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SlickdealsForumsDeal TalkCapital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY Deposit 10K-100K+ (New Capital 360 Accounts)
Capital One 360 Performance Savings Account: Earn Up to 1K Bonus Funds w/ 3.5% APY
Expired
Deposit 10K-100K+
(New Capital 360 Accounts)
+73Deal Score
174,832 Views
Capital One is offering their Capital One 360 Performance Savings Account: Earn Up to $1,000 Bonus Funds w/ 3.5% APY w/ deposits ranging from $10,000 to $100,000 of external funds (within the 15-day Initial Funding Period Only) when you open a new account and fund the account and apply promo code SPRING23 to receive this promotional bonus offer or when you follow the instructions listed below
Thanks to community member henry333 for finding this deal
Note, offer valid for New Capital One 360 Performance Saving Account only. If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary/secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for this bonus offer.
You're invited to earn an exclusive bonus and a high-yield savings rate: 3.50% APY. Act now.
Earn $100, $500 or $1,000 based on how much you deposit. Just open a 360 Performance Savings account, make a deposit within 15 days and hold your deposit for 90 days. Plus, you'll earn interest with one of the best savings rates in America.
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$10,000 gets you $100
$50,000 gets you $500
$100,000 gets you $1,000.
consider interest, after 90 days you got 1000+875, equivalent to 7.5% APY
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
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How about CIT bank which pays 4.75 percent annual interest in their savings account? Has anyone heard of them?
Yes. CIT is how owned by First Citizens Bank based out of Raleigh NC. FCB is the bank that just bought SVB (California bank that had a bank run). FCB is a smaller regional bank but is apparent expert in taking over failed banks since decades ago. CIT is offering a decent APY on its savings as well as no penalty CD
At Fidelity brokerage you can get all kinds of CD's right now in the 5-5.1% APY from many banks for terms of 6-12month . All FDIC insured. And no promo needed. Only a $1000 minimum per CD. I'd say that beats pretty much everything.
Not everyone knows how to manage nor wants brokered CDs
Anyone recommend any better APYs with other reputable banks?
CIT, Citibank and some offer better APY on CDs. Fed is expected to raise interest rate by up to 25bps next month, so if you think that will happen and will be passed down by banks, then plan accordingly
Our community has rated this post as helpful. If you agree, why not thank dcee
04-22-2023 at 06:06 AM.
This is a simple deal. I don't know why people are complicating it.
Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus you are way above any rate out there for that period of time
This is a simple deal. I don't know why people are complicating it.
Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus you are way above any rate out there for that period of time
Except youre not using your brain here. Its $1000 bonus + 3.5% APY as well. You would still have 3.5% APY for those 90 days too... So the total would be more than 4% APY...
So stupid. If you have 10k. Then you're smart enough to have good credit. Instead. Apply for a chase cc and get 700 to 900 dollars for just using. Plus points are not taxable. This deal is worthless!!!
Not everyone knows how to manage nor wants brokered CDs
It's easy to do. Just sign up for a Fidelity account. Then look through list of CD's. Check the ones you want for the term rate and click buy. That easy. Way easier than opening an account at dozens of different banks individually.
It's easy to do. Just sign up for a Fidelity account. Then look through list of CD's. Check the ones you want for the term rate and click buy. That easy. Way easier than opening an account at dozens of different banks individually.
You assume that everyone is savvy with using a brokerage and understands how brokered CDs work. One big diff that you don't point out and that people should know is that with brokered CDs your interest is not compounded unlike in regular CDs. You're responsible for manually reinvesting interest earned
From the fine print: If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2020, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
Darn, thanks for that. I was over here contemplating if I could open up multiple accounts and put 100k of cash in each account. I had dreams. Crushed. haha.
How about CIT bank which pays 4.75 percent annual interest in their savings account? Has anyone heard of them?
I personally didn't like CIT's UI/IX and the opening process took longer with hiccups throughout the way.. 😬
I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
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$50,000 gets you $500
$100,000 gets you $1,000.
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Yes. CIT is how owned by First Citizens Bank based out of Raleigh NC. FCB is the bank that just bought SVB (California bank that had a bank run). FCB is a smaller regional bank but is apparent expert in taking over failed banks since decades ago. CIT is offering a decent APY on its savings as well as no penalty CD
Not everyone knows how to manage nor wants brokered CDs
CIT, Citibank and some offer better APY on CDs. Fed is expected to raise interest rate by up to 25bps next month, so if you think that will happen and will be passed down by banks, then plan accordingly
Our community has rated this post as helpful. If you agree, why not thank dcee
Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus you are way above any rate out there for that period of time
Deposit 100K, wait the 90 days and then either transfer out to a higher yield account or keep it in. After 90 days and the bonus you are way above any rate out there for that period of time
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You assume that everyone is savvy with using a brokerage and understands how brokered CDs work. One big diff that you don't point out and that people should know is that with brokered CDs your interest is not compounded unlike in regular CDs. You're responsible for manually reinvesting interest earned
I know that's finicky haha, but with so many other banks out there we went with someone else.
We have really enjoyed Marcus by Goldman Sachs. Super clean UI, took 5 minutes to open up, transfers from other banks start earning interest the same day if the transfer is before ~3pm EST.
Marcus just bumped up to 3.9% APY and if you use a referral link to sign up, you get an additional 1% for 90 days. And you can refer 5 people and stack the 90 days for a total of 15months extra 1% APY.
If you don't have any friends/family with an account already, I'm happy to DM you my referral link to start.
Good luck!
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Dumb question but 33% is the rate? So basically only like $660ish