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CIT Bank 11 Month No-Penalty CD: Earn Expired
4.80% APY*
CIT Bank, our partner, offers the following benefits with their No-Penalty CD.
Thanks to staff member LD7 for finding this deal.
Thanks to staff member LD7 for finding this deal.
- $1,000 minimum to open
- No penalty to access funds if needed before maturity
- No opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- Member FDIC
- *See site for details
Original Post
Written by
Edited May 9, 2023
at 08:28 AM
CIT Bank, our partner, offers the following benefits with their No-Penalty CD.
- $1,000 minimum to open
- No penalty to access funds if needed before maturity
- No opening or maintenance fees
- Daily compounding interest to maximize your earning potential
- Member FDIC
- *See site for details
Created 03-31-2023
at 01:30 PM
by LD7 | Staff
in
Finance
CIT Bank
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Didn't First Citizens just acquire the assets of SVB?
For a normal CD, Marcus is offering a 10-month 5.05%.
CIT also has a savings account for 4.75% if you put in more than $5k. Keep in mind that CIT is notorious for creating new savings products with higher rates and reducing the rates of old ones without telling you.
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I've switched from discover to PNCs 4%, and then last month moved to UFB at 5%.
A: because i dont wanna park $ at ghetto UFB
more profit < fewer borrowers + rapidly rising bond prices
Do 'ordinary people' not have 401ks or seek mortgages? 😂
I'd rather have 5.54 core inflation.
2) higher mortgage rates usually means lower housing price (or not-so-high). it is actually a good time to buy. refinance when rates becomes lower again. if you wait till mortgage rates go lower by itself (say back to 3%), you will certainly be priced out by the soaring housing price again.
so in any time for us ordinary people, higher interest is actually a good thing.
Do 'ordinary people' not have 401ks or seek mortgages? 😂
I'd rather have 5.54 core inflation.
2) higher mortgage rates usually means lower housing price (or not-so-high). it is actually a good time to buy. refinance when rates becomes lower again. if you wait till mortgage rates go lower by itself (say back to 3%), you will certainly be priced out by the soaring housing price again.
so in any time for us ordinary people, higher interest is actually a good thing.
2) a. home prices still high, rates much higher.
b. I will certainly not be priced out as I wasn't when rates were 2%
c. 'so in any time' you haven't made a cogent point.
Higher interest rates isn't a good thing for ordinary people for obvious reasons (loans, mkt volatility) or necessarily banks when rates climb too quickly (like now)
2) a. home prices still high, rates much higher.
b. I will certainly not be priced out as I wasn't when rates were 2%
c. 'so in any time' you haven't made a cogent point.
Higher interest rates isn't a good thing for ordinary people for obvious reasons (loans, mkt volatility) or necessarily banks when rates climb too quickly (like now)
I guess when you run out of illogical arguments, it's natural to pivot to ad hominem; keeps it in the family. 😊
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Alternatively you can add an "External account" within the CIT Bank environment and transfer directly that way.
Restarted application and saw system maintenance message.
What bank does online maintenance during the day? That doesn't give me high confidence.
Vanguards cash plus account is FDIC. 4.2%. they put the funds with various banks so up to roughly $1m is insured
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