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Bilt Mastercard®: Earn Points on Rent Payments Without the Transaction Fee (up to 100k points in a calendar year). Terms apply.

+190 Deal Score
971,712 Views
Update: This popular deal is still available.

Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Thanks to staff member EfficientGame645 for sharing this deal.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions


See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards

Original Post

Written by
Edited October 7, 2024 at 09:35 AM by
Bilt Rewards is offering the first-ever loyalty program for renters that lets you earn points on rent with no transaction fees with the Bilt Mastercard®. There is no annual fee.

Card Details:
  • $0 Annual Fee
  • Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earns 3x points on dining, 2x on travel, and 1x on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points
  • Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
  • Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
  • Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
  • Select [CTA] to learn more about the product features, terms, and conditions



See Rates and Fees
Rewards and Benefits

Slickdeals may be compensated by Bilt Rewards
Add Comment
Created 10-27-2022 at 02:52 PM by EfficientGame645
in Credit Cards (2) Bilt - Bank Advertiser
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score
+190
971,712 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

976 Comments

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Featured Comments

Please be careful about when it says Rent Payments. Only specific rental companies are covered in it.Triple Check with your rental company if they accept it.
https://biltrewards.zendesk.com/h...y=mortgage this is from their faqs. No points for mortgage payments
Used it and they sent my rent payment in late. Poor customer service

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Joined Jul 2022
Techie_Review
> bubble2 513 Posts
135 Reputation
techie_review101
04-12-2025 at 03:25 PM.
04-12-2025 at 03:25 PM.
Quote from phillip9 :
I don't pay my mortgage.

They can come and take it anytime they want.
I just signed up for a card and used it with the new ACH feature to pay my mortagage! yes it works not even lying. i gained 100 points for doing a "TEST" payment for $100 as a one time payment and it went through.

Proof attached
1
Reply
Joined Apr 2013
New User
> bubble2 10 Posts
10 Reputation
SimpleWest998
04-12-2025 at 04:26 PM.
04-12-2025 at 04:26 PM.
Quote from CBale :
Why they are forcing to use credit card 5 times in each statement period for keeping that months points!!!

Why not
Reply
Joined Aug 2011
Sorry brother.
> bubble2 1,651 Posts
226 Reputation
boat
04-14-2025 at 08:05 AM.
04-14-2025 at 08:05 AM.
Can this be used for mortgages now? My mortgage is through CMG Financial.. any way to tell if that would work?
1
Reply
Joined Nov 2014
L3: Novice
> bubble2 179 Posts
70 Reputation
jonybgoode
04-14-2025 at 04:10 PM.
04-14-2025 at 04:10 PM.
I made only 250 points per month for 2 month worth of rents. Apparently there is this 5 transactions rule.
I lost points by just using the card once a month for rent.
Reply
Joined Jan 2015
L3: Novice
> bubble2 100 Posts
14 Reputation
KREWfit
04-21-2025 at 12:36 AM.
04-21-2025 at 12:36 AM.
I've paid multiple home mortgages with it for many months now. They recently changed the system though.. so now I need to see if it'll still work after April.
1
1
Reply
Joined Jul 2022
Techie_Review
> bubble2 513 Posts
135 Reputation
techie_review101
04-21-2025 at 11:33 AM.
04-21-2025 at 11:33 AM.
Quote from KREWfit :
I've paid multiple home mortgages with it for many months now. They recently changed the system though.. so now I need to see if it'll still work after April.
i am actually going to submit my first mortgage this april fingers crossed (Ameris Bank) for my mortgage. I did do a test $100 payment and that went through
1
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,889 Posts
967 Reputation
DontBreakMy20
04-21-2025 at 03:00 PM.
04-21-2025 at 03:00 PM.
Alright which SDer is going to be a guinea pig for mortgage payments and report back
1
Reply

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Joined Jul 2022
Techie_Review
> bubble2 513 Posts
135 Reputation
techie_review101
04-22-2025 at 06:17 AM.
04-22-2025 at 06:17 AM.
Quote from DontBreakMy20 :
Alright which SDer is going to be a guinea pig for mortgage payments and report back
Delete
1
Reply
Last edited by techie_review101 April 22, 2025 at 11:54 AM.
Joined Mar 2023
New User
> bubble2 4 Posts
10 Reputation
CrimsonCaribou9591
04-22-2025 at 11:50 AM.
04-22-2025 at 11:50 AM.
Quote from techie_review101 :
ME !! ahaha i am going to submit my first mortgage on May1st lets see !

Don't do it. They will flag your transaction.
Reply
Joined Jan 2017
New User
> bubble2 19 Posts
10 Reputation
ChristianK8169
04-22-2025 at 11:51 AM.
04-22-2025 at 11:51 AM.
Quote from jrlcopy :
Not true at all.
You get a routing number and an account number and can either mail a check to your rental company, or provide the rounting/account number like a check to your online bill pay system.

I got a bilt card in April, so feel free to ask me any questions, def worth it for all the free points, and I got a bunch of referrals, so got a bonus 50k points too.

I just won't carry a balance on it.
can it be used for HOA payments
Reply
Joined Aug 2018
L2: Beginner
> bubble2 70 Posts
30 Reputation
WAIR
04-22-2025 at 07:47 PM.
04-22-2025 at 07:47 PM.
Quote from ms2000 :
Did u have to pay interest for rent payment?
BILT has an option to have the rent payment drawn immediately from your bank account, so you never actually "owe" the amount to BILT.
Reply
Joined Jan 2015
L3: Novice
> bubble2 100 Posts
14 Reputation
KREWfit
04-22-2025 at 10:25 PM.
04-22-2025 at 10:25 PM.
Quote from techie_review101 :
i am actually going to submit my first mortgage this april fingers crossed (Ameris Bank) for my mortgage. I did do a test $100 payment and that went through

Good luck to us both!
1
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,889 Posts
967 Reputation
DontBreakMy20
04-22-2025 at 11:16 PM.
04-22-2025 at 11:16 PM.
Someone explain why SDers are so cautious about paying mortgage through this card but reddit users are saying they've been doing it for a year. There is even a list of all the mortgage companies and banks that it works with.
1
Reply
Joined Mar 2005
L5: Journeyman
> bubble2 949 Posts
210 Reputation
dataplussystems
04-23-2025 at 10:24 AM.
04-23-2025 at 10:24 AM.
Quote from slickdude99 :
What does 120 day mean? You only get that status for 120 days? What's the point?

You might be able to use it to get status on another airline with a status match deal.
Reply

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Joined Aug 2012
L2: Beginner
> bubble2 81 Posts
10 Reputation
lil4x4
04-23-2025 at 12:16 PM.
04-23-2025 at 12:16 PM.
The actual payoff is close to 0.1% and there are many requirements that are easy to screw up and lose all points for the month.

This is a predatory product that depends on renters being poor and dumb and not being good at paying their credit cards off on time. They want you to get behind so they can charge you 29% apr on thousands of dollars of rent balance and make you even poorer.

Please avoid this card.
3
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