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Chase Sapphire Reserve: Ultimate Rewards Pts. Redemption Bonus on Apple Products Expired

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Chase offers select Chase Cardholders: Up to 50% Ultimate Rewards Redemption Bonus for select Apple Products when redeeming Chase Ultimate Rewards Points to pay. Valid through 11/30/2022.

Thanks to Community Member sbessire for sharing this deal.

Note: Your Redemption Bonus will vary from 10% to 50% depending on the type of Chase card you have. Your credit card will be charged the full remaining dollar amount over your points redemption; for example, if you choose to buy Apple merchandise at $120 at $1.50 redemption value (50% bonus), and you use 4,000 points ($40 worth of points w/ 50% bonus = $60), your credit card would be billed for the remaining $60.

Deal Instructions:
  1. Log in to your Chase Ultimate Rewards account
  2. Visit the Apple page at Chase Ultimate Rewards
  3. The bonus amount for your account will be displayed at the top of the page w/ the message "Limited Time Offer! Your points are worth xx% more"
  4. Add products to shopping bag and proceed to checkout
    • Points bonus discount will be reflected on product page
  5. Select "Use Points" as payment method at checkout
  6. Complete your order
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Original Post

Written by
Edited October 16, 2022 at 08:54 PM by
Chase ultimate rewards points are worth 50% more on apple products with sapphire reserve and 25% more on apple products with sapphire preferred or ink business preferred.

I realize many would rather use them for travel, but we don't travel and pay yourself back has been lousy.

https://www.chase.com/personal/cr...te-rewards
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Unfortunately, it's kind of a fake value, as you can get most apple products at discounts nowadays. So your value is still less than the 1.5 or 1.25 than they make you believe it is.
·
some more example
for my upcoming trip to Japan in Jun
Transfer 10K to AVIOS for redeem of 2 domestic Japan ticket worth $200 USD
1 point to 2 cents

Transfer 47K to Virgin Atlantic (with chase 30% transfer bonus) for a FIRST CLASS ticket from HND-JFK worth $5000 USD
1 point to 10.6 cents
·
Setting aside you being aggressive for no reason.. I think any nay-sayers on this deal are focused on the opportunity cost. If you value your points at 1 cent per point, then I agree that AirPods for about 20k points is fantastic. But it's relatively easy to get $300 of value out of 20k Chase UR points by transferring to an airline. And sometimes even higher than that by transferring to hotel/airline for point redemption towards a high-end flight or hotel stay. So 20k Chase UR points, with either a Sapphire Preferred or Reserve card, are worth somewhere between $300 and $700. So the opportunity cost is you getting AirPods for 20k points.. vs a flight or hotel stay that would cost you 2-3x the cost of the AirPods.
·

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Joined Mar 2022
New User
> bubble2 4 Posts
10 Reputation
NotMyName____
10-19-2022 at 07:22 AM.
10-19-2022 at 07:22 AM.
Quote from nepalisherpa :
I don't even see iPad Pros from last year. I could be wrong but looks like only iPad Air, Mini, and regular iPad can be purchased through Chase Rewards.
They had iPad Pros there the other day. My guess is that they are updating it right now. Smilie
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Joined Jul 2009
L2: Beginner
> bubble2 48 Posts
26 Reputation
nightreader
10-19-2022 at 07:33 AM.
10-19-2022 at 07:33 AM.
Quote from dealslicker8000 :
Could you share the price of a current item with your Chase Sapphire Preferred?
I'm seeing the same as Attera - the iPad Pros are not listed now. They were priced at $799 for the 11" and $1099 for the 12.8". Hopefully they will show up again with the latest M2 models before the promotion ends.
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Joined Dec 2008
L9: Master
> bubble2 5,892 Posts
494 Reputation
Pro
regcustomer88
10-19-2022 at 03:39 PM.
10-19-2022 at 03:39 PM.
Can one get chase sapphire reserve as a business card as well? Or any other card that is as good as this one?
Reply
Joined Nov 2011
L5: Journeyman
> bubble2 532 Posts
97 Reputation
Attera
10-19-2022 at 07:16 PM.
10-19-2022 at 07:16 PM.
Quote from nightreader :
I'm seeing the same as Attera - the iPad Pros are not listed now. They were priced at $799 for the 11" and $1099 for the 12.8". Hopefully they will show up again with the latest M2 models before the promotion ends.

Yeah even though the redemption isn't amazing, it's not like the newest ones are going to be on sale for awhile and the purchase is less fleeting than a vacation.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
10-19-2022 at 07:22 PM.
10-19-2022 at 07:22 PM.
Quote from Isobar :
Am I crazy or hasn't Chase Sapphire been doing a "Pay yourself back and get a 50% bonus towards your points" deal for quite some time? So you could buy the same products anywhere, then use your points to pay yourself back for the exact same deal right? As long as you bought it from a store that qualified for the pay yourself back thing, this isn't a deal is it?

PYB on the Sapphire Reserve only applies to airbnb, dining, and charities... none of whom to my knowledge sell Apple products.

PYB on the Sapphire Preferred is even more restrictive, only airbnb and charities




Quote from ms123 :
Can one get chase sapphire reserve as a business card as well?

