Earn A $200 Cash Rewards Bonus
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Original Post
Written by
Edited August 26, 2026
at 07:50 AM
by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.
Card Features:
Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
630 Comments
Your comment cannot be blank.
Featured Comments
Sign up for a Slickdeals account to remove this ad.
Does that mean I have to make a minimum payment monthly or pay zero for 14 months?
Minimum for 14 months then complete current balance month 15.
Further, Amex has a card that earns 2x MR points on everything- which if you travel at all is ALSO worth more than 2% cash.
Likewise Chase has one earning 1.5x UR on everything- which again if you travel is ALSO worth more than 2% cash.
$200 for a $500 spend is a perfectly decent signup bonus if you can't afford the higher spend on the larger bonuses- but as an actual card for ongoing use this one is pretty meh compared to other options.... and even THEN there's better $500 spend card signups right now from Chase for example-- which offers 20,000 UR points (which is $200 cash, but again potentially more than that if you travel much) plus 5% back on groceries for a year on 2 different cards (and you can get both- and both also offer bonuses in other categories too)
Now, if you NEVER travel.... well, I'd still take $200 plus 5% back on groceries all year before this one... and it'd give you more reason to obtain BoA status to get their 2.625% on everything option too...
Both my wife am I are 800+ FICO score people. Before I received the second deny letter, she got pre-approved letter for the same card. So, she applied only and we got multiple cards under her name. Bummer!
So, it may take several weeks and most likely denied at the end if not instantly approved within a few hours.
Uh, that's WHY folks specify the value is different IF you travel than if you don't.
You seem mad people are providing relevant extra info
Sign up for a Slickdeals account to remove this ad.
I just got the card and i agree, their web UI is terrible compared to Ally or even Chase
But want to use a credit card to pay off a delinquent utility bill to rebuild my credit.
Would this card be good? Or too hard to get?
Or any suggestions from anyone?
If you have charge offs from decades ago you can have them removed from your credit reports. I suggest obtaining a report from all 3 reporting agency's first, contest the "old stuff", and after the old stuff is removed then look into a credit card.
My charge offs aren't the issue at this point (they actually have fallen off of my credit report)
The issue we have is with this wastewater bill because they didn't send us a statement for an entire year until it went to collections and then they kept adding interest to it which we couldn't keep up with, so I got to the point where I just stopped paying the bill for the last few months and now it's over $2,000.
I've spoken to some and they said that should be something that is disputable because it's not our fault if we didn't receive a bill/statement.
🤷🤦
For high spenders like my family we find more value in X1. Earning 3% cash back up to $7.5k/mo all year now. Yes the 3% is limited to certain stores but it has no expiration. For instance I just went back and expensed apple purchases from 2020 and got $3000 back which I deposited in savings.
The 2% from Wells Fargo, Citi and others is definitely great alternative and that's what we used for years before x1 came out.
Moreover, the points are only worth 0.7 cents generally, and then 1 cent at a list of just a few dozen merchants (a chunk of those being merchants there's cards offering a lot better value for too like some airlines, online retail, etc)... so your EFFECITVE rewards on your spend are always going to be less than 3% anyway (and potentially a lot less) every month.
Seems like it'd be a lot less trouble to get BoA status and enjoy 2.625% actual cash back on everything without regard to amount of spend, or where you use the rewards- and combine with a couple of 5.25%/5x cards for the couple of categories you spend the most in.
Sign up for a Slickdeals account to remove this ad.
TY captain obvious. the point they are making is buying things you other wise would with a credit card to improve your credit. I have never had nor needed credit, but many people want to buy a house or car on credit. If that is you then using credit cards responsibly is a good way to build credit. GF has a 815 credit score right now because I taught her how to use credit cards responsibly and pay off 60k credit card in 2 years. $200 for signing up and using a decent credit card seems like a good move for many people.