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Open New Chase Total Checking & Chase Savings Accounts w/ Direct Deposit, Get Expired

$900 Bonus
(w/ $15K+ Minimum Initial Deposit) & More
+343 Deal Score
483,279 Views
Chase has select Bonus Offers when you open a New Checking and/or Savings Account with the terms listed below.

Thanks to Community Member addictedsaver for posting this deal.

Note: Instructions below are for opening account(s) online; to open account(s) in person, enter your email address on the promotion page and you will receive a coupon via email to take to your nearest Chase branch.

Offers/Instructions:
  • $300 Bonus when you open a New Chase Total Checking Account:
    1. Click "Open an account" under "Get $300 Chase Total Checking" on the promotion page to open a new Chase Total Checking account, which is subject to approval
    2. Have your direct deposit made to this account within 90 days of coupon enrollment.
      • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
      • After you have completed all the above checking requirements, Chase will deposit the bonus in your new account within 15 days
  • $200 Bonus when you open a New Chase Savings Account:
    1. Click "Open an account" under "Get $200 Chase Savings" on the promotion page to open a new Chase Savings account, which is subject to approval
    2. Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment
    3. Maintain at least a $15,000 balance for 90 days from the coupon enrollment.
      • The new money cannot be funds held by you at Chase or its affiliates.
      • After you have completed all the above savings requirements, Chase will deposit the bonus in your new account within 15 days.
  • $900 Bonus when you open BOTH of the above accounts:
    1. Click "Open an account" under "Get $900 for both (an extra $400 bonus) Chase Total Checking + Chase Savings" on the promotion page to open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus.
      • After you have completed all requirements, Chase will deposit the remaining bonus due in your new account within 15 days.

Original Post

Written by
Edited January 14, 2023 at 10:28 PM by
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
in Finance (3) Chase Consumer Bank
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Deal
Score
+343
483,279 Views
$900 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,212 Comments

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Featured Comments

Early Account Termination Fee
If you close either account within 6 months of account opening, you will forfeit the bonus.
23% return on investment, not bad at all.

$900 / $15,500 = 0.058

0.058 * 4 quarters = 23%
lol what? You're getting $900 for 90 days with $15,000. You need to redo your math.

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Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
04-26-2023 at 03:01 PM.
04-26-2023 at 03:01 PM.
Quote from freebies4me2 :
Deposited 15K on 2/6/23. Got the $200 in saving and $400 bonus deposited in checking. $300 received 2 months ago after 1st DD in checking.
When did you open the account ? I opened on 1/20 and deposited on 1/30 blue tick is done and yet to get bonus !!
1
Reply
Joined Sep 2009
L7: Teacher
> bubble2 2,442 Posts
166 Reputation
PoLusImo
04-26-2023 at 06:11 PM.
04-26-2023 at 06:11 PM.
The bonus tracker would show the date as well. We're on the same timeline, and I was hoping to get the bonus yesterday, but the tracker says I should get it by 5/2, so probably next Tuesday. They pay bonuses on Tuesdays.
Quote from VET86 :
When did you open the account ? I opened on 1/20 and deposited on 1/30 blue tick is done and yet to get bonus !!
1
Reply
Joined Aug 2018
L4: Apprentice
> bubble2 424 Posts
154 Reputation
Mawsu
04-26-2023 at 06:31 PM.
04-26-2023 at 06:31 PM.
Quote from dannysporea :
This is turning into a s**t show
I opened both accounts on 1/15, deposited the 15k to savings on 1/18 and now I get this stupid answer from Chase:

WTF??!!
did you transfer the money directly to your savings or you transferred first to checking and then savings?
Reply
Joined Jul 2022
L2: Beginner
> bubble2 34 Posts
67 Reputation
VET86
04-27-2023 at 04:39 AM.
04-27-2023 at 04:39 AM.
Quote from PoLusImo :
The bonus tracker would show the date as well. We're on the same timeline, and I was hoping to get the bonus yesterday, but the tracker says I should get it by 5/2, so probably next Tuesday. They pay bonuses on Tuesdays.
Yes same here. Tracker says 5/2
Reply
Joined Nov 2013
L2: Beginner
> bubble2 29 Posts
25 Reputation
dannysporea
04-27-2023 at 04:58 AM.
04-27-2023 at 04:58 AM.
Quote from Mawsu :
did you transfer the money directly to your savings or you transferred first to checking and then savings?
Yes, directly to savings. And finally got both bonuses on 4/25, which would be about 97 days after the deposit.
1
Reply
Joined Dec 2012
L3: Novice
> bubble2 125 Posts
10 Reputation
LanceM
04-27-2023 at 07:38 AM.
04-27-2023 at 07:38 AM.
Deleted
Reply
Last edited by LanceM April 27, 2023 at 08:02 AM.
Joined Aug 2018
L4: Apprentice
> bubble2 424 Posts
154 Reputation
Mawsu
04-27-2023 at 08:17 AM.
04-27-2023 at 08:17 AM.
Quote from dannysporea :
Yes, directly to savings. And finally got both bonuses on 4/25, which would be about 97 days after the deposit.
good result finally !
Reply

