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Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

50%
& More
+74 Deal Score
177,905 Views
Chase offers select Chase Cardholders: Up to 50% Ultimate Rewards Redemption Bonus for select Apple Products when redeeming Chase Ultimate Rewards Points to pay. Valid through 11/30/2022.

Thanks to Community Member sbessire for sharing this deal.

Note: Your Redemption Bonus will vary from 10% to 50% depending on the type of Chase card you have. Your credit card will be charged the full remaining dollar amount over your points redemption; for example, if you choose to buy Apple merchandise at $120 at $1.50 redemption value (50% bonus), and you use 4,000 points ($40 worth of points w/ 50% bonus = $60), your credit card would be billed for the remaining $60.

Deal Instructions:
  1. Log in to your Chase Ultimate Rewards account
  2. Visit the Apple page at Chase Ultimate Rewards
  3. The bonus amount for your account will be displayed at the top of the page w/ the message "Limited Time Offer! Your points are worth xx% more"
  4. Add products to shopping bag and proceed to checkout
    • Points bonus discount will be reflected on product page
  5. Select "Use Points" as payment method at checkout
  6. Complete your order

Original Post

Written by
Edited October 16, 2022 at 08:54 PM by
Chase ultimate rewards points are worth 50% more on apple products with sapphire reserve and 25% more on apple products with sapphire preferred or ink business preferred.

I realize many would rather use them for travel, but we don't travel and pay yourself back has been lousy.

https://www.chase.com/personal/cr...te-rewards
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Deal
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+74
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

186 Comments

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Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.
some more example
for my upcoming trip to Japan in Jun
Transfer 10K to AVIOS for redeem of 2 domestic Japan ticket worth $200 USD
1 point to 2 cents

Transfer 47K to Virgin Atlantic (with chase 30% transfer bonus) for a FIRST CLASS ticket from HND-JFK worth $5000 USD
1 point to 10.6 cents
Setting aside you being aggressive for no reason.. I think any nay-sayers on this deal are focused on the opportunity cost. If you value your points at 1 cent per point, then I agree that AirPods for about 20k points is fantastic. But it's relatively easy to get $300 of value out of 20k Chase UR points by transferring to an airline. And sometimes even higher than that by transferring to hotel/airline for point redemption towards a high-end flight or hotel stay. So 20k Chase UR points, with either a Sapphire Preferred or Reserve card, are worth somewhere between $300 and $700. So the opportunity cost is you getting AirPods for 20k points.. vs a flight or hotel stay that would cost you 2-3x the cost of the AirPods.

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Joined Nov 2007
L1: Learner
> bubble2 520 Posts
456 Reputation
pugxiwawa
10-16-2022 at 08:46 AM.
10-16-2022 at 08:46 AM.
Quote from klklslick :
If i bought the phone with my SR card, i would get multiple benefits including warranty extension. How does this work when buying a phone with points from an SR account?

You don't get the warranty benefits if buy with points.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
10-16-2022 at 08:50 AM.
10-16-2022 at 08:50 AM.
Quote from pugxiwawa :
You don't get the warranty benefits if buy with points.
Except yes- you do.



https://www.fool.com/the-ascent/c...-warranty/

Quote :
If you make an eligible purchase with Chase Ultimate Rewards points, you'll get the extended warranty benefit.

If you'd prefer to hear it directly from chase, that's here:
https://www.chase.com/personal/cr...protection
Quote from Chase :
Extends the time period of the U.S. manufacturer's warranty by one additional year, on eligible warranties of 3 years or less when item is purchased with an eligible Chase card or with rewards earned on an eligible Chase card
Reply
Joined Jun 2006
L5: Journeyman
> bubble2 679 Posts
34 Reputation
n8236
10-16-2022 at 09:03 AM.
10-16-2022 at 09:03 AM.
I don't know why all the hate around this deal. It's one of the best ones for regular people who don't want to jump through multiple hoops.

As an avid Apple products household, I take advantage of this promo on a regular basis. The ability to mix and match the use of points and cash makes it flexible for those that want to save sone points. Ofc it's smart to shop around other big box prices first.
Reply
Joined Nov 2007
L1: Learner
> bubble2 520 Posts
456 Reputation
pugxiwawa
10-16-2022 at 09:06 AM.
10-16-2022 at 09:06 AM.
Quote from Knightshade :
Except yes- you do.



https://www.fool.com/the-ascent/c...-warranty/




If you'd prefer to hear it directly from chase, that's here:
https://www.chase.com/personal/cr...protection

Interesting. Good to know. Then the deal is not too terrible.
Reply
Joined May 2012
L3: Novice
> bubble2 168 Posts
44 Reputation
neal2zod
10-16-2022 at 09:08 AM.
10-16-2022 at 09:08 AM.
Grabbed the Airpods Max for 39K points after tax (nice of them to let you pay tax with points at a discount too!). Expensive but I figured I'd never be able to get them for $390 anytime soon.

