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PayPal Cashback Mastercard® - Earn Unlimited 3% cash back when you check out with PayPal* Plus, get 2% cash back on all other eligible purchases

+11 Deal Score
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https://www.paypal.com/credit-app...lsrc=aw.ds

Earn 3% cash back when you check out with PayPal*
Plus, get 2% cash back on all other eligible purchases
No limit to the cash you can earn, no annual fee**
Plus, there's no impact to your credit bureau score if you're not approved.‡‡‡

‡‡‡Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. An approved PayPal Cashback Mastercard application will result in a hard credit inquiry, which may impact your credit bureau score.
*Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
**See Terms & Rates for New Accounts.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Joined Jan 2005
L9: Master
> bubble2 4,616 Posts
682 Reputation
SonofZeus
12-04-2022 at 12:55 PM.

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12-04-2022 at 12:55 PM.
++no min balance to cashout rewards++
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Joined Nov 2008
L4: Apprentice
> bubble2 448 Posts
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toofast4yourazz
12-04-2022 at 03:35 PM.
12-04-2022 at 03:35 PM.
"2% cash back on all other eligible purchases" — what are considered "eligible purchases"?

Nvm, found it: Automatically earn Cash Rewards on each Eligible Purchase:

Earn 3% on Eligible Purchases you make using your Card Account through your PayPal account (online or in-store), or when you use your Card Account to send money to other PayPal users through your PayPal account.
Earn 2% on Eligible Purchases made everywhere else that Mastercard is accepted.
Earn 2% on any Eligible Purchases made by any authorized user(s). In the event an authorized user is, in the future, able to add their Card to their PayPal account, then Eligible Purchases made by such authorized user through their PayPal account or when sending money to other PayPal users through their PayPal account will earn 3% Cash Rewards and Eligible Purchases made everywhere else that Mastercard is accepted will continue to earn 2% Cash Rewards.
An adjustment may reduce Cash Rewards in an amount up to the amount of any Cash Rewards originally earned on the Eligible Purchase.
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Joined Feb 2013
L5: Journeyman
> bubble2 943 Posts
139 Reputation
LucyRubyLakeland
12-04-2022 at 03:56 PM.
12-04-2022 at 03:56 PM.
That's nothing new as far as I know
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Joined Jun 2019
L3: Novice
> bubble2 100 Posts
10 Reputation
DavidsAwesome
12-04-2022 at 03:56 PM.
12-04-2022 at 03:56 PM.
I have this card and I love it. Curious to see other peoples opinions though. Only downside I've ran into is that Costco only accepts visa in-store.
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Joined Aug 2022
Ogrest of Ogres
> bubble2 266 Posts
90 Reputation
TheOgre
12-04-2022 at 03:58 PM.
12-04-2022 at 03:58 PM.
I have this card specifically for the 2% and 3% savings. It's been great, just used the 3% when purchasing our new mini-splits for the house and got a sizable discount.
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Joined Nov 2012
L5: Journeyman
> bubble2 892 Posts
97 Reputation
MozVolta
12-04-2022 at 04:06 PM.
12-04-2022 at 04:06 PM.
If I'm not mistaken a couple of weeks back it had a "spend $500 get $200" welcome bonus, which doesn't look to be there anymore. Wonder if I should wait for the offer to come back...
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Joined Feb 2017
L5: Journeyman
> bubble2 579 Posts
264 Reputation
3JABO
12-04-2022 at 04:33 PM.

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12-04-2022 at 04:33 PM.
Lol nah. Don't need them shutting down my card for having a different opinion.
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Joined Apr 2005
NeverPayRetail
> bubble2 2,387 Posts
472 Reputation
dealjumpr
12-04-2022 at 04:54 PM.
12-04-2022 at 04:54 PM.
Can't sign up if no bonus
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Joined Oct 2014
L1: Learner
> bubble2 24 Posts
14 Reputation
brassrat88
12-04-2022 at 04:56 PM.
12-04-2022 at 04:56 PM.
The Chase Flex card is currently offering 5% cash back when checking out with PayPal. I would max out spending on that card first before switching to the PayPal Cashback MC.
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Joined Jan 2010
L6: Expert
> bubble2 1,893 Posts
472 Reputation
Junkbot
12-04-2022 at 04:58 PM.
12-04-2022 at 04:58 PM.
Paypal trying to get its customers back...
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Joined May 2009
L10: Grand Master
> bubble2 6,070 Posts
jkloisdafoiwdaf
12-04-2022 at 05:39 PM.

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12-04-2022 at 05:39 PM.
Customer service on this card is so bad, don't expect anything from them. Good luck opening a charge back with this card...
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Joined Apr 2007
L7: Teacher
> bubble2 2,651 Posts
1,082 Reputation
barcode
12-04-2022 at 05:53 PM.
12-04-2022 at 05:53 PM.
Seems to be better than Citi double cash back. 3% will come in handy during the quarters where certain categories aren't available anymore for the 5%. Any thoughts?
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Joined Apr 2017
L3: Novice
> bubble2 197 Posts
218 Reputation
Desmond19
12-04-2022 at 06:16 PM.
12-04-2022 at 06:16 PM.
I am getting this error "Sorry, we can't offer you this card right now.

But you can still use your PayPal account to shop, pay, and more."
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Joined Sep 2011
L7: Teacher
> bubble2 2,608 Posts
227 Reputation
Crazyheaven
12-04-2022 at 06:18 PM.
12-04-2022 at 06:18 PM.
Quote from jkloisdafoiwdaf :
Customer service on this card is so bad, don't expect anything from them. Good luck opening a charge back with this card...
It use to be much better. I wonder what happened.
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