Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.
Thanks to Community Member Metconnect for sharing this deal.
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.
Card Details:
OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
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Just a heads up, CSR would generally give you a $250 account credit and you already get the annual $300 travel credit. Takes total credit to $550 which covers your annual fee. So, now you have CSR for free plus the benefit of priority pass, ultimate rewards bonus and lift pink.
Just a heads up, CSR would generally give you a $250 account credit and you already get the annual $300 travel credit. Takes total credit to $550 which covers your annual fee. So, now you have CSR for free plus the benefit of priority pass, ultimate rewards bonus and lift pink.
It works out to be a deal for me annually.
Chase has turned me down for retention offers every year I've asked, and I'm an OG CSR holder from 2016.
That said it's still trivial to get more than the annual fee in value out of it.
Instacart credit alone is $180 a year, plus $300 travel credit, so you're already at only $70 net cost which is less than any other chase card that enables point transfers.
Then you get instacart+ free (normally $99) so you're ahead $29, assuming you're someone who otherwise uses instacart anyway.
Then another $99 value for free dashpass membership, plus $60 a year in doordash credit so you're $188 ahead if you otherwise use all this stuff.
Then there's the $56 per pair of people airport restaurant credits from priority pass, lounge access, the $100 Precheck/GE credit every 4 years, primary rental car insurance, and more on top.
Contrast that with say the Amex Platinum card where without a retention bonus the card is much harder to be profitable because the credits are generally harder to get value out of (Unless you already drop a ton of $ on an equinox membership each year then you can make it work pretty comfortably)--- plus Amex just killed one of the best benefits- free guest access to centurion lounges.
Chase has turned me down for retention offers every year I've asked, and I'm an OG CSR holder from 2016.
That said it's still trivial to get more than the annual fee in value out of it.
Instacart credit alone is $180 a year, plus $300 travel credit, so you're already at only $70 net cost which is less than any other chase card that enables point transfers.
Then you get instacart+ free (normally $99) so you're ahead $29, assuming you're someone who otherwise uses instacart anyway.
Then another $99 value for free dashpass membership, plus $60 a year in doordash credit so you're $188 ahead if you otherwise use all this stuff.
Then there's the $56 per pair of people airport restaurant credits from priority pass, lounge access, the $100 Precheck/GE credit every 4 years, primary rental car insurance, and more on top.
Contrast that with say the Amex Platinum card where without a retention bonus the card is much harder to be profitable because the credits are generally harder to get value out of (Unless you already drop a ton of $ on an equinox membership each year then you can make it work pretty comfortably)--- plus Amex just killed one of the best benefits- free guest access to centurion lounges.
Thanks for the added details. How do you end up using doordash or instacart? My cost for doordash feels like 2x the price of the food so I end up not using doordash. Instacart is nice, but I always feel like I'm paying excessively for the item. Does the dashpass help any?
Thanks for the added details. How do you end up using doordash or instacart? My cost for doordash feels like 2x the price of the food so I end up not using doordash. Instacart is nice, but I always feel like I'm paying excessively for the item. Does the dashpass help any?
I've never done an instacart order where I felt the couple of extra bucks wasn't well worth the half hour or more it'd take me to go get whatever it was myself, let alone the benefit of getting to avoid crowds... and with the instacart plus membership the delivery fees are waived too, just a couple buck service fee then whatever you wish to tip the driver, so the value of the membership can be significant if you use it much (I probably use it 3-5 times a month I'd guess? Though I only pay with the CSR once a month to eat the $15 credit- then I use some other card with better rewards in grocery category--- Chase Freedom at 5x this quarter for example)
For doordash it really depends on the restaurants available and what the markup for em is as far as value... I've never seen anything remotely close to 2x... I've certainly seen like 1.2x to maybe 1.5x on the high end...but there's also promos that run reasonably often that take 25-35% off the order, bringing the net pretty close to even.
But there's kinda 2 ways to look at the 2 different related CSR benefits here--
Dashpass is more valuable if you order often, because it saves you 4-5 bucks in fees per order.... so if you ordered say once a week that's about $20 a month, or $240 a year, just in delivery fees saved by having a free dashpass.
If you order just a few times a year it might only be "worth" like 20 bucks to you.
The other benefit is the $5/mo credit... again if you order often it's just $5/mo...or you can let it roll over to a max of $15 and use it say once every 3 months... either way you're getting $60 a year in value out of this...
