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IHG® Rewards Premier Credit Card Expired
175k Points
w/ $3k Spent in 1st 3-months
Best Points Offer Ever - Chase is offering 175,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the IHG® Rewards Premier Credit Card . Annual Fee is $99.
Thanks to staff member EfficientGame645 for finding this deal.
Card Details:
Slickdeals may be compensated by Chase
Thanks to staff member EfficientGame645 for finding this deal.
Card Details:
Slickdeals may be compensated by Chase
Original Post
Written by
Edited April 12, 2024
at 08:32 AM
Best Points Offer Ever - Chase is offering 175,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the IHG® Rewards Premier Credit Card. Annual Fee is $99.
Card Details:
Slickdeals may be compensated by Chase
Card Details:
- Best Points Offer Ever - Earn 175,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Platinum Elite status as long as you remain a Premier card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Slickdeals may be compensated by Chase
Created 01-27-2023
at 12:36 PM
by EfficientGame645
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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The $99 annual hotel night pays for itself, even without the bonus...especially if you have kids that do sports tournaments.
Also, don't forget when you redeem that you get 4 nights when you book 3.
Thanks sorry to ask dummy question.
No, it means your cert will cover the whole free night up to a max of a 40k/night room... but you can STILL get use of it if you instead wanted a more-than-40k room because it'll let you use the cert for 40k of the cost and then your other points to make up the difference.
This is relatively new... for both the major point-limited free night certs (IHG and Marriot) it used to be you book something at or below the max of the cert, or you didn't get to use the cert at all.
Only recently have both allowed you to add your own points on top of the max cert value for a single booking.... (and Marriot IRC caps you at 15k added points max.... IHG does not have a max AFAIK)
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UPDATE: the mystery might be solved as it seems some popular properties just don't allow points (or at least for days I was searching)
Points aren't on the card, they're on your IHG account, so still having the card or not has no impact on that.... (you would lose the OTHER booking benefits like platinum status and 4th night free though)
On top of the 55k which is easily worth more than $99 you also get:
Platinum status, Global Entry/Precheck credit, and a free night cert every year on card anniversary... (it also gives you higher reward rates per dollar spent, but honestly even the higher rate sucks for every category including IHG bookings compared to other better cards so you'll never really care about that part)
Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG® Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.*
On top of the 55k which is easily worth more than $99 you also get:
Platinum status, Global Entry/Precheck credit, and a free night cert every year on card anniversary... (it also gives you higher reward rates per dollar spent, but honestly even the higher rate sucks for every category including IHG bookings compared to other better cards so you'll never really care about that part)
It doesnt suck, its better than Bonvoy bonus, or other mileage cards ie. Citi. Also it comes with better insurances.
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The IHG card gets you 10x extra IHG points for IHG bookings (they say 26x, but that's only 10x from using this card, the other 16x you get no matter what card you use on top due to plat status and being a member at all)... at ~0.5 cents a point that's ~5 cents a point in rewards- but only usable at IHG specifically. Bonvoy is indeed marginally worse, the best getting you roughly 4.5 cents a point in rewards only usable at Marriott.
But both suck and shouldn't be used compared to better, more flexible point, cards.
Citi if you're lucky enough to still have a Prestige card gets you 5x TY points, which are worth a minimum of the same 5 cents if used in the lower-value ways of using them but are usable at virtually ALL hotels (and airlines) at that value-- and if you do point transfers the value goes even higher.... so the IHG card sucks in comparison for spend even at IHG (and it's FAR worse for spend anywhere else)
Same is true of the UR and MR cards from Chase and Amex which offer a lot more value and flexibility on your point earnings of all types of spend, even IHG spend, compared to the IHG card... Book an IHG through the chase portal on your CSR and you get 10 Chase UR for it... Who would rather have 10 IHG points than 10 chase UR? Nobody- that's who.
In short if you travel much, it never makes sense to put ANY spend on the IHG card once you earn the signup bonus compared to spending it elsewhere for better, more flexible and/or valuable, rewards on other travel cards. It DOES once in a rare while make sense putting spend on a Marriot Card-- specifically if you have an Amex one- becuase once in a while you can get an Amex offer for marriot, which stacked with the ~4.5c/dollar spent earn, lets it beat the flex point cards for that specific transaction.
It's still worth having the IHG for the free night for $99 and the platinum IHG status (which is low, but not 0, value)... but that's about it. (same with marriot cards where the other perks make them a keeper year over year, but not the normal spend rewards which likewise suck)