I'm considering it because of issues when using your points for airlines I have run into issues with cancelling of modifying a reservation because it was booked through a 3rd party rather than with the Airline directly. It's not the cards fault it's the airline industry in general. For example I had a direct flight booked and went to check the reservation and now there's a 3 hour layover with no notification of a change. Prices have doubled since I booked and getting a refund takes more hoops to jump through than I care to do.
1
1
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Joined Apr 2016
L6: Expert
> bubble2 1,540 Posts
204 Reputation
Rontron
10-16-2022 at 06:06 AM.
10-16-2022 at 06:06 AM.
My freedom unlimited says 10% more
Reply
Joined Jul 2004
L7: Teacher
> bubble2 2,410 Posts
227 Reputation
yk88
10-16-2022 at 06:09 AM.
10-16-2022 at 06:09 AM.
Quote from bizzy420 :
If I use it on a phone, will the phone be unlocked?
It will be unlocked
Reply
Joined Oct 2017
L5: Journeyman
> bubble2 646 Posts
324 Reputation
Original Poster
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sbessire
10-16-2022 at 06:15 AM.
10-16-2022 at 06:15 AM.
Quote from xoutlawx :
I think it's done once a year. I've seen this promo before.

They often do it in early May and early October.
Reply
Joined Aug 2012
L3: Novice
> bubble2 182 Posts
30 Reputation
cigar3tte
10-16-2022 at 06:24 AM.
10-16-2022 at 06:24 AM.
Quote from chuckecheez :
That's exactly it. Suppose if you don''t travel much, then cashing in for 1 or 1.5 cents per point makes sense. But many people sign up for Chase specifically to use for travel, as the UR points can have massive value when transferred to travel partners, particularly certain airlines. You can also do pretty well using them for Hyatt hotels. I stayed at one in New Orleans French Quarter over a weekend, in a room that was going $400/night and it only cost me 15k points.
Is it always better to transfer the points instead of booking through Chase Travel Portal?
Reply
Joined Aug 2018
L1: Learner
> bubble2 24 Posts
10 Reputation
qtpcao
10-16-2022 at 06:29 AM.
10-16-2022 at 06:29 AM.
Since the deal goes through 11/30, I wonder if (or when) the updated Macbook Pros come out end of this month would be available to buy. I think wishful thinking, but maybe worth waiting.
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Joined Jun 2016
L3: Novice
> bubble2 230 Posts
14 Reputation
ChanY8177
10-16-2022 at 07:01 AM.
10-16-2022 at 07:01 AM.
Quote from MemorableTank397 :
Well the points value worth 50% more which means 33.33% discount of the total cost with Chase Sapphire Reserve or 25% which means 16.67% discount of the total cost with Chase Sapphire Preferred and Chase business preferred or 10% which means 6.66% discount of the total cost with all other Chase cards. Hope that helps.

That's what I thought. Why they advertised at 50% but only get 33.3%
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Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
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Knightshade
10-16-2022 at 07:01 AM.
10-16-2022 at 07:01 AM.
Quote from cigar3tte :
Is it always better to transfer the points instead of booking through Chase Travel Portal?
NEARLY always, yes.

Certainly for anything above economy it is where you can get WAY more than 1.5 cents a point- as well as Hyatt hotels where again 2+ cents a point is pretty common.

In a few specific cases it might be better for econ flights to use the portal though (southwest the most common example, but you'd need to run math both ways to check... taxes and airline miles earned differ depending which path you take- because portal bookings are (to the airline) cash bookings- is why esp. with southwest you have to run it both ways).





Quote from Nostar14 :
This seems like a decent deal if you don't want to use your points for travel. I'm considering it because of issues when using your points for airlines I have run into issues with cancelling of modifying a reservation because it was booked through a 3rd party rather than with the Airline directly. It's not the cards fault it's the airline industry in general. For example I had a direct flight booked and went to check the reservation and now there's a 3 hour layover with no notification of a change. Prices have doubled since I booked and getting a refund takes more hoops to jump through than I care to do.

See above... other than some limited econ flights point transfers usually beat the portal, plus you're booking direct with the airline that way.
1
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Joined Sep 2019
L2: Beginner
> bubble2 25 Posts
10 Reputation
MemorableTank397
10-16-2022 at 07:05 AM.
10-16-2022 at 07:05 AM.
Quote from ChanY8177 :
That's what I thought. Why they advertised at 50% but only get 33.3%

The values of the points get 50% more with Chase Sapphire Reserve which is what I have now, I use Chase points daily and redeem most of my points in restaurants since 03/2022 till the end of the year so I'm very familiar with the system.
Reply
Joined Jun 2016
L3: Novice
> bubble2 230 Posts
14 Reputation
ChanY8177
10-16-2022 at 07:13 AM.
10-16-2022 at 07:13 AM.
Quote from MemorableTank397 :
The values of the points get 50% more with Chase Sapphire Reserve which is what I have now, I use Chase points daily and redeem most of my points in restaurants since 03/2022 till the end of the year so I'm very familiar with the system.

So it is still worth use the "50%" to buy iwatch now or should I get a ticket for Singapore airline?
Reply
Joined Sep 2019
L2: Beginner
> bubble2 25 Posts
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MemorableTank397
10-16-2022 at 07:15 AM.
10-16-2022 at 07:15 AM.
Quote from ChanY8177 :
So it is still worth use the "50%" to buy iwatch now or should I get a ticket for Singapore airline?

I would say airline miles redemption is the king IMO only if your schedule is very wide open and flexible, if I were you I would buy what I want more now and in the near and far future I will just open new credit cards lol
Reply
Joined Nov 2015
L3: Novice
> bubble2 255 Posts
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sasicbit
10-16-2022 at 07:16 AM.
10-16-2022 at 07:16 AM.
Quote from magic168 :
Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.
Just checked and they're only doing 1.25 on Chase Sapphire Reserve. No use because you still get 1.5 on travel. So put the points to the best use if you're traveling anywhere and forget this apple deal
1
Reply
Joined Nov 2016
L3: Novice
> bubble2 220 Posts
18 Reputation
chi890
10-16-2022 at 07:35 AM.
10-16-2022 at 07:35 AM.
Quote from LovelyStep957 :
Setting aside you being aggressive for no reason.. I think any nay-sayers on this deal are focused on the opportunity cost. If you value your points at 1 cent per point, then I agree that AirPods for about 20k points is fantastic. But it's relatively easy to get $300 of value out of 20k Chase UR points by transferring to an airline. And sometimes even higher than that by transferring to hotel/airline for point redemption towards a high-end flight or hotel stay. So 20k Chase UR points, with either a Sapphire Preferred or Reserve card, are worth somewhere between $300 and $700. So the opportunity cost is you getting AirPods for 20k points.. vs a flight or hotel stay that would cost you 2-3x the cost of the AirPods.

Very helpful. Thank you. Can you give some examples of recent airline or hotel transfers you did to see the value?
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Joined May 2017
L3: Novice
> bubble2 184 Posts
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patmlim
10-16-2022 at 07:35 AM.
10-16-2022 at 07:35 AM.
Dang. If only chase hadn't dropped me as a customer.
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