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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Expired

Earn A $200 Cash Rewards Bonus
+291 Deal Score
778,567 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.


Card Features:



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Original Post

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Edited August 26, 2026 at 07:50 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:




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Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+291
778,567 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

630 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Nice flex letting us know you have over $100k in your BofA account

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Joined Nov 2012
L3: Novice
> bubble2 118 Posts
17 Reputation
couches200000
12-09-2023 at 06:20 PM.
12-09-2023 at 06:20 PM.
You have to pay me $200 annually to ever bank with Wells Fargo. Wells Fargo can go pound sand.
Reply
Joined Feb 2017
L2: Beginner
> bubble2 34 Posts
10 Reputation
pricepriceprice
12-09-2023 at 06:33 PM.
12-09-2023 at 06:33 PM.
Quote from SmartCemetery3719 View quoted comment :
Thanks for the reply. So, do those reasons essentially tell you the denial was the old "We won't give you a credit card because you haven't had enough credit cards."?

The Ally invitation does literally say "Exclusively for nurses. You're pre-approved." on it, so could they write that if I wasn't actually pre-approved? That seems like it would be unethical or illegal, since the hard check would drop the credit score of the person who was supposed to be pre-approved. I don't necessarily want to waste *another* hard pull. haha!

There's other people on here who've been WF and they also got rejected. I wouldn't go with either of them. They have some bad CS . Have you looked at the interest rate? rate on WF is comparatively high. Go with Discover, Citi, Chase, something with more service.
Reply
Last edited by pricepriceprice December 9, 2023 at 06:37 PM.
Joined Aug 2021
L3: Novice
> bubble2 216 Posts
34 Reputation
CoolHeat767
12-10-2023 at 10:49 AM.
12-10-2023 at 10:49 AM.
Quote from SmartCemetery3719 View quoted comment :
Thanks for the reply. So, do those reasons essentially tell you the denial was the old "We won't give you a credit card because you haven't had enough credit cards."?

The Ally invitation does literally say "Exclusively for nurses. You're pre-approved." on it, so could they write that if I wasn't actually pre-approved? That seems like it would be unethical or illegal, since the hard check would drop the credit score of the person who was supposed to be pre-approved. I don't necessarily want to waste *another* hard pull. haha!

I can't say for sure about that Ally card specifically, but if you take a look at many of the card threads around here (especially Capital One Venture which has a pre-approval tool), pre-approval doesn't necessarily mean guaranteed approval. Otherwise it would just be you're approved, right? Why even have a pre-approved concept if it just means approved. They are pre-approving you based on all available signals but approval is based on a credit check.

Anyhow, you can contact them and ask if in the case of their card for nurses it is a true "guaranteed" approval.
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Joined Feb 2021
New User
> bubble2 14 Posts
10 Reputation
SmartCemetery3719
12-10-2023 at 11:15 AM.
12-10-2023 at 11:15 AM.
Quote from pricepriceprice View quoted comment :
There's other people on here who've been WF and they also got rejected. I wouldn't go with either of them. They have some bad CS . Have you looked at the interest rate? rate on WF is comparatively high. Go with Discover, Citi, Chase, something with more service.
Yeah, the cards we've been using that my wife has are Chase cards and we've had good experiences with them. So, I wouldn't mind going with Chase. Though, I'm concerned that it could mess something up if my wife adds me as an authorized user on her Chase cards.

Of course, now I'm paranoid that I'm going to get declined again and have a second hard pull with nothing to show for it and basically have to wait like 3-6 months before applying for another card. Big Grin haha

Turns out the Ally offer I had expired, so I guess I have to wait for another invite from them if I want to try for that card.
Quote from pricepriceprice View quoted comment :
There's other people on here who've been WF and they also got rejected. I wouldn't go with either of them. They have some bad CS . Have you looked at the interest rate? rate on WF is comparatively high. Go with Discover, Citi, Chase, something with more service.
The cards my wife has are Chase and we've had good experiences with them. I don't suppose getting something like Chase Freedom Unlimited would be an issue, as ThePointsGuy recommends it as a good first credit card.

After you mentioned Citi, I also saw they have a DoubleCash card that's 2%.

I'm just paranoid I'll waste another hard pull with nothing to show for it and wind up having to wait like 3-6 months to try again! Embarrassment
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Joined Feb 2010
L4: Apprentice
> bubble2 409 Posts
24 Reputation
maz021
12-12-2023 at 11:11 AM.
12-12-2023 at 11:11 AM.
I just got approved but can't find where it says spend $500 get $200, anyone know where to find this info?
Reply
Joined Nov 2023
New User
> bubble2 19 Posts
10 Reputation
730wisdo
12-12-2023 at 05:07 PM.
12-12-2023 at 05:07 PM.
For the people that got "application pending review" did you have to call and speak to a person to get a decision?

