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Ink Business Unlimited® Credit Card Expired

$900 Bonus Cash Back
w/ $6K Spent in First 3 Months
+138 Deal Score
323,172 Views
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Thanks to Community Member Metconnect for sharing this deal.

Card Details:


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Original Post

Written by
Edited March 20, 2023 at 07:44 AM by
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Unlimited® Credit Card. No annual fee.

Card Details:
  • OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Slickdeals may be compensated by Chase.
Created 10-28-2022 at 06:51 AM by Metconnect
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Deal
Score
+138
323,172 Views
$900 Bonus Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

You could consider opening as a Sole Proprietor, in which case your SSN will be your tax ID.
LLC and TIN are not required.
Not true, I just did this ten minutes ago.
If you have chase reserve, you can move these points and redeem for travel at 1350$ value

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Joined Dec 2003
L6: Expert
> bubble2 1,402 Posts
iRenaissanceMan
02-17-2023 at 03:37 PM.
02-17-2023 at 03:37 PM.
Quote from FantasticWeather380 :
Doesn't CSR have a $550 annual fee? No thanks.
Just a heads up, CSR would generally give you a $250 account credit and you already get the annual $300 travel credit. Takes total credit to $550 which covers your annual fee. So, now you have CSR for free plus the benefit of priority pass, ultimate rewards bonus and lift pink.

It works out to be a deal for me annually. Smilie
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,327 Posts
4,338 Reputation
Knightshade
02-17-2023 at 05:18 PM.
02-17-2023 at 05:18 PM.
Quote from iRenaissanceMan :
Just a heads up, CSR would generally give you a $250 account credit and you already get the annual $300 travel credit. Takes total credit to $550 which covers your annual fee. So, now you have CSR for free plus the benefit of priority pass, ultimate rewards bonus and lift pink.

It works out to be a deal for me annually. Smilie

Chase has turned me down for retention offers every year I've asked, and I'm an OG CSR holder from 2016.

That said it's still trivial to get more than the annual fee in value out of it.

Instacart credit alone is $180 a year, plus $300 travel credit, so you're already at only $70 net cost which is less than any other chase card that enables point transfers.

Then you get instacart+ free (normally $99) so you're ahead $29, assuming you're someone who otherwise uses instacart anyway.

Then another $99 value for free dashpass membership, plus $60 a year in doordash credit so you're $188 ahead if you otherwise use all this stuff.

Then there's the $56 per pair of people airport restaurant credits from priority pass, lounge access, the $100 Precheck/GE credit every 4 years, primary rental car insurance, and more on top.


Contrast that with say the Amex Platinum card where without a retention bonus the card is much harder to be profitable because the credits are generally harder to get value out of (Unless you already drop a ton of $ on an equinox membership each year then you can make it work pretty comfortably)--- plus Amex just killed one of the best benefits- free guest access to centurion lounges.
Reply
Joined Dec 2003
L6: Expert
> bubble2 1,402 Posts
iRenaissanceMan
02-17-2023 at 05:47 PM.
02-17-2023 at 05:47 PM.
Quote from Knightshade :
Chase has turned me down for retention offers every year I've asked, and I'm an OG CSR holder from 2016.

That said it's still trivial to get more than the annual fee in value out of it.

Instacart credit alone is $180 a year, plus $300 travel credit, so you're already at only $70 net cost which is less than any other chase card that enables point transfers.

Then you get instacart+ free (normally $99) so you're ahead $29, assuming you're someone who otherwise uses instacart anyway.

Then another $99 value for free dashpass membership, plus $60 a year in doordash credit so you're $188 ahead if you otherwise use all this stuff.

Then there's the $56 per pair of people airport restaurant credits from priority pass, lounge access, the $100 Precheck/GE credit every 4 years, primary rental car insurance, and more on top.


Contrast that with say the Amex Platinum card where without a retention bonus the card is much harder to be profitable because the credits are generally harder to get value out of (Unless you already drop a ton of $ on an equinox membership each year then you can make it work pretty comfortably)--- plus Amex just killed one of the best benefits- free guest access to centurion lounges.
Thanks for the added details. How do you end up using doordash or instacart? My cost for doordash feels like 2x the price of the food so I end up not using doordash. Instacart is nice, but I always feel like I'm paying excessively for the item. Does the dashpass help any?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,327 Posts
4,338 Reputation
Knightshade
02-17-2023 at 07:20 PM.
02-17-2023 at 07:20 PM.
Quote from iRenaissanceMan :
Thanks for the added details. How do you end up using doordash or instacart? My cost for doordash feels like 2x the price of the food so I end up not using doordash. Instacart is nice, but I always feel like I'm paying excessively for the item. Does the dashpass help any?

