if you got address errors, change your Walmart address to be the EXACT match of your carrier billing address.
There is no benefit to paying 60% or 90% down. Just get the phone, and you can pay it off by calling Verizon or AT&T. No need to stand in line in store.
This is very important for those of you doing this deal and trading in a phone. Do NOT mail in. Take it to a Corporate Store! Doesn't matter if it's AT&T or Verizon. Resist all temptation to mail in. Get a receipt to verify what you traded in! Don't believe the store employee if told you have to mail in.
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expiredProudToBeAnIndian posted Nov 17, 2022 11:58 PM
Apple iPhone 14 (Verizon or AT&T Postpaid) + $300 Walmart GC
$799
$1,099
27% off
& More + Free S&H (Activation/Upgrade + 1-month service req'd)at Walmart
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In 2019 I lined up in store and purchased 2 phones in store. It was $350 actual gift cards back then, they were loaded and activated at the time of phone purchase but they said the funds should be available after 4 hours back then.
In 2020 I did 2 lines again but it was only $300 gift cards but via email. The emailed gift cards and PIN codes came in a few hours after the phone purchases.
In 2021 I got smarter. I booked each phone's activation appointment 1 day apart. This time I upgraded 3 lines. The first $300 credit came in within 2 hours of paying for the first phone upgrade. So for the second phone's activation the next day, I used the first phone's gift card and paid down $300. Same with the 3rd phone upgrade the following day as the second phone's gift card email came in shortly same day after they processed the second activation. Therefore I am left with only 1 $300 gift card to spend later. Yes I went there 3 days in a row, lucky it's only 4 miles away and you get to reserve the phone size and color you wanted on their available phones on-hand list.
You DO NOT get monthly billing credits. This way you are never tied up for 3 years because billing credits balance is forfeited if you cancel or port out. The only situation where you may get billing credits is if you did a trade in and received $800 credit or whatever corporate ATT was promoting. But then you are REALLY tied up for 36 months if you wanted the $800 or whatever the ATT trade in promo was offering. The trade in promo billing credit deal is ONLY worth it if you plan on staying with ATT for 3 years AND if they were giving you $800 for an old cracked phone. I have never done this because the trade in promotions always required a plan change for me. Sorry I can not shed any light on this type of deal stacking as I do not want my grandfathered plan changed. Perhaps someone who has traded in as well as received the $300 gift card can share their experience here.
Please note, you ARE required to do the installment plan. There must be some kind of cell carrier kickback commissions for installment plans along with the line upgrade or new line activation commissions to the retailer. The monthly installment amount to be paid is dependent on how much you pay up front during checkout. So if the phone is $1049 and you pay down $849 plus your state's sales tax on the full amount, it will leave you with a $200 balance due, your monthly installments would be $200/36 months = $5.56 per month.
After 2 billing cycles (probably when the cell carrier commissions are paid due to Net60 terms) you can pay off your remaining balance via the ATT website and then cancel and go to another carrier and request the unlock code via their unlocking portal entering your IMEI number and cell phone number and email address. It usually takes a few days for the unlock email with the codes to arrive, a few times it came same day as submission.
For me I pay them off right before the next year's promos and request the unlock, unless I need a phone to be unlocked sooner due to international travel etc, then I would pay off that line ASAP as it may take a few days to process the unlock. Once the installments are paid off, I can quickly upgrade again via Walmart Black Friday promo, wash, rinse and repeat.
So to sum it up, you will receive your $300 gift card via email shortly after the phone purchase and activation. If you want the phone unlocked as soon as possible, do not do trade in billing credits and be tied up for 36 months. Pay down as much as you can at the time of purchase. Pay off the remaining balance after 2 billing cycles and request the unlock. For iPhones you do not have to do anything after requesting the unlock. Once you receive the email that it has been approved, just insert your non-ATT SIM card and it will re-activate the phone via Apple's server and it will be unlocked permanently, it will reboot, and probably automatically do a carrier settings update right after.
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I have read multiple posts on this thread saying that one could cancel the service with Verizon in either first billing cycle or after 60 days .
So, was curious to know ,
1. Doesn't Verizon charge ETF ( early termination fee ) if we cancel the service after 30 or 60 days even if device is paid in full ?
2. Would Verizon allow you to pay off device within customer satisfaction period ( not sure if its 14 days or 30 days ) and not get caught on ETF ?
Basically , trying to understand what's the best approach to not have to pay hefty monthly service bills with Verizon and get away as early as possible after paying device in full and at the same time not break any agreement rules.
Thanks in advance for your time and valuable inputs ! Cheers !
Last year, the T&Cs of the Walmart Black Friday cell phone deal specifically said AT&T and Verizon ONLY, Sprint was not eligible for any deal only everyday low prices (upgrades). The year before, AT&T, Verizon, and Sprint were supported, but Sprint is in-store only while the other two can be done either way.
I don't see in this year's T&Cs anywhere where T-Mobile is even mentioned, are you sure they're actually in on the deal? Remember this is T-Mobile we're talking about here, the carrier that pulled out of all national retailers because they were too cheap (in quality) and didn't want anyone except their own stores and dealers making money. The same T-Mobile that takes your old phone for a sham "trade-in" and shackle you with 3 years worth of "bill credits" (T-Mobile speak for contract). T-Mobile, the most consumer-hostile and dishonest carrier in the US today.
What's the cheapest way to get a phone with no service?
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looking at the history of Walmart, its going to be shit show when ordered online. in store i am not sure how this will be handled.
Iphone 15 is going to have USB-C .
Btw , assuming it is as simple as paying off in store within 30 days , then I assume the phone still remains locked till 60 days, right ?
Also not sure in this promotion, if they will allow us to get cheaper unlimited plans unlike those which starts at 60 - 80 $ per month .
Has there been a more recent announcement that specified they would implement USB-C?
Additionally, the Mark Gurman, the most reliable Apple leaker, has stated that next year's iPhones are the ones that are most likely to receive it. There are also reports lately that the iPhone 15 Pro's will receive Thunderbolt, while the lower tier iPhone 15's will receive USB-2 limited USB-C ports.
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Are you able to use a virtual Apple gift card obtained from AMEX as payment on the Apple website? You use a lot less AMEX points redeeming the points for a gift card than purchasing the iPhone directly from AMEX's Holiday Catalog.
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