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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,279 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as ZelleĀ®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,279 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Nov 2005
L6: Expert
> bubble2 1,567 Posts
574 Reputation
Kublakhan
01-13-2023 at 01:57 PM.

Our community has rated this post as helpful. If you agree, why not thank Kublakhan

01-13-2023 at 01:57 PM.
Quote from Arcanlaw :
No, the $15k is only on the savings side. checking side just needs the dd of $500 total.
You don't need to direct deposit $500. There's no minimum on the direct deposit as long as it is at least $1.
2
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-13-2023 at 01:57 PM.
01-13-2023 at 01:57 PM.
Quote from tenderidol :
It's been a while since I opened a checking/savings accounts. What do they use for checking credit scores? Need to unfreeze wife's accounts.
Thanks!
They don't check credit scores for checking/savings accounts.
2
Reply
Joined Jan 2007
L5: Journeyman
> bubble2 934 Posts
129 Reputation
TruongKy
01-13-2023 at 02:00 PM.
01-13-2023 at 02:00 PM.
Quote from Arcanlaw :
Yep.

https://www.chase.com/personal/sa...rest-rates

What garbage... why would they draw attention to this stupidity.

That's about $115 in lost interest by parking 15k there. Dumb.
Our loss is their gain!
1
2
Reply
Joined May 2007
L10: Grand Master
> bubble2 8,342 Posts
3,076 Reputation
diavolo33
01-13-2023 at 02:01 PM.

Our community has rated this post as helpful. If you agree, why not thank diavolo33

01-13-2023 at 02:01 PM.
Quote from addictedsaver :
They don't check credit scores for checking/savings accounts.
Quote from tenderidol :
It's been a while since I opened a checking/savings accounts. What do they use for checking credit scores? Need to unfreeze wife's accounts.
Thanks!

They need to access your credit report to verify your identity (soft pull).
5
Reply
Joined Sep 2008
L10: Grand Master
> bubble2 7,484 Posts
719 Reputation
DogAndPony
01-13-2023 at 02:02 PM.
01-13-2023 at 02:02 PM.
Darn, I'm not eligible. Got my free $500 last year. Oh well. I've opened and closed Chase bank accounts a number of time for bonuses and have never had an issue. It's not like US Bank.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
01-13-2023 at 02:03 PM.
01-13-2023 at 02:03 PM.
Quote from diavolo33 :
They need to access your credit report to verify your identity (soft pull).
Ugh... I'm blanking on the name of that company that specifically handles bank accounts... we might have put a freeze on that one, too. Time to dig out some paperwork.
Found it: ChexSystems
Reply
Joined Jul 2007
L10: Grand Master
> bubble2 6,342 Posts
2,202 Reputation
Pctek4456
01-13-2023 at 02:03 PM.

Our community has rated this post as helpful. If you agree, why not thank Pctek4456

01-13-2023 at 02:03 PM.
Quote from tenderidol :
Ugh... I'm blanking on the name of that company that specifically handles bank accounts... we might have put a freeze on that one, too. Time to dig out some paperwork.
chexSystems
3
Reply

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Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-13-2023 at 02:04 PM.
01-13-2023 at 02:04 PM.
Quote from tenderidol :
Ugh... I'm blanking on the name of that company that specifically handles bank accounts... we might have put a freeze on that one, too. Time to dig out some paperwork.
Oh yeah, you would need to unfreeze ChexSystems
Reply
Joined Nov 2005
L6: Expert
> bubble2 1,567 Posts
574 Reputation
Kublakhan
01-13-2023 at 02:05 PM.
01-13-2023 at 02:05 PM.
My spouse and I last did this offer in 2019 when the bonus was $600. Thanks for the easy $1800, Chase.
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
01-13-2023 at 02:05 PM.
01-13-2023 at 02:05 PM.
Quote from Pctek4456 :
chexSystems
Posted at the same time Smilie
Repped
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
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Original Poster
addictedsaver
01-13-2023 at 02:06 PM.
01-13-2023 at 02:06 PM.
Quote from diavolo33 :
They need to access your credit report to verify your identity (soft pull).
true!
Reply
Joined Feb 2006
L10: Grand Master
> bubble2 19,681 Posts
8,878 Reputation
tenderidol
01-13-2023 at 02:07 PM.
01-13-2023 at 02:07 PM.
Quote from diavolo33 :
They need to access your credit report to verify your identity (soft pull).
Do I need to unfreeze her reports for a soft pull? Thanks!
Reply
Joined May 2006
L5: Journeyman
> bubble2 799 Posts
1,052 Reputation
Jackalope
01-13-2023 at 02:08 PM.
01-13-2023 at 02:08 PM.
Quote from WuyiL :
Chase private client offers 2K, which looks better.
Sure, if you have $250,000 to deposit and let sit for 90 days!

https://account.chase.com/consume...lsrc=aw.ds
4
Reply
Joined May 2015
L5: Journeyman
> bubble2 639 Posts
1,380 Reputation
Original Poster
addictedsaver
01-13-2023 at 02:09 PM.
01-13-2023 at 02:09 PM.
Quote from Jackalope :
Sure, if you have $250,000 to deposit and let sit for 90 days!

https://account.chase.com/consume...lsrc=aw.ds [chase.com]
In this case is better to go with CDs or Savings account elsewhere.
Reply

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Joined Nov 2010
L9: Master
> bubble2 4,220 Posts
759 Reputation
wealthisachoice
01-13-2023 at 02:10 PM.
01-13-2023 at 02:10 PM.
Quote from addictedsaver :
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as ZelleĀ®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

https://account.chase.com/consume...ng/QK72296
Was this invitation through an email to you? I've read where Chase is sending invite only emails for this offer. If you received a code for this offer it's for YOU only and not everyone.

A few of us did this offer previously. Same time same address but different code to receive the offer.

Keep in mind there are savings accounts that are paying over 4% and Navy Federal is at 5% for a 15 month CD

For those in Tx, LA, Mississippi Origin has a 6% on checking up to 40K there are requirements.
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