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PSA: Amex Gold SUB 90,000 MR Points + $200 Statement Credit with Referral $250

+9 Deal Score
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Link is for reference only, referral links are not allowed.

Amex is offering an all time high 90,000 MR points + $200 statement credit bonus on it's Gold card (similarly, Amex Plat has 150K MR points + 200 statement credit).

If you know someone with Amex Gold card, it's worth checking but please do so off forum. Card has a $250 annual fee. You can check other benefits from the link below.


https://card.americanexpress.com/d/gold-card/
in Credit Cards (5) Get American Express Giftcards coupons
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Dec 2010
L10: Grand Master
> bubble2 6,739 Posts
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bluking
03-18-2023 at 06:22 PM.
03-18-2023 at 06:22 PM.
Quote from PaulP6715 :
Is this one of the cards you can sort of know if you'll be approved ahead of time? They have that apply with confidence (or some other verbiage) link on some Amex cards I've seen in the past.
Yep sir
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Joined Nov 2006
L6: Expert
> bubble2 1,415 Posts
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boniam
03-18-2023 at 06:24 PM.
03-18-2023 at 06:24 PM.
Quote from mcali786 :
anyone ?
This is a rare offer and I don't have any exact experience but in past AMEX had similar offer in certain categories like Restaurant/Grocery and what it meant first X spent on first 3 months will be credited. Here are terms for this one. It looks like no strings attached.

"Up to $200 in Statement Credits on eligible purchases
You can earn up to $200 in statement credits on eligible purchases made with your American Express Gold Card within your first 3 months of Card Membership starting from the date your account is opened. In rare instances, your period to make purchases may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The statement credits will be applied 8-12 weeks after you have made the qualifying transaction(s).

Eligible purchases are purchases for goods and services minus returns and other credits and do NOT include: fees or interest charges; purchases of travelers checks; purchases or reloading of prepaid cards; purchases of gift cards; person-to-person payments; or purchases of other cash equivalents. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. To receive a statement credit, your Card account must not be past due or cancelled at the time the statement credit is posted to your Card account. You must apply by 06/07/2023"
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Joined Feb 2018
L3: Novice
> bubble2 293 Posts
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WillRep4Help
03-19-2023 at 08:13 PM.
03-19-2023 at 08:13 PM.
My referral only shows 60k, Amex must not like me...
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Joined Dec 2014
L3: Novice
> bubble2 523 Posts
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wnpstm85
03-19-2023 at 08:36 PM.
03-19-2023 at 08:36 PM.
Quote from mcali786 :
How strict is Amex with repeat bouns, I can't remember if I've had it or was it my father, but just making sure I get approved and do get the bonus

On business cards I have gotten them on 9 gold, 2 platinum, and 2 blue. I haven't cancelled a card yet. Think that helps
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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,410 Posts
71 Reputation
mcali786
03-19-2023 at 09:45 PM.
03-19-2023 at 09:45 PM.
Quote from wnpstm85 :
On business cards I have gotten them on 9 gold, 2 platinum, and 2 blue. I haven't cancelled a card yet. Think that helps
Dang Applause In my case, I think they're just looking at 4 applied carsd in the last 24 months maybe.
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Joined Jan 2010
L8: Grand Teacher
> bubble2 3,449 Posts
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Zelo
03-19-2023 at 10:02 PM.
03-19-2023 at 10:02 PM.
Quote from Eagles89 :
I have the BOA better balance credit card. No annual fee and it pays me $25 each quarter for doing nothing. You will literally not find a better card ever. I would have opened 100 cards if they let me. That would mean a free $10k/year in perpetuity. It's not offered anymore because it was too good.
QFT x 100, I charge our monthly Netflx to the BOFA BBR, pay my bill every month and receive $25 per quarter / $100 per year and $0 annual fee. Best credit card for minimal spend.

