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Wells Fargo Active Cash® Card: Spend $500 in First 3 Months

Earn A $200 Cash Rewards Bonus
+274 Deal Score
656,299 Views
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees

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Original Post

Written by
Edited May 6, 2025 at 11:27 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months with their Wells Fargo Active Cash® Card. Earn unlimited 2% cash rewards on purchases. Low annual fee.

Card Features:
  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.


Rates & Fees


Slickdeals may be compensated by partners, which may impact the placement of offers on the page.
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Created 04-05-2023 at 08:47 AM by EfficientGame645
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Deal
Score
+274
656,299 Views
Earn A $200 Cash Rewards Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

596 Comments

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Featured Comments

Come on. Do not add pre-conditions to earn more. We are talking about no pre-conditions to earn 2% cash back on everything purchase and you just can't find the card to earn more. If you like conditions such as annual fee, member to open a bank account etc, that is a different thing. People may not like those conditions.
Bickering comments have been removed from this deal thread. Feel free to use the comment section to discuss the deal, but do not use your comments to attack or target other members, please and thank you. Peace
Spending $500 to get $200 bonus and earning 2% cashback on everything is not good enough? Find one to earn more than 2% cashback on everything. Can you?

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Joined Apr 2024
L4: Apprentice
> bubble2 369 Posts
35 Reputation
GreenHarrier1415
04-04-2025 at 11:32 AM.
04-04-2025 at 11:32 AM.
Quote from sleepybubba :
How about U.S. Bank Cash+ Visa Signature with up to 5% cash back on two categories, plus a $200 bonus.

Plus, 2% cash back on one everyday category you choose each quarter.

Plus, 1% on everything else. if you count your categories right, you can easily average more 2% flat.

https://www.usbank.com/credit-car...-card.html [usbank.com]

But of course the OP deal is much better because SD staff posted it, right?
I already have usbank but I like the simplicity of this card %2 for everything.

The usbank card has $1000 for $200 back and $2000 to qualify for 5%, and BS categories and exclusions and gotchas where you only get 1% back.
Reply
Last edited by GreenHarrier1415 April 4, 2025 at 11:34 AM.

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Joined Aug 2006
L2: Beginner
> bubble2 39 Posts
18 Reputation
tpatch
04-07-2025 at 04:42 PM.
04-07-2025 at 04:42 PM.
I'm liking this card for the Cellular Telephone Protection. Use the card to pay your cell phone bill and get up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Reply
Joined Apr 2024
L4: Apprentice
> bubble2 369 Posts
35 Reputation
GreenHarrier1415
04-08-2025 at 08:10 AM.
04-08-2025 at 08:10 AM.
Quote :
Quote from sleepybubba :
sleepybubba
And I accepted this challenge and, I think, I did quite welll, didn't I? Next time, watch your lanaguage and you'll do much better
That works for you, whatever. Their exclusions and limits don't work for me.

You're misquoting the wrong person. I did not say that last bit. Also you're wrong because it's not more than 2% on everything. Maybe you should heed your own advice.
Reply
Last edited by GreenHarrier1415 April 8, 2025 at 08:16 AM.
Joined Jul 2008
L6: Expert
> bubble2 1,828 Posts
285 Reputation
localHero
04-10-2025 at 06:46 PM.
04-10-2025 at 06:46 PM.
I have this card and it's my daily driver when I'm not working to meet a spend requirement for another card (I do this a lot). I have it for the 2% back on everything and the cell phone insurance. I was happy to get the $200 bonus but I would have gone for the card anyway.

Now WF has sent me another offer for their "Signify Business Cash" card which offers the same 2% with no AF and comes with a $500 bonus though you have to spend $5,000 in 3 months to get it. It's not a big bonus for $5k spend and I'm guessing you need to have a legitimate business (I do) with an EIN to get the card but it's a shoe-in for me if they accept my application. (I forgot to unlock my credit so it's taking a bit longer)

I posted this because if someone has a legitimate business and thinks they'll be spending the $5k/3 months anyway, it's something to look into. If I get it, it will amount to $700 bonus just for applying twice which is almost as good as the Chase offers and you get the 2% with no AF.

