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expiredBrandons8560 posted Jan 25, 2023 2:41 AM

Truist Bank: Open Eligible Checking Account w/ 2 Direct Deposits Totaling $1000

& Get $400 Cash Bonus

(Select States)
325 Comments
126K Views
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Deal Details
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Truist is offering a $400 Cash Bonus (deposited to your account) when you open an Eligible Checking account and Make 2 Direct Deposits Totaling $1000 or More Within 90 Days of Account Opening.

Thanks to Community Member Brandons8560 for finding this deal.
  • Open a new checking account by 04/14/2023.
  • Make 2 direct deposits totaling $1000 or more within 90 days of account opening.
  • The $400 bonus will be added to your new account within 4 weeks of completing qualifying activity requirements.
  • Offer is valid in AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
Account Opening and Enrollment Instructions:
  • To open and enroll your new account in the promotion, visit the offer landing page and start an online application. Enter CHKQ123TRUIST1 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.
  • Or visit a Truist branch and ask a representative to enroll you in the Truist One Checking $400 Offer Q1 2023, using Promo Code CHKQ123TRUIST1, when opening your account.

Editor's Notes

Written by citan359 | Staff
  • About this offer:
    • You can view Truist's full terms and conditions here.
  • Additional Note:
    • Please refer to the Forum Thread for additional discussion regarding this deal.

Original Post

Written by Brandons8560

Community Voting

Deal Score
+71
Good Deal
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Top Comments

moizshah
1Comments
14Reputation
$12 Monthly Fee. $30 Closing Account Fee.
Go to Comment
Kirby64
57Comments
14Reputation
The $30 closing fee only applies to 'Charged Off' accounts AKA accounts in delinquency. There should be no fee (that I can see in their fee schedules) for closing an account. You should be plenty fine to just close the account after you get the promo cash.
Go to Comment
mikebacker
1.4KComments
337Reputation
Rich people? not really... People with jobs or retirement income? Yes

If you can't handle depositing $1000 into an account over the next three months, then you need a job, not Slickdeals.
Go to Comment

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326 Comments

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Jan 27, 2023 1:52 AM
943 Comments
Joined Sep 2006
dingdong123Jan 27, 2023 1:52 AM
943 Comments
Quote from preetam :
it pops up an error message asking can't process online and visit nearest bank when when we choose non resident alien
It's common. They need visa copy, w8 and other additional docs.
Jan 27, 2023 2:08 AM
377 Comments
Joined Mar 2021
FancySofa6464Jan 27, 2023 2:08 AM
377 Comments

Our community has rated this post as helpful. If you agree, why not thank FancySofa6464

Quote from moizshah :
$12 Monthly Fee. $30 Closing Account Fee.
Where did you get the $30 closing account fee? I only see $30 for charged off status account closures.
1
Jan 27, 2023 2:41 AM
595 Comments
Joined Mar 2009
scorpicJan 27, 2023 2:41 AM
595 Comments
Quote from Kublakhan :
Truist holds my mortgage but won't let me open a checking account.
why? it holds my mortgage also, but i haven't tried to open the checking account yet.
Jan 27, 2023 2:41 AM
448 Comments
Joined Jul 2012
SpkspkJan 27, 2023 2:41 AM
448 Comments
Quote from moizshah :
$12 Monthly Fee. $30 Closing Account Fee.
Any min balance to avoid monthly fee? Thanks
Jan 27, 2023 4:55 AM
44 Comments
Joined Apr 2020
CleverRecess6726Jan 27, 2023 4:55 AM
44 Comments
Monthly direct deposits over $500
Jan 27, 2023 5:40 AM
12 Comments
Joined May 2019
AllenE11Jan 27, 2023 5:40 AM
12 Comments
Quote from Spkspk :
Any min balance to avoid monthly fee? Thanks
The MMF can be waived for the Truist One Checking account for each statement cycle by:
- Making $500 or more in total qualifying Direct Deposits1 per statement cycle OR
- Maintaining a total combined ledger balance2,3 of $500 or more in any Truist related
accounts4 across personal deposits and all investments as reflected on the
business day before your statement cycle end date OR
- Having a personal Truist credit card, mortgage or consumer loan, excluding
LightStream® OR
- Having a linked Small Business Checking Account5 OR
- Students under the age of 25
1
Jan 27, 2023 5:54 AM
14 Comments
Joined Oct 2021
MemphiscbriderJan 27, 2023 5:54 AM
14 Comments
Quote from BIG_HARRY_SACKS :
Dafuq? Maybe because I'm not in the right state?