I've never done an instacart order where I felt the couple of extra bucks wasn't well worth the half hour or more it'd take me to go get whatever it was myself, let alone the benefit of getting to avoid crowds... and with the instacart plus membership the delivery fees are waived too, just a couple buck service fee then whatever you wish to tip the driver, so the value of the membership can be significant if you use it much (I probably use it 3-5 times a month I'd guess? Though I only pay with the CSR once a month to eat the $15 credit- then I use some other card with better rewards in grocery category--- Chase Freedom at 5x this quarter for example)


For doordash it really depends on the restaurants available and what the markup for em is as far as value... I've never seen anything remotely close to 2x... I've certainly seen like 1.2x to maybe 1.5x on the high end...but there's also promos that run reasonably often that take 25-35% off the order, bringing the net pretty close to even.


But there's kinda 2 ways to look at the 2 different related CSR benefits here--

Dashpass is more valuable if you order often, because it saves you 4-5 bucks in fees per order.... so if you ordered say once a week that's about $20 a month, or $240 a year, just in delivery fees saved by having a free dashpass.

If you order just a few times a year it might only be "worth" like 20 bucks to you.


The other benefit is the $5/mo credit... again if you order often it's just $5/mo...or you can let it roll over to a max of $15 and use it say once every 3 months... either way you're getting $60 a year in value out of this...

How much I use it varies by how busy things are... I'd say I'm more a couple times a month user so somewhere in the middle.... you can also use it (and still apply the $5/mo credit) for pickup orders, which are often same as in-store prices if you don't want to wait for a coupon to do that for you on a delivery (plus eliminates the need to tip a driver)
Reply
Joined Apr 2018
L1: Learner
> bubble2 16 Posts
26 Reputation
NickM4915
02-18-2023 at 05:29 PM.
02-18-2023 at 05:29 PM.
Started using my card 1 month ago and hit $6000 (spent) this week, $900 reward already in my account when I just checked!!
Reply
Joined Nov 2012
L1: Learner
> bubble2 12 Posts
18 Reputation
jsmitman82
02-18-2023 at 06:26 PM.
02-18-2023 at 06:26 PM.
Does the 90 days start at the point of applying? approval? receipt of card? My plan is to sign up when the 90 day spend period overlaps upcoming memorial day sales, so trying to determine how soon I can sign up.
Reply
Joined Jul 2005
L3: Novice
> bubble2 167 Posts
29 Reputation
sm123
02-18-2023 at 07:05 PM.
02-18-2023 at 07:05 PM.
This card has fees for Foreign transactions. Is there a better welcome offer for any cc with zero foreign transaction fees? I have to make $7k worth of international spends. TIA.
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Joined Nov 2021
L2: Beginner
> bubble2 83 Posts
22 Reputation
GreenStranger1172
02-19-2023 at 02:41 PM.
02-19-2023 at 02:41 PM.
Can you spend that $6k as downpayment on a car? I'm planning to buy a used car so might as well. I don't know if it's allowed.
Reply
Joined Feb 2008
L7: Teacher
> bubble2 2,067 Posts
107 Reputation
jomarrod
02-19-2023 at 05:33 PM.
02-19-2023 at 05:33 PM.
Quote from GreenStranger1172 :
Can you spend that $6k as downpayment on a car? I'm planning to buy a used car so might as well. I don't know if it's allowed.

If the dealer lets you make that CC payment, sure
Reply
Joined Feb 2008
L7: Teacher
> bubble2 2,067 Posts
107 Reputation
jomarrod
02-20-2023 at 12:46 PM.
02-20-2023 at 12:46 PM.
Has anyone used it to pay the IRS 2022 taxes? Will it trigger something negative with Chase if I use this card to pay taxes?
Reply
Joined Jun 2017
L2: Beginner
> bubble2 25 Posts
10 Reputation
Swolefighter
02-20-2023 at 04:03 PM.
02-20-2023 at 04:03 PM.
Quote from thumperstain :
Not with that attitude they can't!

Can you spend $5100 in 3 months?
Reply
Joined Dec 2012
L5: Journeyman
> bubble2 708 Posts
291 Reputation
thumperstain
02-20-2023 at 04:25 PM.
02-20-2023 at 04:25 PM.
Quote from Swolefighter :
Can you spend $5100 in 3 months?

Yes. And if you need my help, I can spend in your behalf as well.
Reply
Joined Nov 2020
New User
> bubble2 5 Posts
10 Reputation
MellowLadybug9882
02-21-2023 at 01:31 PM.
02-21-2023 at 01:31 PM.
i got the credit card and spend 6k and got the bonus as well ha ha
its all happened in just 1 week
Reply
Joined Oct 2005
Cowbell Hero
> bubble2 313 Posts
89 Reputation
awwc
02-22-2023 at 05:03 AM.
02-22-2023 at 05:03 AM.
Quote from jomarrod :
Has anyone used it to pay the IRS 2022 taxes? Will it trigger something negative with Chase if I use this card to pay taxes?
This is answered in the thread
Reply

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Joined Jan 2016
New User
> bubble2 437 Posts
180 Reputation
Dtran2009
02-22-2023 at 08:57 AM.
02-22-2023 at 08:57 AM.
Quote from awwc :
This is answered in the thread

This thread has over 500comments and he have to go through all of it just to find it…. You could have not replied at all if you not gonna give him the answer.
Reply
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