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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+191 Deal Score
971,892 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+191
971,892 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined May 2018
L2: Beginner
> bubble2 97 Posts
38 Reputation
oh_my_deal
01-07-2023 at 08:49 PM.
01-07-2023 at 08:49 PM.
Quote from hk4l :
Just got this card glad I can get something for rent without incurring fees, 1% isn't much but rent is so it equates to an AA flight a year.

one annoyance is it does not integrate with plaid (yet?) so if you use something like rocket money, personal capital or nerd wallet no way to add it there.
how long did it take for you to get card from the time you applied?
Reply
Joined Jan 2011
L3: Novice
> bubble2 676 Posts
88 Reputation
ByteCurious
01-07-2023 at 08:51 PM.
01-07-2023 at 08:51 PM.
Been using it since June. Already have over 35k points just from rent. And travel is 1.25 per point when booked using their site. I should get 60k points per year just from rent which doesn't cost extra to pay using the card.
Reply
Joined Jan 2011
L3: Novice
> bubble2 676 Posts
88 Reputation
ByteCurious
01-07-2023 at 08:52 PM.
01-07-2023 at 08:52 PM.
Quote from travelnshot :
BILT Mastercard- Fraud Alert PSA

There was a post on here about 2 weeks ago alerting everyone to look for fraudulent purchases on their BILT Card from "Marion Parke" and "dhgate.com."

Woke up this morning to a slew of charges on my BILT Card from Wayfair.com and Cashstar @ Starbucks.

Luckily I have notifications enabled so I caught these immediately. Called in, reported the charges, WF closed the account and reissued my card. I will have a new one in about 7 days.

No idea how my card was compromised. It is sock drawered, and has 5 recurring charges per month on it from the following merchants:

Microsoft x2, Experian, Napster, + Apartment's rent portal.

I just wanted to send out a PSA to the BILT Card holders on this subreddit to check their cards.

https://www.reddit.com/r/CreditCa...alert_psa/

😂 Napster? That's probably why it's compromised
Reply
Joined Apr 2020
New User
> bubble2 13 Posts
MrWilcox
01-07-2023 at 10:30 PM.
01-07-2023 at 10:30 PM.
Quote from HotNHorny :
Been using it since June. Already have over 35k points just from rent. And travel is 1.25 per point when booked using their site. I should get 60k points per year just from rent which doesn't cost extra to pay using the card.
except its capped at 50k
Reply
Joined Jun 2016
L3: Novice
> bubble2 3,048 Posts
354 Reputation
np1050
01-08-2023 at 05:08 AM.
01-08-2023 at 05:08 AM.
Quote from bluekiwi :
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments

One of the biggest payments I have every month and I don't get anything back for it. I'll take even a fraction of a percent of someone offered it
Reply
Joined Mar 2013
L2: Beginner
> bubble2 45 Posts
10 Reputation
hk4l
01-08-2023 at 12:48 PM.
01-08-2023 at 12:48 PM.
Quote from oh_my_deal :
how long did it take for you to get card from the time you applied?
it was actually really quick got approval on Tuesday morning got card on Friday
Reply
Joined Oct 2017
L3: Novice
> bubble2 209 Posts
34 Reputation
rswoan
01-08-2023 at 04:39 PM.
01-08-2023 at 04:39 PM.
Quote from aDistraction :
I pay my rent online through RentCafe. If I use a credit card they will charge $5 Service Fee. It says the service fee covers bank, payment agent, and processing network fees to ensure the safety and security of your transaction.

If I apply for this card and get approved - will they also charge the $5 service fee. Please let me know if anyone used the card through online payment.
I use rent cafe too. Bilt gives you a virtual checking account with routing and account numbers that you just add as a rent cafe payment method. Rent cafe validates account with small deposit, Bilt emails you that amount, and you go back to rent cafe and plug that in for final verification. Takes one day.
Reply

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Joined May 2015
L3: Novice
> bubble2 116 Posts
18 Reputation
aDistraction
01-08-2023 at 05:01 PM.
01-08-2023 at 05:01 PM.
Quote from rswoan :
I use rent cafe too. Bilt gives you a virtual checking account with routing and account numbers that you just add as a rent cafe payment method. Rent cafe validates account with small deposit, Bilt emails you that amount, and you go back to rent cafe and plug that in for final verification. Takes one day.

Thank for the confirmation. I will go ahead apply for it.
Reply
Joined May 2015
L3: Novice
> bubble2 116 Posts
18 Reputation
aDistraction
01-08-2023 at 06:12 PM.
01-08-2023 at 06:12 PM.
Quote from aDistraction :
Thank for the confirmation. I will go ahead apply for it.

Approved for $7500 credit line. I just added to my rental portal, let see if it works.
Reply
Joined Jul 2013
L4: Apprentice
> bubble2 303 Posts
343 Reputation
muskmelon
01-08-2023 at 06:31 PM.
01-08-2023 at 06:31 PM.
Got the card on Fri and made a few transactions today. Card was declined for 4th transaction. All the previous transactions were made at different location within the hour. Tried for a new transaction and got declined.
Got no message from Bilt for the reason.
All 3 are showing as pending transactions as expected.
Will try after a few days to complete the 5 transaction limit.
Reply
Joined Jan 2016
New User
> bubble2 34 Posts
10 Reputation
piara
01-08-2023 at 07:05 PM.
01-08-2023 at 07:05 PM.
I applied and used for $100 toward with my mortgage payment with using of accounts and routing number .let see what happens next .
Reply
Joined May 2006
L5: Journeyman
> bubble2 713 Posts
277 Reputation
jowaju
01-08-2023 at 09:56 PM.
01-08-2023 at 09:56 PM.
Could you setup your mortgage to be paid through a sole proprietorship LLC and simply have the payments go to the LLC which you own? Tax benefits would pass through to you and the LLC pays the mortgage directly. You get the points, Bilt sends the check to the LLC. What am I missing?
Reply
Joined Nov 2014
New User
> bubble2 8 Posts
10 Reputation
kzhang719
01-08-2023 at 11:44 PM.
01-08-2023 at 11:44 PM.
Completed my first rent payment few weeks ago; App easily showed points received for payment. TIP: if you set autopay on an online portal: schedule payment 7-8 days in advance of due date to give proper time for processing to avoid late payments (which I've read some people had experienced). Can't speak on behalf of using Paypal, venmo, or physical check options.

Was offered 5x points on 1st 5 days (not including rent) after the physical card is delivered.

Please use my link if you consider starting up!! https://bilt.page/r/EPAX-N0M8
1
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 8,346 Posts
4,296 Reputation
fbueller
01-09-2023 at 12:07 AM.
01-09-2023 at 12:07 AM.
Are the 5 purchases required for rent points per calendar month or per billing cycle?
Reply

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Joined Dec 2004
L10: Grand Master
> bubble2 12,510 Posts
1,365 Reputation
kensteele
01-09-2023 at 06:41 PM.
01-09-2023 at 06:41 PM.
Quote from fbueller :
Are the 5 purchases required for rent points per calendar month or per billing cycle?
billing cycle
Reply
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