Thank you for applying for a Truist Deposit Account online. Unfortunately, we can't approve your application at this time.
Our decision is based on information we received from the consumer reporting agency listed below. This consumer reporting agency didn't make the decision and can't provide you with the specific reasons why your application wasn't approved. Since this decision was based in whole or in part on information from this consumer reporting agency, under the Fair Credit Reporting Act, you're entitled to access the information they provided us.
We obtained your consumer score from ChexSystems and used it in making our account opening decision. Your consumer score is a number that reflects the information in your consumer report. Your consumer score can change depending on how the information in your consumer report is updated or modified.
You also have the right to receive your free copy of your consumer report directly from the consumer reporting agency. To do this, simply request it within 60 days of this notice. You also have the right to contact the consumer reporting agency and dispute the accuracy or completeness of any information within their report.
To receive this information, contact:
ChexSystems
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
1.800.428.9623
https://www.chexsystems.com/
Scores range from 100 to 899
Your consumer score:
Date score was obtained: 01/25/2023
Key factors that adversely affect your score:
Try using a VPN first go connect to a state that's listed. May work. May not work

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Jan 27, 2023 9:39 AM
58 Comments
Joined Sep 2015
niremetalJan 27, 2023 9:39 AM
58 Comments
I'm getting an error message saying the code is invalid or expired. Tried it three times on two devices.
Jan 27, 2023 11:51 AM
89 Comments
Joined Apr 2013
ggshopping11Jan 27, 2023 11:51 AM
89 Comments
Quote from Gandalf_The_Gay :
No sh*t sherlock, my state is not in the list but then why reject me based on consumer information?
It happened to me a while ago. My credit score is almost 800, I never had any denies from other banks (and I do bank a lot with all us banks at some point), got same message. Called them. Reached the manager. She said based on info - they don't want to do business with me😆 no explanation why
Jan 27, 2023 11:52 AM
89 Comments
Joined Apr 2013
ggshopping11Jan 27, 2023 11:52 AM
89 Comments
Quote from niremetal :
I'm getting an error message saying the code is invalid or expired. Tried it three times on two devices.
Didnubtrey incognito?
Jan 27, 2023 1:26 PM
15 Comments
Joined Nov 2016
MikkelWJan 27, 2023 1:26 PM
15 Comments
Quote from SquirtTortuga :
Dang, have to deposit $1000 in 90 days? This is only a deal for rich people.
You have to deposit just a little less than $334 a month….
Jan 27, 2023 2:42 PM
320 Comments
Joined Jul 2019
BraveHealth1818Jan 27, 2023 2:42 PM
320 Comments
Day 2 for me. Tried logging in this am and immediately locked me out. Now I have to call them.


I spoke to them and now I have to go in the my local branch and provide ID. I told them there is no reason why my account should be locked on the first try. Luckily I have a local access across my work street. Users be aware. They will automatically lock your account.
Last edited by BraveHealth1818 January 27, 2023 at 07:24 AM.
Jan 27, 2023 2:45 PM
1.7K Comments
Joined Oct 2014
Deal-R-DashJan 27, 2023 2:45 PM
1.7K Comments
I literally have a branch two blocks away and used the google search for "checking bonus" so that I was targeted for the promotion. I also have an 800+ credit score. They are either harvesting customer data or have some pretty bad IT on the back-end doing the verification.

Thank you for considering Truist for your banking needs. We will not be able to move forward with your request at this time. In review of your request, we cannot verify your application information through our digital process. If you feel this decision was received in error or that you have incorrectly input information associated with your identity, you may submit a new application on Truist.com, or visit your local Truist branch.

Code 130
Jan 27, 2023 3:17 PM
20.2K Comments
Joined Sep 2003
beowulf7Jan 27, 2023 3:17 PM
20.2K Comments

Our community has rated this post as helpful. If you agree, why not thank beowulf7

Quote from moizshah :
$12 Monthly Fee. $30 Closing Account Fee.
Regarding the monthly fee, it seems like if you maintain at least a $500 balance, they will waive it.

Edit:
Source (PDF):
https://www.truist.com/content/da...hedule.pdf
Last edited by beowulf7 January 28, 2023 at 10:07 AM.
1

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Jan 27, 2023 3:17 PM
655 Comments
Joined Nov 2003
hazzyJan 27, 2023 3:17 PM
655 Comments
Quote from BraveHealth1818 :
Day 2 for me. Tried logging in this am and immediately locked me out. Now I have to call them.
I too was locked out on day 3. Called the number, they said to go to a branch and ID check. Get to branch, they unlock, still can't login, the banker calls up some people, unlocked finally. But balance is now $0. The promo was also erased. Banker was able to reenter the promo. (Got very lucky with a good associate!) So more fun adventures ahead with sorting the $0 balance. Total rollercoaster worth every penny!

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