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Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

50%
& More
+74 Deal Score
177,963 Views
Chase offers select Chase Cardholders: Up to 50% Ultimate Rewards Redemption Bonus for select Apple Products when redeeming Chase Ultimate Rewards Points to pay. Valid through 11/30/2022.

Thanks to Community Member sbessire for sharing this deal.

Note: Your Redemption Bonus will vary from 10% to 50% depending on the type of Chase card you have. Your credit card will be charged the full remaining dollar amount over your points redemption; for example, if you choose to buy Apple merchandise at $120 at $1.50 redemption value (50% bonus), and you use 4,000 points ($40 worth of points w/ 50% bonus = $60), your credit card would be billed for the remaining $60.

Deal Instructions:
  1. Log in to your Chase Ultimate Rewards account
  2. Visit the Apple page at Chase Ultimate Rewards
  3. The bonus amount for your account will be displayed at the top of the page w/ the message "Limited Time Offer! Your points are worth xx% more"
  4. Add products to shopping bag and proceed to checkout
    • Points bonus discount will be reflected on product page
  5. Select "Use Points" as payment method at checkout
  6. Complete your order

Original Post

Written by
Edited October 16, 2022 at 08:54 PM by
Chase ultimate rewards points are worth 50% more on apple products with sapphire reserve and 25% more on apple products with sapphire preferred or ink business preferred.

I realize many would rather use them for travel, but we don't travel and pay yourself back has been lousy.

https://www.chase.com/personal/cr...te-rewards
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Deal
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+74
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

186 Comments

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Featured Comments

Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.
some more example
for my upcoming trip to Japan in Jun
Transfer 10K to AVIOS for redeem of 2 domestic Japan ticket worth $200 USD
1 point to 2 cents

Transfer 47K to Virgin Atlantic (with chase 30% transfer bonus) for a FIRST CLASS ticket from HND-JFK worth $5000 USD
1 point to 10.6 cents
Setting aside you being aggressive for no reason.. I think any nay-sayers on this deal are focused on the opportunity cost. If you value your points at 1 cent per point, then I agree that AirPods for about 20k points is fantastic. But it's relatively easy to get $300 of value out of 20k Chase UR points by transferring to an airline. And sometimes even higher than that by transferring to hotel/airline for point redemption towards a high-end flight or hotel stay. So 20k Chase UR points, with either a Sapphire Preferred or Reserve card, are worth somewhere between $300 and $700. So the opportunity cost is you getting AirPods for 20k points.. vs a flight or hotel stay that would cost you 2-3x the cost of the AirPods.

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Joined Nov 2006
L2: Beginner
> bubble2 36 Posts
72 Reputation
Ilovecakes
10-16-2022 at 10:44 AM.
10-16-2022 at 10:44 AM.
If I do math correctly the m2 macboook air with the points comes down to 799$ from 1199$. Regularly see it for 1049$ on amazon and even if it comes down to 999$ (big if) for Black Friday, 799 still feels like a solid deal for m2 air! Thoughts?
Reply
Joined Aug 2014
L4: Apprentice
> bubble2 306 Posts
54 Reputation
sjuled
10-16-2022 at 10:48 AM.
10-16-2022 at 10:48 AM.
Why are taxes on chase rewards more than Amazon? Like 5 bucks more on airpod pro
Reply
Joined Jul 2007
L10: Grand Master
> bubble2 25,142 Posts
1,138 Reputation
Rebound
10-16-2022 at 10:51 AM.
10-16-2022 at 10:51 AM.
If you have two Chase cards, you can transfer your points from your other Chase card(s) to your Chase Sapphire Reserve, to take advantage of the 50% Apple discount.
Reply
Joined Nov 2009
L2: Beginner
> bubble2 391 Posts
416 Reputation
dangerousbri
10-16-2022 at 11:06 AM.
10-16-2022 at 11:06 AM.
Quote from IanM4428 :
I don't know why this is negative for people who can take advantage of the 50% redemption. It's the same redemption rate they offer for booking travel for Sapphire Reserve via Chase Travel. If you don't travel, this seems to be the best next thing to maximize point redemption.
If you don't travel get a 2% cash back card.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,224 Posts
727 Reputation
bru_that
10-16-2022 at 11:08 AM.
10-16-2022 at 11:08 AM.
Quote from IanM4428 :
I don't know why this is negative for people who can take advantage of the 50% redemption. It's the same redemption rate they offer for booking travel for Sapphire Reserve via Chase Travel. If you don't travel, this seems to be the best next thing to maximize point redemption.
Better to redeem those points at the same 50% bonus toward Pay Yourself Back-eligible transactions, even if you just book a refundable AirBnb for far in the future and quickly cancel after redeeming the points. That way you have the extra $$, but can buy direct from Apple using the EDU/Military/refurbished channels, or from BestBuy or other 3rd party retailers at a lower price + the ability to take advantage of credit card-derived extended warranties.
Reply
Joined Nov 2013
L4: Apprentice
> bubble2 394 Posts
30 Reputation
menojunk
10-16-2022 at 11:28 AM.
10-16-2022 at 11:28 AM.
i will only use my ur points on travel. nothing else.
3
Reply
Joined Mar 2015
L4: Apprentice
> bubble2 418 Posts
34 Reputation
air_towel
10-16-2022 at 12:18 PM.
10-16-2022 at 12:18 PM.
I put an iPad Air in the cart, came to ~59k points with Chase Sapphire Preferred. When I get to checkout, it's now 62062 points. What's going on?
Reply

