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Ink Business Cash® Credit Card: $900 Bonus Cash Back After you Spend $6,000 in the First 3 Months Expired
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Thanks to Deal Editor iconian for posting this deal.
Card Details: Slickdeals may be compensated by Chase.
Thanks to Deal Editor iconian for posting this deal.
Card Details: Slickdeals may be compensated by Chase.
Original Post
Written by
Edited March 20, 2023
at 07:44 AM
Chase is offering a $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening with the Ink Business Cash® Credit Card. No annual fee.
Card Details:
Slickdeals may be compensated by Chase.
Card Details:
- OFFER ENDING SOON: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Slickdeals may be compensated by Chase.
Created 10-28-2022
at 10:58 AM
by iconian | Staff
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390 Comments
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Most Ink card require a recon call or get a pop-up saying you will hear about a decision later. About 90% of people get that. Also, most get a low limit ($3-4K)
Remember the $900 comes back as points, not cash (but can be converted to cash).
I've got 7 figures of Chase UR points and 0 1099s.
It's not income.
The IRS agrees it's not income.
If you have to spend anything to get it, it's a REBATE, not income. Not taxable, No 1099.
Here's a bunch of sources all telling you you're wrong
https://www.cnbc.com/select/are-c...%2Dtaxable.
https://www.cnet.com/personal-fin...s-taxable/
https://calibrecpa.com/tax-regula...k-rewards/
I could list 20 more- they'd all say the same.
The only time you get a 1099 from Chase (or any bank) for CREDIT CARD BONUSES is if it's a non spending bonus
Like a referral.
And ONLY if those add up to more than $600 in a year.
NOT for signup bonuses which require spend. Which, again, are not taxable and no 1099 is issued
Also taxable would be things like offering you $ or points for opening a checking or savings account--- because you don't need to SPEND anything. So if that added up to more than $600 you'd get a 1099.
But credit card spend required signups? Not income. No 1099.
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Why can't just share here so more people can benefit. I like to know too
Can you share?
Even if you put 1000 income its fine. Just apply as sole proprietor with your ssn
Saanu bhi edda hi kidda
Did you get instant approval? I got in Review. Should I be calling them?
It is a hard pull but doesn't count towards 5/24 with chase since its a business card and won't show on your credit report.
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Does Ink has any clock requirement (24/48 months) like citi, or AMEX life time language terms? can I churn these cards again?
I read offer terms, looks like not mention anything about that. Wanna double check if anyone had experiences.
thanks
It is 24 months between bonuses.
No / this is a cash advance and doesn't count towards the sub and accrues interest right away.
also, each ink (preferred, cash, unlimited) are individually?
thx
Chase has always been instant approval for me
But this time it was denied. With the letter stating fico 850. I called my banker and they 3 way called me with recon and reversed the denial and back to pending.
Today I got the congrats statement saying approved
I guess i asked for too much credit line. So they lowered my other card line.
They said You have too much credit line and 0 debt( i paid all cards before applying) lol
If you have multiple chase cards try lowering your credit amount you are applying for
Heck, ever PLAN to sell something on ebay? Oh look, you have a business that just hasn't earned any income yet but you can certainly PLAN to....
Apply as sole proprietor, using your SSN as the tax ID.
I have a large purchase coming up that would hit the $6k required spend, but it's going to be a bit difficult with only $3k available credit.
TIA
I have a large purchase coming up that would hit the $6k required spend, but it's going to be a bit difficult with only $3k available credit.
TIA
Is your single purchase >3k? if not, you can payoff immediately and reclaim 3K again for other transactions.
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