Cheers!
Reply
Joined Aug 2012
L4: Apprentice
> bubble2 405 Posts
18 Reputation
qikDealer
04-11-2025 at 07:20 PM.
04-11-2025 at 07:20 PM.
40% cash back on $500. but it's shady wells fargo........
Reply
Joined Jul 2019
L6: Expert
> bubble2 1,436 Posts
22 Reputation
ditto33
04-13-2025 at 11:34 PM.
04-13-2025 at 11:34 PM.
Does this card has phone insurance cover if phone bill is payed with it? If yes, what's deductible.
Reply

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Joined Jul 2008
L6: Expert
> bubble2 1,828 Posts
285 Reputation
localHero
04-14-2025 at 05:02 AM.
04-14-2025 at 05:02 AM.
Quote from ditto33 :
Does this card has phone insurance cover if phone bill is payed with it? If yes, what's deductible.

I've used the cell phone insurance once and it was a $25 fee/deductible. I think that's the case no matter the value of the phone but mine was only valued at $250 so I'm not sure if it goes up with a higher value phone.
Reply
Joined Jul 2019
L6: Expert
> bubble2 1,436 Posts
22 Reputation
ditto33
04-14-2025 at 08:26 AM.
04-14-2025 at 08:26 AM.
Quote from localHero :
I've used the cell phone insurance once and it was a $25 fee/deductible. I think that's the case no matter the value of the phone but mine was only valued at $250 so I'm not sure if it goes up with a higher value phone.

Tnx on the info.
Reply
Joined Dec 2010
L4: Apprentice
> bubble2 2,662 Posts
86 Reputation
radars
04-17-2025 at 04:55 PM.
04-17-2025 at 04:55 PM.
Chase unlimited offers $250 by spending $500 which is very good.

Update: The $250 offer has been decreased to $200 from May 2025.
Reply
Last edited by radars May 9, 2025 at 10:19 AM.
Joined Jan 2009
L9: Vice President
> bubble2 290 Posts
218 Reputation
4vanger
04-18-2025 at 09:59 AM.
04-18-2025 at 09:59 AM.
WF never again - when I last applied to some promo they went many extra miles to not pay me the bonus. And a decade long story of having nothing but a problems with them
Reply
Joined Jul 2019
UID:0
> bubble2 24 Posts
14 Reputation
VadT.
04-19-2025 at 06:11 AM.
04-19-2025 at 06:11 AM.
It seems, that this card is for US citizens only. I was declined suddenly. Never had any issues with other cards with $4500-6000 in credit line.
Reply
Joined Jan 2016
L2: Beginner
> bubble2 41 Posts
14 Reputation
prayingdsr
04-24-2025 at 03:20 AM.
04-24-2025 at 03:20 AM.
Quote from pippypoppy :
Any chance you have a credit freeze on that you need to lift before applying for a new card? I've forgotten to do this before, and got this kind of response.

That's exactly what happened to me when I initially applied one week ago. It's easy to forget that you initiated a freeze at all three credit reporting agents...
Reply
Joined Jan 2007
L6: Expert
> bubble2 1,144 Posts
1,311 Reputation
wellcum
05-09-2025 at 05:04 AM.
05-09-2025 at 05:04 AM.
unfroze all 3 agencies, applied and rejected with credit score 842, go figure.
Reply

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Joined Nov 2010
L7: Teacher
> bubble2 2,232 Posts
427 Reputation
Pro
Elon69
05-09-2025 at 10:58 AM.
05-09-2025 at 10:58 AM.
Quote from wellcum :
unfroze all 3 agencies, applied and rejected with credit score 842, go figure.
LOL. damn. that's a hell of a high score!
1
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