There is no business version of the sapphire cards


Quote from ms123 :
Or any other card that is as good as this one?
As good at what?
Reply
Joined Nov 2005
L7: Teacher
> bubble2 2,482 Posts
105 Reputation
kabukicho
10-20-2022 at 03:13 PM.
10-20-2022 at 03:13 PM.
sounds like if I got a $1000 charge for an airbnb on my chase card, and i only get the 25%, not the 50% bonus for apple products, i come out ahead just by using my chase points to do a pay me back to my $1000 airbnb bill since the bonus is 50%.

even if i found a 50% bonus for apple products on any my chase cards i still would be ahead using points to cover a airbnb charge.
Reply
Joined Mar 2018
New User
> bubble2 118 Posts
34 Reputation
tribaltek
10-21-2022 at 10:27 AM.
10-21-2022 at 10:27 AM.
Quote from overzeetop :
Did this last year for an Apple Watch and it took 3 months to get delivered. If they give you a long shipping estimate, know that it will be every bit of that time before your item arrives.
I ordered an iPhone 14 Pro Max right when this was available. It told me two weeks for shipping then. Now it's showing Nov 29th for shipping, so they've already added a month.
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Joined Jan 2015
New User
> bubble2 16 Posts
10 Reputation
illinigene
10-21-2022 at 12:05 PM.
10-21-2022 at 12:05 PM.
i am seeing the ipad pro m2 on the site now, even though it's being panned by most, 33% off using points seemed reasonable to me as my last ipad pro was 2018.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
10-21-2022 at 12:09 PM.
10-21-2022 at 12:09 PM.
Quote from kabukicho :
sounds like if I got a $1000 charge for an airbnb on my chase card, and i only get the 25%, not the 50% bonus for apple products, i come out ahead just by using my chase points to do a pay me back to my $1000 airbnb bill since the bonus is 50%.

even if i found a 50% bonus for apple products on any my chase cards i still would be ahead using points to cover a airbnb charge.

Except you can't get such a bonus difference.

The bonus is exactly the same for both things on the same card.

25% for CSP, 50% for CSR.
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,911 Posts
236 Reputation
inquisitive
10-21-2022 at 12:35 PM.
10-21-2022 at 12:35 PM.
how much do you guys have to spend to make up for the $300 annual fee?
Reply
Joined Jan 2008
L3: Novice
> bubble2 201 Posts
33 Reputation
msuhcpcrew
10-22-2022 at 07:29 AM.
10-22-2022 at 07:29 AM.
Quote from tribaltek :
I ordered an iPhone 14 Pro Max right when this was available. It told me two weeks for shipping then. Now it's showing Nov 29th for shipping, so they've already added a month.
Same here. When I ordered it said 2 to 3 weeks. Called yesterday to cancel and they said it takes 3 to 5 days for the cancellation to go through and get my points back
Reply
Joined Feb 2008
L8: Grand Teacher
> bubble2 3,284 Posts
1,142 Reputation
overzeetop
10-22-2022 at 01:14 PM.
10-22-2022 at 01:14 PM.
Quote from inquisitive :
how much do you guys have to spend to make up for the $300 annual fee?

Usually the highest tier cards have a defined benefit you use which offsets the AF. If not, then there's rarely value unless you're constantly buying things for someone else (like travel reimbursement)

Ex: you travel a lot and use door dash and instacart on the regular.
CSR AF is $550.
-$300 you get back as a direct credit for travel.
-$120 dashpass sub cost ($10/mo x 12)
-> includes $5 credit each month for doordash orders
-$100 instacart+ membership
-$180 instacard order reimbursements ($15 max, each month)

IF (and only if) you use those services, you come out ahead by $150 doing what you usually do, and that's ignoring the $100 every three years for GlobalEntry and whatever value you place on Priority Pass for entry into airport lounges, plus the bonus on miles when used for promos or travel. If you churn cards and stay under the limit, the 80k point sign up bonus is $1200 in travel. I have the Venture X because the AF and benefits more closely align with what I need.
Reply
Joined Nov 2012
L4: Apprentice
> bubble2 309 Posts
14 Reputation
JCT
10-23-2022 at 03:39 PM.
10-23-2022 at 03:39 PM.
I had quite a bit of points and due to COVID I didn't travel much. I bought an iPad Pro with points.

It was full price but with the points it came out to be about 25% off, plus I didn't have to pay for it.

I went with it.

I supposed u get more variety of redemption with travel
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
10-24-2022 at 02:54 PM.
10-24-2022 at 02:54 PM.
Quote from JCT :
I had quite a bit of points and due to COVID I didn't travel much. I bought an iPad Pro with points.

It was full price but with the points it came out to be about 25% off, plus I didn't have to pay for it.

I went with it.

I supposed u get more variety of redemption with travel

Much higher value per point too, esp for Hyatt hotel transfers or premium airfare transfers
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Joined Nov 2005
L7: Teacher
> bubble2 2,482 Posts
105 Reputation
kabukicho
10-27-2022 at 03:15 PM.
10-27-2022 at 03:15 PM.
Quote from kabukicho :
sounds like if I got a $1000 charge for an airbnb on my chase card, and i only get the 25%, not the 50% bonus for apple products, i come out ahead just by using my chase points to do a pay me back to my $1000 airbnb bill since the bonus is 50%.

even if i found a 50% bonus for apple products on any my chase cards i still would be ahead using points to cover a airbnb charge.
Quote from Knightshade :
Except you can't get such a bonus difference.

The bonus is exactly the same for both things on the same card.

25% for CSP, 50% for CSR.


say... if it's 25% on the CSP for apple products and 25% PYB on airbnb at 25%

and on the CSR it's 50% for apple products and 50% PYB on airbnb..


It's still better to do the PYB on either card, because you are getting chase points for initially purchasing the airbnb....

In contrast, you don't get points, but are using points, to buy the apple products.

so we would come out ahead leaving the apple offer alone. Unless I am missing something?
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