I called the number provided in the email and got an automated response, it asked me for my ssn and dob but the automated system still says pending after 2 days. The email only mentioned about getting a letter in the mail with a decision after 7 business days. This is annoying, I think I would rather get denied instantly than dragging the decision. I have never had this issue with other credit cards.
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Joined Nov 2016
New User
> bubble2 6 Posts
10 Reputation
babypearl82
12-12-2023 at 09:22 PM.
12-12-2023 at 09:22 PM.
So does this card have low or $0 annual fee? I am confused from the post.
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Joined Dec 2006
L3: Novice
> bubble2 123 Posts
14 Reputation
shiggins9
12-13-2023 at 03:00 PM.
12-13-2023 at 03:00 PM.
I just upgraded my Cash Wise to Active Cash. Is it possible to get the $200 bonus?
Reply
Joined Feb 2012
New User
> bubble2 10 Posts
18 Reputation
treeeferrrr
12-25-2023 at 03:38 PM.
12-25-2023 at 03:38 PM.
Quote from shiggins9 View quoted comment :
I just upgraded my Cash Wise to Active Cash. Is it possible to get the $200 bonus?
I did the same by calling in and they said no its not possible.
Reply
Joined Jul 2017
L10: Grand Master
> bubble2 6,258 Posts
490 Reputation
Luigis3rdcousin
01-04-2024 at 06:56 PM.
01-04-2024 at 06:56 PM.
Quote from babypearl82 View quoted comment :
So does this card have low or $0 annual fee? I am confused from the post.

This card has no annual fee
Reply
Joined Jul 2017
L10: Grand Master
> bubble2 6,258 Posts
490 Reputation
Luigis3rdcousin
01-04-2024 at 07:00 PM.
01-04-2024 at 07:00 PM.
Quote from maz021 View quoted comment :
I just got approved but can't find where it says spend $500 get $200, anyone know where to find this info?

https://creditcards.wellsfargo.co...dor_code=G

Just google Wells Fargo active cash card and it's on the main part of the advertisement.

I'll be real. I got this card 8 months ago. And within a month I spent over 500$ and got the 200$ credit a couple weeks later. And 2% cash back. And I have another 7-8 months or so of zero % APR. Just recently got a credit increase which nearly doubled it.

I used to have WF bank, and I would often make specific sized payments. I since canceled WF bank and switched to a different bank and your only allowed to make 4 payments in a month.
Reply
Joined Dec 2020
L6: Expert
> bubble2 2,011 Posts
ElKarl
01-06-2024 at 11:49 PM.
01-06-2024 at 11:49 PM.
Beware: Although the bonus is nice, the card is unreliable and customer service is virtually non-existent.

They started flagging $30 purchases at the pet store as suspicious. Then I tried to use it to buy a gift card and the purchase was declined. I got a text and email saying the purchase was declined (which I already knew because I was there when it was declined, duh!) with no option to approve it. I had to use my AMEX which worked fine.

I went to their website to tell them how much they suck but unlike every other credit card I have there is no option to send them a message. You have to call on the phone and wait on hold which I did and finally hung up when no one picked up.

This is unacceptable and can cause problems like fines if you try to use it to pay your auto insurance and they decline it and your DMV fines you for driving without insurance.

The prudent thing for me would be to just stop using the card but my credit score is over 800 so I don't mind taking the hit to tell them to shove it up their butt and close my account.
Reply
Joined May 2017
L6: Expert
> bubble2 1,516 Posts
658 Reputation
Pro
mariox
01-07-2024 at 08:59 AM.
01-07-2024 at 08:59 AM.
I've had this card since last May and it's been okay so far. I charged maybe 50k on it over that time and have gotten back about $1200 back in rewards. The only thing I hate about it is they don't let you make more than 3 payments a month from a non-WF account.
Reply
Joined Sep 2011
L5: Journeyman
> bubble2 747 Posts
121 Reputation
gtr1022
01-07-2024 at 12:27 PM.
01-07-2024 at 12:27 PM.
Can someone help clarify the maximum of 3 payments per month? It seems like a payment would be accomplished by a payee simply charging the card. How can there be a limit? I plan to set all my bills to auto-pay using this card.
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Joined Aug 2007
L9: Master
> bubble2 4,573 Posts
938 Reputation
pug_ster
01-18-2024 at 07:39 AM.
01-18-2024 at 07:39 AM.
I am currently using Citi double cash card but it seems that only the Fidelity card has the 2% cashback plus no foreign transactions. Is the Wells Fargo card any better?
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