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Joined Sep 2008
L5: Journeyman
> bubble2 990 Posts
240 Reputation
JV13
04-29-2023 at 07:30 AM.
04-29-2023 at 07:30 AM.
Got the bonus today. How long until we can move the money out and cancel? Do we have to hold the money in the account for 6 months?
Reply
Joined May 2005
L6: Expert
> bubble2 1,906 Posts
1,670 Reputation
Pro
Crazy8
04-29-2023 at 08:16 AM.
04-29-2023 at 08:16 AM.
Quote from JV13 :
Got the bonus today. How long until we can move the money out and cancel? Do we have to hold the money in the account for 6 months?
To be safe I'd keep the accounts open for 6 months, but you don't need to keep $15,000 in savings account. To avoid fees, minimum balance:
Total Checking: $1,500, otherwise $12/month
Savings: $300, otherwise $5/month
1
Reply
Joined Sep 2008
L5: Journeyman
> bubble2 990 Posts
240 Reputation
JV13
04-29-2023 at 08:48 AM.
04-29-2023 at 08:48 AM.
Quote from Crazy8 :
To be safe I'd keep the accounts open for 6 months, but you don't need to keep $15,000 in savings account. To avoid fees, minimum balance:
Total Checking: $1,500, otherwise $12/month
Savings: $300, otherwise $5/month

I left $200 in the checking for a few months and there's no fees
Reply
Joined May 2005
L6: Expert
> bubble2 1,906 Posts
1,670 Reputation
Pro
Crazy8
04-29-2023 at 08:52 AM.
04-29-2023 at 08:52 AM.
Quote from JV13 :
I left $200 in the checking for a few months and there's no fees
When you had $15,000 in savings? No fee for total checking if you have combined balance of $5,000 across accounts. The post above was for minimum balance past 90 days.
Reply
Joined Sep 2008
L5: Journeyman
> bubble2 990 Posts
240 Reputation
JV13
04-29-2023 at 09:25 AM.
04-29-2023 at 09:25 AM.
Quote from Crazy8 :
When you had $15,000 in savings? No fee for total checking if you have combined balance of $5,000 across accounts. The post above was for minimum balance past 90 days.

Makes sense. 👍
Reply
Joined Jun 2014
New User
> bubble2 2 Posts
10 Reputation
bryantruong
04-29-2023 at 10:48 AM.
04-29-2023 at 10:48 AM.
Quote from addictedsaver :
Get $300 with a new checking account and another $200 with a new savings account with qualifying activities. Plus, get an extra $400 bonus when you open both accounts at the same time. TOTAL $900.

Checking offer is not available to existing Chase checking customers. Savings offer is not available to existing Chase savings customers. Both offers are not available to those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking and one new savings account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use.

To receive the checking bonus:
1) Open a new Chase Total Checking account, which is subject to approval;

AND 2) Have your direct deposit made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 15 days.

To receive the savings bonus:
1) Open a new Chase SavingsSM account, which is subject to approval;

2) Deposit a total of $15,000 or more in new money into the new savings account within 30 days of coupon enrollment;

AND 3) Maintain at least a $15,000 balance for 90 days from the coupon enrollment. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 15 days.

To receive the extra bonus:
You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new account within 15 days.

To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

Open link in incognito if it doesn't work

https://account.chase.com/consume...ng/QK72296
Anyone complete this? Which account does the final $400 bonus show up in? It just says "the new account". I assume this is the savings account?
Reply
Joined Jul 2018
L2: Beginner
> bubble2 91 Posts
26 Reputation
prs98
04-29-2023 at 11:33 AM.
04-29-2023 at 11:33 AM.
anyone has an extra code ?
Reply

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Joined Jan 2010
L1: Learner
> bubble2 6 Posts
10 Reputation
tanster66
04-29-2023 at 02:21 PM.
04-29-2023 at 02:21 PM.
People keep posting about not closing any of the accounts for 6 months, and saying it's in the fine print but haven't provided a source. I haven't seen anything regarding that.
Reply
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