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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+274 Deal Score
656,309 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
Add Comment
Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+274
656,309 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined Jun 2010
L5: Journeyman
> bubble2 613 Posts
50 Reputation
lawrnk
01-26-2025 at 02:17 PM.
01-26-2025 at 02:17 PM.
I have this card. And then I learned better. Not recommended
1
Reply
Joined Dec 2010
L5: Journeyman
> bubble2 616 Posts
162 Reputation
ddpstc
01-27-2025 at 05:03 AM.
01-27-2025 at 05:03 AM.
Quote from zoshka5 :
Citi stopped all travel benefits. They also don't give the second 1% until you pay. WF gives travel protection, as well as cell phone loss/damage protection. It pairs well with the WF Autograph, which has 3% back on restaurants, gas, travel, streaming, and cell plans, also with no fee. You can get unlimited 3% back for a year with Discover Miles, which doubles the 1.5% rewards for the first year.
Unfortunately this card does not give Travel Insurance for cancellation of trip due to illness. For Travel Insurance, travel credit cards, and Chase Freedom.
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,828 Posts
285 Reputation
localHero
01-27-2025 at 09:45 AM.
01-27-2025 at 09:45 AM.
Quote from lawrnk :
I have this card. And then I learned better. Not recommended

So... what didn't you like about it?
Reply
Joined Dec 2011
L10: Grand Master
> bubble2 7,526 Posts
2,601 Reputation
SAN_MARINO
02-05-2025 at 03:43 AM.
02-05-2025 at 03:43 AM.
Quote from thepenguin99 :
Pretty much the same, over 800 score, no balance, perfect payment history since i pay off every month. Rejected. Kinda wild. Looking forward to the letter than explains the rejection though.
Same here and screw WF. I never got rejected by any credit card company before. Kinda disappointed!
Reply
Joined Jul 2008
L6: Expert
> bubble2 1,828 Posts
285 Reputation
localHero
02-05-2025 at 04:53 AM.
02-05-2025 at 04:53 AM.
Quote from SAN_MARINO :
Same here and screw WF. I never got rejected by any credit card company before. Kinda disappointed!

Same here but I just waited a month or two and tried again and this time I was accepted. The reason given for the rejection was that I had too many credit cards open already. I've had two bank accounts with WF for years and already had another of their cards. I even asked if I could just change my first card out for this one even if I didn't get the $200 bonus... they said no. Then I apply a month or so later and I got the card and the $200 bonus.
Reply
Last edited by localHero February 10, 2025 at 10:54 AM.
Joined Jun 2007
L5: Journeyman
> bubble2 560 Posts
107 Reputation
rcastles
02-10-2025 at 10:18 AM.
02-10-2025 at 10:18 AM.
This is the highest return ratio I've seen at 40%. Easy card to get too.
Reply
Joined Jun 2007
L5: Journeyman
> bubble2 560 Posts
107 Reputation
rcastles
02-10-2025 at 10:19 AM.
02-10-2025 at 10:19 AM.
Quote from SAN_MARINO :
Same here and screw WF. I never got rejected by any credit card company before. Kinda disappointed!
More likely you just got caught up in some random filter. Worth trying later.
Reply

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Joined Feb 2025
New User
> bubble2 9 Posts
10 Reputation
SociableMeat383
02-14-2025 at 08:59 AM.
02-14-2025 at 08:59 AM.
Great deal, approved for 20k. Will replace my cap one quicksilver cash card.
Reply
Joined Oct 2020
L6: Expert
> bubble2 1,370 Posts
82 Reputation
CalmMitten9192
02-17-2025 at 11:13 AM.
02-17-2025 at 11:13 AM.
Quote from GreenHarrier1415 :
Costco does not accept Master Card for some reason. So having a VISA credit card is good idea.
Costco is one of the reasons I got this. Frustrating they wouldn't accept Mastercard. Never encountered that anywhere else but oh well.

Got approved right away too. No issues.
Reply
Joined Apr 2024
L4: Apprentice
> bubble2 369 Posts
35 Reputation
GreenHarrier1415
02-17-2025 at 06:48 PM.
02-17-2025 at 06:48 PM.
Quote from CalmMitten9192 :
Costco is one of the reasons I got this. Frustrating they wouldn't accept Mastercard. Never encountered that anywhere else but oh well.

Got approved right away too. No issues.
Apparently in 2016 they struck an exclusive deal with Visa for lower processing fees.
Reply
Joined May 2004
L4: Apprentice
> bubble2 393 Posts
85 Reputation
buyitused
02-18-2025 at 01:31 PM.
02-18-2025 at 01:31 PM.
how many times/how often can i do this? I've gotten this bonus twice now but I can't remember the time span
Reply
Joined Mar 2023
L3: Novice
> bubble2 100 Posts
22 Reputation
SplendidGalley998
02-18-2025 at 01:33 PM.
02-18-2025 at 01:33 PM.
Quote from radars :
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

BoA and USBank both have products with more than 2% cash back on everything if you have enough money with them.

For most people these various 2% cards are hard to beat, but since you asked.
Reply
Joined Jul 2014
L2: Beginner
> bubble2 45 Posts
18 Reputation
jicc1093
02-18-2025 at 01:37 PM.
02-18-2025 at 01:37 PM.
I just applied to their reflect card like 2 weeks ago. Would I qualify for this one?
Reply
Joined Mar 2007
L3: Novice
> bubble2 158 Posts
91 Reputation
dimpleguy
02-18-2025 at 01:42 PM.
02-18-2025 at 01:42 PM.
Rejected for me, screw Wells Fargo and I have credit score of 804
Reply

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Joined Jul 2008
L6: Expert
> bubble2 1,828 Posts
285 Reputation
localHero
02-18-2025 at 02:11 PM.
02-18-2025 at 02:11 PM.
Quote from SplendidGalley998 :
BoA and USBank both have products with more than 2% cash back on everything if you have enough money with them.

For most people these various 2% cards are hard to beat, but since you asked.

What is the USBank card with 2% cash back on everything. I just got the $750 bonus on their business card but it only gives 1% on most things.
Reply
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