Also - everyone probably already knows this -but you can transfer points from another Chase account! I didn't have quite as many points as I needed under my Sapphire Reserve card, so I just transferred a bunch over from my Chase Freedom. It was free and the points transferred instantly.
Reply
Joined Dec 2014
L5: Journeyman
> bubble2 658 Posts
76 Reputation
RioBlancoJim
10-16-2022 at 09:13 AM.
10-16-2022 at 09:13 AM.
Gutted I didn't wait and redeemed 80k Chase points for an Apple Watch Ultra when they came out!
Reply
Joined May 2011
"1stBuy"
> bubble2 6,885 Posts
6,313 Reputation
CDI
10-16-2022 at 09:17 AM.
10-16-2022 at 09:17 AM.
Nice! Thank you. Burned 11k or so points on a set of Airpod Gen 3s. Was waiting for a "deal" on these.
Reply

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Joined Dec 2019
L4: Apprentice
> bubble2 364 Posts
53 Reputation
RedDragon48
10-16-2022 at 09:33 AM.
10-16-2022 at 09:33 AM.
Quote from magic168 :
Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.

Agree, just bought an M1 iPad Pro 12.9 for $799 from Walmart.
1
Reply
Joined Sep 2020
L4: Apprentice
> bubble2 494 Posts
50 Reputation
MagentaFruit531
10-16-2022 at 09:40 AM.
10-16-2022 at 09:40 AM.
Quote from MemorableTank397 :
The values of the points get 50% more with Chase Sapphire Reserve which is what I have now, I use Chase points daily and redeem most of my points in restaurants since 03/2022 till the end of the year so I'm very familiar with the system.

Same here. Earlier in the year combined all my household points to CSR card. Had over 350K points. Used it earlier in May for same 50% value promo on apple airpod pro with MagSafe for 17k points for item priced at $249. Used other points on getting 50% value on restaurant purchases leaving 254K now left to use. Plan to get iPhone 14 but unsure which model to get. Any suggestion?
Reply
Joined Mar 2017
L3: Novice
> bubble2 129 Posts
26 Reputation
kkumar3
10-16-2022 at 09:49 AM.
10-16-2022 at 09:49 AM.
Guys, I have learnt it hard way. Using ultimate points for buying Apple products are one of the worst ways to redeem these points for. Use them for travel instead.
1
Reply
Joined Aug 2008
L8: Grand Teacher
> bubble2 3,843 Posts
258 Reputation
wolverine88
10-16-2022 at 09:58 AM.
10-16-2022 at 09:58 AM.
it's 25% for Sapphire Plus card member ...
Reply
Joined Nov 2011
L3: Novice
> bubble2 138 Posts
14 Reputation
nixforfun
10-16-2022 at 09:58 AM.
10-16-2022 at 09:58 AM.
I am looking to get AirPods Pro 2nd Generation. the site shows a shipping time of 3-4 weeks. Does anyone know if they take that much time or does it ship sooner?
Reply
Joined Nov 2005
L8: Grand Teacher
> bubble2 3,270 Posts
3,672 Reputation
hondaman82
10-16-2022 at 10:12 AM.
10-16-2022 at 10:12 AM.
Perfect time to use some of my 40 millions points for a couple 14 ProMax 1TB phones... been using them for First and Business class flight and hotel but I accumulate faster than I spend lol
pic attached: https://ibb.co/pZFHKgJ
1
2
Reply
Joined Nov 2018
New User
> bubble2 5 Posts
10 Reputation
IanM4428
10-16-2022 at 10:29 AM.
10-16-2022 at 10:29 AM.
I don't know why this is negative for people who can take advantage of the 50% redemption. It's the same redemption rate they offer for booking travel for Sapphire Reserve via Chase Travel. If you don't travel, this seems to be the best next thing to maximize point redemption.
Reply

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Joined Jun 2005
L9: Master
> bubble2 5,565 Posts
1,035 Reputation
IShortysI
10-16-2022 at 10:37 AM.
10-16-2022 at 10:37 AM.
Quote from hondaman82 :
Perfect time to use some of my 40 millions points for a couple 14 ProMax 1TB phones... been using them for First and Business class flight and hotel but I accumulate faster than I spend lol
pic attached: https://ibb.co/pZFHKgJ
Hi it's me, your bff
1
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