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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,424 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,424 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jul 2007
L6: Expert
> bubble2 1,683 Posts
876 Reputation
guruguru
01-16-2023 at 08:29 PM.
01-16-2023 at 08:29 PM.
Quote from shooooooooter :
Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
where does it say early termination?
Reply
Joined Jun 2009
L3: Novice
> bubble2 110 Posts
18 Reputation
snagit
01-16-2023 at 08:40 PM.
01-16-2023 at 08:40 PM.
what is coupon enrollment meaning in this? Is it same as account opening date? If I open account on 4/19, am I still eligible to receive bonus if I complete direct deposit 90 days from 4/19?

"Have your direct deposit made to this account within 90 days of coupon enrollment".
Reply
Joined Jul 2006
L7: Teacher
> bubble2 2,304 Posts
279 Reputation
johndoe35
01-16-2023 at 08:46 PM.
01-16-2023 at 08:46 PM.
Quote from damzeni1 :
Your math is off. It's $900 after 90 days + 15 days until deposit is made. Return is lower than 2% a month.
It's ~23% for the year.
Reply
Joined Sep 2005
L3: Novice
> bubble2 157 Posts
170 Reputation
vadapav
01-16-2023 at 10:01 PM.
01-16-2023 at 10:01 PM.
Tried applying for the combo. I got the error "based on the information you provided, we can not open an account". My credit score is 800+, not sure why they would deny. I don't have freeze on credit reports and I have not been a customer for 5 years. Only had chase credit card 5 years back.
Reply
Joined Nov 2011
L5: Journeyman
> bubble2 908 Posts
613 Reputation
turbunatorcf
01-16-2023 at 10:26 PM.
01-16-2023 at 10:26 PM.
I closed my chase accounts few months back. Anyone knows how long I have to wait before I can open the account again and take advantage of this offer?
1
Reply
Joined Feb 2016
...confuzed
> bubble2 3,295 Posts
650 Reputation
dazedxxx
01-17-2023 at 04:21 AM.
01-17-2023 at 04:21 AM.
Quote from turbunatorcf :
I closed my chase accounts few months back. Anyone knows how long I have to wait before I can open the account again and take advantage of this offer?

90 days
Reply
Joined Dec 2005
LX: The One
> bubble2 3,597 Posts
895 Reputation
Arcanlaw
01-17-2023 at 04:56 AM.
01-17-2023 at 04:56 AM.
Quote from onkel18 :
You're inky parking it there for 90 days
That's approximately the lost interest after 90 days, assuming 3% interest which is relatively common in savings accounts now.

After taxes it's still a $500 gain - nothing to sneeze at. I'll just never understand why this bank is drawing attention to their "savings account" when that account is earning nothing. Seems like a dumb marketing move that is only going to attract us SD types: pump, wait 3 months, dump.
Reply

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Joined Jun 2007
L3: Novice
> bubble2 237 Posts
45 Reputation
sultan
01-17-2023 at 06:30 AM.
01-17-2023 at 06:30 AM.
Can I refer someone for the checking account?
Reply
Joined Jun 2011
L1: Learner
> bubble2 11 Posts
10 Reputation
twinlabs
01-17-2023 at 07:00 AM.
01-17-2023 at 07:00 AM.
what is the expiration date?
Reply
Joined Jun 2011
L1: Learner
> bubble2 11 Posts
10 Reputation
twinlabs
01-17-2023 at 07:02 AM.
01-17-2023 at 07:02 AM.
Quote from vadapav :
Tried applying for the combo. I got the error "based on the information you provided, we can not open an account". My credit score is 800+, not sure why they would deny. I don't have freeze on credit reports and I have not been a customer for 5 years. Only had chase credit card 5 years back.
thought it was only a soft pull.
Reply
Joined Jun 2011
L1: Learner
> bubble2 11 Posts
10 Reputation
twinlabs
01-17-2023 at 07:04 AM.
01-17-2023 at 07:04 AM.
Quote from LaughinGass :
Actually there is, because you will be paying a collective $17/mo in account maintenance fees for an account you don't use. Are you new at this?
not if you keep the $15k in the savings, no maint. fees
Reply
Joined Jun 2018
New User
> bubble2 15 Posts
10 Reputation
RajeshR1097
01-17-2023 at 07:09 AM.
01-17-2023 at 07:09 AM.
On11th Jan I have opened the checking and saving account with 600$ coupon. Anyone guide me here what is the procedure to match with this 900$ coupon.
In the conversion I have seen Chase will match the coupon if the account was opened within 21 days.
Reply
Joined Jun 2011
L1: Learner
> bubble2 11 Posts
10 Reputation
twinlabs
01-17-2023 at 07:11 AM.
01-17-2023 at 07:11 AM.
Quote from fangtl :
Can you direct me to where you saw this?
so, essentially think of it as a 6 mo CD.
Reply
Joined Aug 2017
L3: Novice
> bubble2 151 Posts
37 Reputation
vintagestx
01-17-2023 at 07:31 AM.
01-17-2023 at 07:31 AM.
I received the $225 checking bonus in Jan 2022, but the account has now been closed since September. Does this mean I am not eligible?
Reply

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Joined Mar 2016
NewUser18
> bubble2 48 Posts
78 Reputation
NewUser18
01-17-2023 at 07:47 AM.
01-17-2023 at 07:47 AM.
I was able to call today and close my account on phone. I am planning to open new accounts on 4/18.
Reply
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