How much I use it varies by how busy things are... I'd say I'm more a couple times a month user so somewhere in the middle.... you can also use it (and still apply the $5/mo credit) for pickup orders, which are often same as in-store prices if you don't want to wait for a coupon to do that for you on a delivery (plus eliminates the need to tip a driver)
Does the 90 days start at the point of applying? approval? receipt of card? My plan is to sign up when the 90 day spend period overlaps upcoming memorial day sales, so trying to determine how soon I can sign up.
This card has fees for Foreign transactions. Is there a better welcome offer for any cc with zero foreign transaction fees? I have to make $7k worth of international spends. TIA.
This thread has over 500comments and he have to go through all of it just to find it…. You could have not replied at all if you not gonna give him the answer.
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It works out to be a deal for me annually.
It works out to be a deal for me annually.
Chase has turned me down for retention offers every year I've asked, and I'm an OG CSR holder from 2016.
That said it's still trivial to get more than the annual fee in value out of it.
Instacart credit alone is $180 a year, plus $300 travel credit, so you're already at only $70 net cost which is less than any other chase card that enables point transfers.
Then you get instacart+ free (normally $99) so you're ahead $29, assuming you're someone who otherwise uses instacart anyway.
Then another $99 value for free dashpass membership, plus $60 a year in doordash credit so you're $188 ahead if you otherwise use all this stuff.
Then there's the $56 per pair of people airport restaurant credits from priority pass, lounge access, the $100 Precheck/GE credit every 4 years, primary rental car insurance, and more on top.
Contrast that with say the Amex Platinum card where without a retention bonus the card is much harder to be profitable because the credits are generally harder to get value out of (Unless you already drop a ton of $ on an equinox membership each year then you can make it work pretty comfortably)--- plus Amex just killed one of the best benefits- free guest access to centurion lounges.
That said it's still trivial to get more than the annual fee in value out of it.
Instacart credit alone is $180 a year, plus $300 travel credit, so you're already at only $70 net cost which is less than any other chase card that enables point transfers.
Then you get instacart+ free (normally $99) so you're ahead $29, assuming you're someone who otherwise uses instacart anyway.
Then another $99 value for free dashpass membership, plus $60 a year in doordash credit so you're $188 ahead if you otherwise use all this stuff.
Then there's the $56 per pair of people airport restaurant credits from priority pass, lounge access, the $100 Precheck/GE credit every 4 years, primary rental car insurance, and more on top.
Contrast that with say the Amex Platinum card where without a retention bonus the card is much harder to be profitable because the credits are generally harder to get value out of (Unless you already drop a ton of $ on an equinox membership each year then you can make it work pretty comfortably)--- plus Amex just killed one of the best benefits- free guest access to centurion lounges.
I've never done an instacart order where I felt the couple of extra bucks wasn't well worth the half hour or more it'd take me to go get whatever it was myself, let alone the benefit of getting to avoid crowds... and with the instacart plus membership the delivery fees are waived too, just a couple buck service fee then whatever you wish to tip the driver, so the value of the membership can be significant if you use it much (I probably use it 3-5 times a month I'd guess? Though I only pay with the CSR once a month to eat the $15 credit- then I use some other card with better rewards in grocery category--- Chase Freedom at 5x this quarter for example)
For doordash it really depends on the restaurants available and what the markup for em is as far as value... I've never seen anything remotely close to 2x... I've certainly seen like 1.2x to maybe 1.5x on the high end...but there's also promos that run reasonably often that take 25-35% off the order, bringing the net pretty close to even.
But there's kinda 2 ways to look at the 2 different related CSR benefits here--
Dashpass is more valuable if you order often, because it saves you 4-5 bucks in fees per order.... so if you ordered say once a week that's about $20 a month, or $240 a year, just in delivery fees saved by having a free dashpass.
If you order just a few times a year it might only be "worth" like 20 bucks to you.
The other benefit is the $5/mo credit... again if you order often it's just $5/mo...or you can let it roll over to a max of $15 and use it say once every 3 months... either way you're getting $60 a year in value out of this...
How much I use it varies by how busy things are... I'd say I'm more a couple times a month user so somewhere in the middle.... you can also use it (and still apply the $5/mo credit) for pickup orders, which are often same as in-store prices if you don't want to wait for a coupon to do that for you on a delivery (plus eliminates the need to tip a driver)
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If the dealer lets you make that CC payment, sure
Can you spend $5100 in 3 months?
Yes. And if you need my help, I can spend in your behalf as well.
its all happened in just 1 week
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This thread has over 500comments and he have to go through all of it just to find it…. You could have not replied at all if you not gonna give him the answer.