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Joined Jun 2005
L9: Master
> bubble2 5,565 Posts
1,035 Reputation
IShortysI
10-16-2022 at 12:22 PM.
10-16-2022 at 12:22 PM.
Quote from air_towel :
I put an iPad Air in the cart, came to ~59k points with Chase Sapphire Preferred. When I get to checkout, it's now 62062 points. What's going on?
taxes
Reply
Joined Jun 2014
L1: Learner
> bubble2 15 Posts
22 Reputation
dmsaravanan.it
10-16-2022 at 01:13 PM.
10-16-2022 at 01:13 PM.
Quote from magic168 :
Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.

No it's 25% additional pay similar to purchasing travel ticket
Reply
Joined Feb 2012
L2: Beginner
> bubble2 50 Posts
14 Reputation
jack2454
10-16-2022 at 01:38 PM.
10-16-2022 at 01:38 PM.
Can I get AppleCare+ with this? or can i get it later?
Reply
Joined Dec 2006
L8: Grand Teacher
> bubble2 3,910 Posts
1,338 Reputation
gabrielh
10-16-2022 at 02:51 PM.
10-16-2022 at 02:51 PM.
Quote from keung :
some more example
for my upcoming trip to Japan in Jun
Transfer 10K to AVIOS for redeem of 2 domestic Japan ticket worth $200 USD
1 point to 2 cents

Transfer 47K to Virgin Atlantic (with chase 30% transfer bonus) for a FIRST CLASS ticket from HND-JFK worth $5000 USD
1 point to 10.6 cents
Thanks for the tip about Virgin. It's asking +$933 fees per passengers though (for Premium and ~2k for upper class). Is it for all routes?
Reply
Last edited by gabrielh October 16, 2022 at 02:55 PM.
Joined Sep 2006
L4: Apprentice
> bubble2 413 Posts
27 Reputation
bizzy420
10-16-2022 at 05:31 PM.
10-16-2022 at 05:31 PM.
what's the actual name of the business?
Reply
Joined Sep 2006
L4: Apprentice
> bubble2 413 Posts
27 Reputation
bizzy420
10-16-2022 at 05:31 PM.
10-16-2022 at 05:31 PM.
Quote from yk88 :
It will be unlocked

Thank you
Reply
Joined Oct 2017
L5: Journeyman
> bubble2 646 Posts
324 Reputation
Original Poster
Pro
sbessire
10-16-2022 at 06:38 PM.
10-16-2022 at 06:38 PM.
Quote from dangerousbri :
If you don't travel get a 2% cash back card.

You don't have to travel to make chase cards make sense. We spend 50-80k in shipping a year and ink bus preferred, which gets 3%, plus this occasional multiplier.

5% on internet/phone/advertised on bus unlimited

Personal cards with rotating 5%.

But even if not going chase, at least get a 2.5% like the Alliant; that's my catch all.

Anyway, as stated in the OP, we don't travel…and this makes sense for our use case.
Reply

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Joined Dec 2014
L3: Novice
> bubble2 207 Posts
123 Reputation
tangers42
10-16-2022 at 06:58 PM.
10-16-2022 at 06:58 PM.
Quote from VincentV2528 :
10% more on freedom. Better than nothing ?

nearly nothing
1
Reply
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