Chase is offering 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening for their Chase Sapphire Preferred® Card. Annual fee is $95.
Thanks to Community Member archtctnut for sharing this deal.
Card Details:
Read our review on the Chase Sapphire Preferred® Card
Chase is offering 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening for their Chase Sapphire Preferred® Card. Annual fee is $95.
Card Details:
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
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Read our review on the Chase Sapphire Preferred® Card
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Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
Nice deal, Pity I still have the Ink Business Preferred active and just applied for Freedom Unlimited... A word of caution with their UR Travel service. I had very negative experience with them lately.
On one occasion, I planned my conference and booked the hotel with UR Travel instead of using the conference link. The price was similar, so I decided to earn a few points... That was bad choice because:
They charged the full amount immediately instead of placing a hold.
When I wanted to shorten my stay, it took me almost 2 hour on the phone to change it. And even then, their portal still shows the old travel dates and it took them 2 weeks to refund the difference, so that I had to pay the balance first.
On the other occasion, I tried to book a cruise with them - even worse headache. They do have some cruises online but not all of them. And definitely they don't have any of the optional packages the cruise lines now have to sweeten the deal. My cruise was not available on the portal so I ended up spending 2-3 hours on the phone with very ignorant UR rewards employee who wanted nothing more than to end the call.
And most importantly... The Ultimate Rewards Travel has been outsorurced abroad, to multiple call centers in at least 2 multiple locations (I heard 2 different type of accents, both equally bad). The UR Travel call center used to be 100% English speaking, very knowledgeable, very nice and attentive representatives. Not anymore. Upon your call you are getting to the badly accented employee who is clueless as to what you are asking such that you have to repeat yourself 2-3 times. Mid you, English is my second language too, so I don't mind repeating, knowing that my accent is also bad. But I also know that it is not that bad so I have to repeat myself so much so it gets tiring. There is also bad lag between you talking and call center responding. This is confirmed on every occasion I had to interact with them. The only way to solve this is to immediately request the US Representative. At least for now this works, but who knows for how long.
Thanks for the heads up. Refer my wife to sign up. That's 15k for referral and 80,000 once the spending requirements are met.
That's what OP said. 80k + 10k in branch.
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I was able to downgrade my CSP card to a Freedom Unlimited. Six business days later, the option to apply was finally available in branch. I applied and no decision was made (said they needed more details). Branch called and couldn't get any information on the "no -decision" - it wasn't declined or approved. Has this happened to anyone?
I was able to downgrade my CSP card to a Freedom Unlimited. Six business days later, the option to apply was finally available in branch. I applied and no decision was made (said they needed more details). Branch called and couldn't get any information on the "no -decision" - it wasn't declined or approved. Has this happened to anyone?
Did you call the automated application status phone number? (888) 338-2586
You can also talk to a rep to see what what they need from you.
I've heard this is the best credit card, but I don't want to fuss with all the points and points transfers, was thinking of just getting the Citi double points where you get 2% on everything, easier to manage.
$95 for at minimum $800 in cash, and potentially a LOT more when used for some travel? Why wouldn't you be ok with it?
It might not be worth keeping for most AFTER that first year of course... (if you don't travel it's not worth keeping after the year... if you DO travel it's probably better to upgrade to a CSR where the difference in annual fee can be easily overcome with the various credits and other perks)
Quote
from CrimsonHealth4526
:
Hey guys I've had this card for 2 years now , can I product change to another freedom although I have 3 already? The. Apply for this again?
You can probably PC to another freedom (or a freedom flex or freedom unlimited might be even better for you) but you won't be eligible for this offer because it has to have been 48 months since the last time you received a sapphire bonus.
Quote
from dabomb156
:
I've heard this is the best credit card, but I don't want to fuss with all the points and points transfers, was thinking of just getting the Citi double points where you get 2% on everything, easier to manage.
There is no "best" single credit card.
If you want to max value you use several different cards.
If you can't be bothered then it's probably instead worth your time to get BoA status and at least get 2.625% back on everything.
I'm torn. I just applied for the Apple Card yesterday just for the 4% savings account and I have an Amex Platinum, but this card will give me another 80000 points as I had the chase sapphire reserve over 4 years ago, so I can get the points. I just worry if having two hard inquiries two days in a row will affect my credit score. I'm above 800 and don't plan on buying a house or open up some major loan or heloc anytime soon. So would you get this card or just leave it as as?
I'm torn. I just applied for the Apple Card yesterday just for the 4% savings account and I have an Amex Platinum, but this card will give me another 80000 points as I had the chase sapphire reserve over 4 years ago, so I can get the points. I just worry if having two hard inquiries two days in a row will affect my credit score. I'm above 800 and don't plan on buying a house or open up some major loan or heloc anytime soon. So would you get this card or just leave it as as?
Should've done wealthfront instead, higher APY and no hit on 5/24
I just got a tv lol. Curious Do you think I could transfer one credit card to the other and get the points? I got 20k with citi whatever that means lol. If that works with transferring balances why not get 10 new cards with a 100 back on you first 1k spent and get lots of awards lol
I just got a tv lol. Curious Do you think I could transfer one credit card to the other and get the points? I got 20k with citi whatever that means lol. If that works with transferring balances why not get 10 new cards with a 100 back on you first 1k spent and get lots of awards lol
$/points are for purchases. A balance transfer is not a purchase.
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On one occasion, I planned my conference and booked the hotel with UR Travel instead of using the conference link. The price was similar, so I decided to earn a few points... That was bad choice because:
They charged the full amount immediately instead of placing a hold.
When I wanted to shorten my stay, it took me almost 2 hour on the phone to change it. And even then, their portal still shows the old travel dates and it took them 2 weeks to refund the difference, so that I had to pay the balance first.
On the other occasion, I tried to book a cruise with them - even worse headache. They do have some cruises online but not all of them. And definitely they don't have any of the optional packages the cruise lines now have to sweeten the deal. My cruise was not available on the portal so I ended up spending 2-3 hours on the phone with very ignorant UR rewards employee who wanted nothing more than to end the call.
And most importantly... The Ultimate Rewards Travel has been outsorurced abroad, to multiple call centers in at least 2 multiple locations (I heard 2 different type of accents, both equally bad). The UR Travel call center used to be 100% English speaking, very knowledgeable, very nice and attentive representatives. Not anymore. Upon your call you are getting to the badly accented employee who is clueless as to what you are asking such that you have to repeat yourself 2-3 times. Mid you, English is my second language too, so I don't mind repeating, knowing that my accent is also bad. But I also know that it is not that bad so I have to repeat myself so much so it gets tiring. There is also bad lag between you talking and call center responding. This is confirmed on every occasion I had to interact with them. The only way to solve this is to immediately request the US Representative. At least for now this works, but who knows for how long.
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I applied and immediately called and asked for expedite shipping. Arrived in a day.
You can also talk to a rep to see what what they need from you.
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It might not be worth keeping for most AFTER that first year of course... (if you don't travel it's not worth keeping after the year... if you DO travel it's probably better to upgrade to a CSR where the difference in annual fee can be easily overcome with the various credits and other perks)
You can probably PC to another freedom (or a freedom flex or freedom unlimited might be even better for you) but you won't be eligible for this offer because it has to have been 48 months since the last time you received a sapphire bonus.
There is no "best" single credit card.
If you want to max value you use several different cards.
If you can't be bothered then it's probably instead worth your time to get BoA status and at least get 2.625% back on everything.
Should've done wealthfront instead, higher APY and no hit on 5/24
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$/points are for purchases. A balance transfer is not a purchase.