Unfortunately the party will be over soon, per DoC:

Quote :
Bank of America has announced that the Better Balance Rewards Card is being discontinued and will be forcibly converted to Bank of America Unlimited Cash Rewards World Mastercard credit card on May 16, 2023. Bank of America sent out the following letter:

We want to let you know that your Better Balance Rewards credit card will become a Bank of America Unlimited Cash Rewards World Mastercard credit card because the Better Balance Rewards® program is being discontinued.
1
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Joined May 2006
L3: Novice
> bubble2 123 Posts
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crushermeta0l
03-20-2023 at 07:12 AM.
03-20-2023 at 07:12 AM.
Quote from Zelo :
QFT x 100, I charge our monthly Netflx to the BOFA BBR, pay my bill every month and receive $25 per quarter / $100 per year and $0 annual fee. Best credit card for minimal spend.

Unfortunately the party will be over soon, per DoC:

I thought BoA cancelled $25/qtr program years back.
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Joined Dec 2014
L3: Novice
> bubble2 523 Posts
274 Reputation
wnpstm85
03-20-2023 at 08:23 AM.
03-20-2023 at 08:23 AM.
Quote from mcali786 :
Dang Applause In my case, I think they're just looking at 4 applied carsd in the last 24 months maybe.

I did all those cards in 2021 and 2022. Maybe 3 gold and Schwab platinum were in 2021. I think main thing is don't appear to be getting for bonus points. I'm gonna start cancelling gold here soon. Gonna pick up a platinum and blue before I do. Have 200k bis platinum offer with checking added and 5k blue. Will use them to pay quarterlies.
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Joined Sep 2009
L10: Grand Master
> bubble2 15,320 Posts
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Knightshade
03-20-2023 at 10:52 AM.
03-20-2023 at 10:52 AM.
Quote from crushermeta0l :
I thought BoA cancelled $25/qtr program years back.

They stopped offering the card to new people years back-- now they're force converting the remaining cardholders to something else.




Quote from Knuteski :
Does Amex still do that "deal" where if you get the Gold card, after one year, they'll send you an offer for the Platinum with the normal signup bonuses? Taking the offer simply converts your card from Gold to Platinum with no hard credit pull..

Amex sometimes makes these offers- not always specifically after 1 year and not always to everyone and not always for the max bonus.

For example twice now I've gotten an upgrade offer on an Amex Everyday to an EDP...first time was after I've had the everyday for about 18 months and took it...then after a year I downgraded back, and got the same upgrade offer 2 months later and took it...

I just downgraded again after a year and the only offer I have at the moment is for 15k (rater than the 25k that is 'good' for this offer) so I'll wait and see.
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Joined Jan 2023
L2: Beginner
> bubble2 90 Posts
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FeistyBird8916
03-21-2023 at 08:46 PM.
03-21-2023 at 08:46 PM.
Quote from PaulP6715 :
Is this one of the cards you can sort of know if you'll be approved ahead of time? They have that apply with confidence (or some other verbiage) link on some Amex cards I've seen in the past.
yes it is, i think they do that with all their cards
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Joined Dec 2007
L2: Beginner
> bubble2 54 Posts
22 Reputation
thebrocklee
03-22-2023 at 03:28 PM.
03-22-2023 at 03:28 PM.
Is anyone still getting the 90k referral for gold? I'm looking to open a gold and close my plat card--the fee just isn't worth it.
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Joined Aug 2004
...
> bubble2 9,764 Posts
5,106 Reputation
JaTaN
03-22-2023 at 03:30 PM.
03-22-2023 at 03:30 PM.
Quote from thebrocklee :
Is anyone still getting the 90k referral for gold? I'm looking to open a gold and close my plat card--the fee just isn't worth it.
90k + $200 still shows up
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Joined Mar 2011
L5: Journeyman
> bubble2 752 Posts
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juvenescence
03-22-2023 at 04:14 PM.
03-22-2023 at 04:14 PM.
I think the CSP deal is better than this one
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Joined Dec 2018
L2: Beginner
> bubble2 89 Posts
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BOO_OOS
03-22-2023 at 10:29 PM.
03-22-2023 at 10:29 PM.
I signed up for the card and realized I only got 90k points and no $200 credit. Call Amex right away and canceled the card. They said I don't have to pay the annual fee. Do I need to wait to sign up for the card again?
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