Link is for reference only, referral links are not allowed.
Amex is offering an all time high 90,000 MR points + $200 statement credit bonus on it's Gold card (similarly, Amex Plat has 150K MR points + 200 statement credit).
If you know someone with Amex Gold card, it's worth checking but please do so off forum. Card has a $250 annual fee. You can check other benefits from the link below.
https://card.americanexpress.com/d/gold-card/
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Sure you will find better cards.. TONS of them.
If you don't understand how spending 90 seconds reading the terms of a card offer, to earn hundreds of free dollars (potentially thousands of free dollars if you do premium travel) is better than "a free $25 once a quarter" I'm not sure any amount of explaining will help though....but here's one example anyway....
I recently booked a round trip business class ticket to Japan on ANA.... cash price was ~$7000. Instead I paid 85,000 miles (less than the amount you get with this signup offer) plus $743 in taxes. So 85,000 miles was worth $6257 to me here. Knock off the annual fee if I'd used pts from this specific offer to do it and I'm still ahead by just over $6000.
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If you're smart enough to actually use credit card rewards properly you can have both.
I don't see how you end up with either sticking to your plan where you only get $100 a year in rewards
" Great news! You now qualify for a special offer. Starting from the date this email was sent, you can earn +5 rewards on purchases at U.S. supermarkets with your American Express® Card ending in xxxx (and any Additional Card associated with this account) on up to $25,000 in combined purchases, for the next three months."
So this is an incredible offer by Amex for both parties (Best sign on bonus 90,000 points + $200 credit for new sign up) (Elevated 30,000 point for referring them + extra 5 points per $ at grocery stores)
I'm assuming gift cards at grocery stores work for this? That would be an effective 9% back
Also make sure wen signing up you are getting the best offer. A lot of referral links are not the highest available. I was lucky enough to get both highest offers on both my cards (Gold & Platinum)
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If you can do the 6k spend for 100k pts signup on the Charles Schwab card too that'll let you cash out amex points at 1.1 cents each.
But if you plan to travel AFTER this year just get an amex ED card that has no annual fee and hang on to the points for travel that way.
But if you plan to travel AFTER this year just get an amex ED card that has no annual fee and hang on to the points for travel that way.
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REFERRAL OFFER
Special Offer for You
Earn 75,000 Membership Rewards® Points
after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.†
This offer is only available on AmericanExpress.com and may not be available if you leave this webpage and return later.
Earn $200 Back
in statement credits on purchases during the first 3 months of Card Membership. Offer ends 06/07/2023. Terms Apply.†
Edit: Just noticed the offer actually shows up as 90K on desktop but 75K on mobile.