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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply. Expired

+190 Deal Score
1,029,174 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

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Original Post

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Edited October 29, 2025 at 10:18 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard]. There is no annual fee.

Card Details:


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
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Created 10-27-2022 at 03:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
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Score +190
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
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https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
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Used it and they sent my rent payment in late. Poor customer service
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Joined Jul 2018
New User
> bubble2 9 Posts
14 Reputation
inadaunada1
01-02-2023 at 04:41 PM.
01-02-2023 at 04:41 PM.
Quote from FockerSRNA View quoted comment :
Didn't someone here say the 50k max points you can accumulate on one year is equivalent to $500? That's the catch, $500 a year is nowhere near worth that amount of effort

Its $275 if you are using cash option for the 50k points
Reply
Joined Mar 2020
L2: Beginner
> bubble2 34 Posts
10 Reputation
SharpDime8792
01-03-2023 at 12:36 AM.
01-03-2023 at 12:36 AM.
Is it easy to get approved for this card if it's your first credit card?
Reply
Joined Jan 2008
L5: Journeyman
> bubble2 986 Posts
1,518 Reputation
divinebaboon
01-03-2023 at 08:11 AM.
01-03-2023 at 08:11 AM.
Please watch out for fraudulent charges on this card from dhgate, marion parker, onlyfans, etc

Reddit has a bunch of datapoints in the comments:
https://www.reddit.com/r/CreditCa...rgo_watch/
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Joined Jan 2010
L5: Journeyman
> bubble2 674 Posts
473 Reputation
paintballer301
01-03-2023 at 04:03 PM.
01-03-2023 at 04:03 PM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
Q: I don't live in a Bilt Property. Can I still earn points on rent?

A: Yes! Even if you rent outside of the Bilt Rewards Alliance, you can still use Bilt to earn points on rent with the Bilt Mastercard. As long as your landlord uses an online payment portal or accepts checks, you can use Bilt with no transaction fees.


Source: FAQ section at bottom of page
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Joined Nov 2004
L10: Professional
> bubble2 839 Posts
399 Reputation
PikachuWarrior
01-03-2023 at 08:34 PM.
01-03-2023 at 08:34 PM.
Yep. I use Bilt with my property management company's online portal and it works just fine.
Reply
Joined Aug 2014
L3: Novice
> bubble2 120 Posts
22 Reputation
samxba
01-03-2023 at 08:45 PM.
01-03-2023 at 08:45 PM.
Any clarification on this:

It seems, unless I'm reading incorrectly, that you have to make 5 separate transactions with the card in order to receive points for paying rent.

Is that right?
Reply
Joined Aug 2010
L2: Beginner
> bubble2 60 Posts
10 Reputation
Infinite42
01-03-2023 at 09:17 PM.
01-03-2023 at 09:17 PM.
Quote from samxba View quoted comment :
Any clarification on this:

It seems, unless I'm reading incorrectly, that you have to make 5 separate transactions with the card in order to receive points for paying rent.

Is that right?
Yes, with rent payment counting as one of them.
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Joined Apr 2022
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> bubble2 2 Posts
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BeigeOctopus6516
01-04-2023 at 07:11 AM.
01-04-2023 at 07:11 AM.
Quote from bluekiwi View quoted comment :
You can use the Bilt Mastercard and earn rewards on rent at any property where you can pay by (i) online payment portal (e.g. ClickPay®, etc.), (ii) Venmo or Paypal or (iii) physical check.
clickpay charges extra for credit card payment, doesn't it?
Reply
Joined Aug 2014
L3: Novice
> bubble2 120 Posts
22 Reputation
samxba
01-04-2023 at 09:36 AM.
01-04-2023 at 09:36 AM.
Quote from Infinite42 View quoted comment :
Yes, with rent payment counting as one of them.
Thank you. I'll do a 4 $1 transactions before processing rent I guess!
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Joined Jul 2007
Hello World!
> bubble2 545 Posts
902 Reputation
maveriq
01-04-2023 at 01:06 PM.
01-04-2023 at 01:06 PM.
Citi + Coinbase + plastiq still better than this.
1
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Joined Sep 2011
L5: Journeyman
> bubble2 764 Posts
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d_wave27
01-04-2023 at 01:18 PM.
01-04-2023 at 01:18 PM.
Does this work in condo maintenance fees?
Reply
Joined Aug 2017
L5: Journeyman
> bubble2 811 Posts
38 Reputation
dreeves14
01-04-2023 at 01:31 PM.
01-04-2023 at 01:31 PM.
Quote from Tarantado View quoted comment :
Can this be used to pay for mortgages?

Doubtful, can't pay a secured loan with an unsecured loan. At least not knowingly to the financial institution.
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Joined Jun 2022
L4: Apprentice
> bubble2 314 Posts
14 Reputation
CalmHeart2
01-04-2023 at 01:45 PM.
01-04-2023 at 01:45 PM.
dope but my apt charge a fee when paying using the online system... work around?
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Joined Feb 2015
L3: Novice
> bubble2 250 Posts
26 Reputation
AlwaysWinnin
01-04-2023 at 01:48 PM.
01-04-2023 at 01:48 PM.
Quote from Tarantado View quoted comment :
Can this be used to pay for mortgages?

Most mortgage companies don't allow credit card payments anyway do they? Wish mine did…
1
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Joined Sep 2017
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> bubble2 13 Posts
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Sleeperagent
01-04-2023 at 01:53 PM.
01-04-2023 at 01:53 PM.
Quote from erol View quoted comment :
Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.

In the FAQ, it mentions any rental with an online payment portal would work without transaction fee.
1
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