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Citi® Diamond Preferred® Card: 0% Intro Balance Transfer APR for 21 Months

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Citi is offering 0% Intro APR for 21 months on balance transfers for the Citi® Diamond Preferred® Card. No annual fee.

Card Details:
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.


Rates & Fees

Read our review on the Citi® Diamond Preferred® Card

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Mar 2005
L9: Master
> bubble2 4,208 Posts
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thegman230
01-11-2023 at 08:02 PM.
01-11-2023 at 08:02 PM.
Crazy 5 percent fee?? Lol forget it
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Joined Jan 2012
L3: Novice
> bubble2 247 Posts
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Joe1199
01-11-2023 at 08:38 PM.
01-11-2023 at 08:38 PM.
Quote from thegman230 :
Crazy 5 percent fee?? Lol forget it
Balance transfer fees are usually 3-5%. Can you recommend any other cards with a lower fee and 0% apr?
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Joined Dec 2016
L2: Beginner
> bubble2 34 Posts
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jak10987
02-03-2023 at 07:42 PM.
02-03-2023 at 07:42 PM.
Quote from Joe1199 :
Balance transfer fees are usually 3-5%. Can you recommend any other cards with a lower fee and 0% apr?

Any other credit card deals at the moment tbh. I just did a BOA cash rewards card for only 3%
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Joined Apr 2018
L1: Learner
> bubble2 17 Posts
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JB8666
10-28-2023 at 04:56 PM.
10-28-2023 at 04:56 PM.
Quote from Joe1199 :
Balance transfer fees are usually 3-5%. Can you recommend any other cards with a lower fee and 0% apr?

Exactly, if they're usually 3-5% why is it posted? The gman230 is right - Crazy 5 percent fee, but It's the norm. Definitely not a slickdeal.
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